Sentences with phrase «term coverage because»