Sentences with phrase «term changes to your budgeting»

If you don't need a quick and easy credit repair, just think of long - term changes to your budgeting and spending habits.

Not exact matches

The paper concludes that with the policy changes to date, including budget cuts and the changes to the Canada Health Act and to the elderly benefit system, the federal government will have a long - term sustainable fiscal structure characterized by a declining debt to GDP ratio.
Finance Minister Bill Morneau unveiled the Liberals» second budget Wednesday, billing it as a long - term plan to lead job growth and give Canadians the «confidence and optimism» to «adapt and prosper in the face of change
The report just released by the PBO shows that because of the cuts to direct program spending introduced in the 2010 and 2012 budgets and the changes to the Canada Health Transfer (CHT) and the Old Age Security (OAS) system, the government now has a fiscal structure that is sustainable in the long term.
The government continues to predict balanced budgets over the three - year term, though there is a significant change in the debt profile of B.C., notably our taxpayer - supported debt, which is scheduled to increase more than 17 % over the next three years.
He said creditors should commit to discussing debt changes as a «second step» after an agreement on Greece's budget, economy and near - term financing is achieved in coming days.
From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.
Ryan's proposal again calls for significant changes to Medicare and Medicaid to balance the budget over the long term — a recommendation that proved toxic in the NY - 26 special election and helped propel Democratic Rep. Kathy Hochul to victory in the GOP - dominated WNY district.
To help achieve the Governor's goal of encouraging efficiency and results, the Executive Budget allocates $ 250 million to be awarded on a competitive basis to school districts that demonstrate significant improvement in their student performance outcomes and another $ 250 million to be awarded on a competitive basis to school districts that undertake long - term structural changes which reduce costs and improve efficiencTo help achieve the Governor's goal of encouraging efficiency and results, the Executive Budget allocates $ 250 million to be awarded on a competitive basis to school districts that demonstrate significant improvement in their student performance outcomes and another $ 250 million to be awarded on a competitive basis to school districts that undertake long - term structural changes which reduce costs and improve efficiencto be awarded on a competitive basis to school districts that demonstrate significant improvement in their student performance outcomes and another $ 250 million to be awarded on a competitive basis to school districts that undertake long - term structural changes which reduce costs and improve efficiencto school districts that demonstrate significant improvement in their student performance outcomes and another $ 250 million to be awarded on a competitive basis to school districts that undertake long - term structural changes which reduce costs and improve efficiencto be awarded on a competitive basis to school districts that undertake long - term structural changes which reduce costs and improve efficiencto school districts that undertake long - term structural changes which reduce costs and improve efficiency.
But yesterday, he moved to rede fine the terms of Albany's annual budget debate — perhaps setting into motion events that could change forever the way New York spends.
Antonacci asked the law department to address two main issues: The county charter appears to say that raises for county legislators should be voted on when the budget for that year is approved; and state Municipal Home Rule Law indicates that salary changes made during the term of an elected official, such as the county executive, should take the form of a local law, not a resolution as passed by the Legislature.
The letter might be overly harsh, since Sheehan's proposed budget, while hardly daring or likely to change the city's long - term fiscal direction, still reduces spending slightly without reducing services or raising taxes.
Sampson said: «Krueger is a proven reformer who can successfully work with Gov. Cuomo, the Assembly, and Senators on both sides of the aisle to restructure the budget process through long - term changes that radically reform how we spend taxpayer dollars.»
The ever - changing horizon of the political media means looking a week ahead to the Budget is about as long - term as it gets; looking several months or years ahead often doesn't happen.
Still, along with changes to the state's tax code that helped generate revenue to close a budget deficit, the tax cap is one of Gov. Andrew Cuomo's signature economic achievements of his first term.
«We must adopt a proposal that solves the 2017 deficit, as well,» Fasano said, «And we must work together to substantially mitigate future shortfalls in 2018 and 2019 and implement long - term structural changes to the state budget
From allowing Uber and Lyft outside of New York City to imposing term limits on lawmakers, the governor's budget includes many items that normally would be considered policy changes and debated and approved in the regular part of the session.
The Executive Budget would make that change contingent on measures to reduce costs, including an increase in the tax on nursing homes and steps to encourage family financial support for long - term care.
Lori Pelletier, who as president of the Connecticut AFL - CIO has battled with Malloy over budget cuts and tax policy, said she does not expect the governor to change in the second half of his second term.
The group, Divide NYS Caucus, is backing the referendum with the hope the convention will lead to changes to the state government that include term limits, budget and ethics reform and «the power to separate NYS into two or three Autonomous Regions.»
«We're not going to pass a budget, we're not going to end this session, without having changed the ethics rules that relate to what people do in terms of outside income — whether it's the level of outside income they have or, more importantly, making sure that people can't use their public office in a way to benefit themselves privately,» Morelle said.
Also on the agenda is a talk on the governor's ability to shape the language of the state budget, the change in the political landscape when Pataki steps down at the end of the year, the chief concerns of New York's ailing cities, and the validity of mayoral term limits.
Droegemeier does not expect Bridenstine to support slashing the agency's budget, especially given that much of NASA's mission can be framed in terms of collecting data that are as applicable to understanding weather patterns as to understanding climate change.
«It's very clear our time is running out in terms of our global carbon budget, which is the amount of carbon civilization can put into the atmosphere while hoping to keep climate change under control,» Walsh said, adding that we could use the balance of our carbon budget in the next 40 years.
We put all the investment in development on hold because I did not want to spend our budget on something that might be short term, only to be changed by a managed service partner.
The bruising seven - month legislative war that ended with the passage of a compromise federal budget changed the terms of the debate on education spending and forced the education lobby to fight for the very survival of the programs it champions.
As you can see, I'm urging you to use your independence, flexibility, and assets (sizable as they are in philanthropic terms even if meager alongside America's K — 12 education budget) to press for change outside the district structure.
Our research brief Unfair Deal in September 2015 examined the impact on students of the changes to student loan terms announced in the 2015 summer budget.
There is also an option to convert our term life insurance products to one of our permanent life insurance policies when your needs and budget change.
If you read their T & C, you will notice that banks will give themselves an «out» by saying that their offers or terms may change at any time, so consumers will need to keep their eye on bouncing rates if they happen to live on the edge and count those rates when they budget or spend and incorporate these figures into their accounts.
Chances are good that you won't even have to change your credit card processing company or anything; instead, you can continue business as normal, yet you will have the equipment you need and can repay the sum with easy, flexible terms that won't break your company's budget.
Whereas, if left unaddressed, the consequences of a changing climate have the potential to adversely impact all Americans, hitting vulnerable populations hardest, harming productivity in key economic sectors such as construction, agriculture, and tourism, saddling future generations with costly economic and environmental burdens, and imposing additional costs on State and Federal budgets that will further add to the long - term fiscal challenges that we face as a Nation;
The Act also allows for — but does not require — the long - term goal and budgets to be changed.
If Mr. Rose really wants to improve his reporting and do a general service of advancing a true understanding of the issue of anthropogenic climate change, he needs to do a comprehensive article about Earth's energy budget, and state quite clearly all the different spheres (all layers of the atmosphere, hyrdosphere, crysosphere, and biosphere) in which the signal of anthropogenic warming is both modeled as impacting and then talk about what is data is actually saying in terms of Earth's energy imbalance in all these spheres.
Over a longer term — evidence of Earth's underlying dynamic comes at many scales with coupled changes to the energy budget.
«Europe could potentially justify banking the slack in its carbon budgets if it was pulling its weight in climate change, but it is currently very far from doing so,» said report author Damien Morris, adding that the EU is not on track to meet its long - term carbon cuts.
There is nothing to suggest that longer term changes in the system do not drive changes in the energy budget of the planet.
This ties in directly with comments by Kevin Trenberth in this recent paper and in an accompanying commentary to the Lyman paper that while the energy budget changes over the long term are explainable, the changes over short time frames are still very difficult to quantify.
Persistent small climate changes are difficult to detect within the diurnal, regional, and seasonal variance of Earth's reflected (shortwave) and emitted (longwave) energy — hence a continuous long - term (decades) record of Earth's radiation budget (ERB) is needed to identify subtle long - term shifts related to climate change.4 With the demanifesting of TSIS and ERBS from NPOESS, ERB measurements will end with the last CERES on Aqua (or perhaps NPP, pending addition of CERES FM - 5 onto NPP), the TIM record will end with Glory, and the SIM record with SORCE.
From surface closure constraints, however, it is very difficult to accommodate these higher estimates of the downwelling LW radiation, which if changed from 333 to 347 W m − 2 would require an accommodation of an extra 14 W m − 2 in other terms of the surface budget.
Indeed, given federal budget concerns, not to mention the urgency of climate change, President Obama tried to cut back subsidies during his first term.
Beyond academic governance, Flex Time models may also have an impact on collective agreements (which stipulate working hours and requirements of consultation and / or agreement prior to changes in any changes to the delivery of courses affecting terms and conditions of staff or faculty work) or on Law School budgets (some of which collect tuition by «term» rather than for each credit).
You shouldn't have to change your whole lifestyle just to be able to afford life insurance, term insurance is pretty affordable as it is, but it's always good to review your budget.
Level term life insurance allows people to budget for their life insurance without having to worry about changing rates.
According to the changes proposed in budget 2018, single premium payment of health insurance plans with more than 1 year of policy term will be eligible for income tax exemption on a pro-rate basis.
The point is, you don't have to make any radical changes in your budget in order to afford the typical term life insurance policy.
This product can also provide you with added protection as you grow older and experience adverse health changes that may make it more difficult to qualify for new life insurance policies and when Term Life Insurance is priced out of your budget.
Many budget laptops get by with a mechanical hard disk drive (HDD) serving up the long - term storage — although that's starting to change.
Information Technology (IT) Director — Duties & Responsibilities Manage IT department, customer service technicians, client / staff training, and a multimillion dollar budget Set and strictly adhere to departmental budgets and timelines ensuring timely and cost effective operations Responsible for 150 servers in a VM / SAN environment, Cisco network, and MAN connection between offices Maintain 4 9's uptime on all IT services and attain 100 % SLA compliance with clarification of SOW terms Successfully manage multiple building moves and build outs with zero IT downtime Oversee PBX to Cisco Unified Communications change, VMWare / SAN implementation, and hosting of 20 ASP clients Create and implement complete helpdesk department and remote resolution of client issues Negotiate and administer contracts and partnerships with vendors, service providers, and other parties Configure, troubleshoot, and support 300 + corporate workstations ensuring efficient, effective, and secure operations Oversee remote network access, VPN support, and phone support for remote executives Install, configure, troubleshoot, and support multiple Windows and SQL servers Design and implement enterprise disaster recovery systems, processes, and policies Plan and develop of LAN / WAN hardware and software requirements, updates, and related equipment Facilitate customer contracts / billing, technical support, and end - user training Train large staffs ensuring they understand the brand and adhere to corporate policies and procedures Collaborate with department managers to identify and address security concerns through IT Security policies Author reports concerning IT department operations, suggested hardware / software updates, and other pertinent data Perform all duties with positivity, professionalism, and integrity Consistently recognized and promoted for excellence in team leadership, customer service, and technical skills
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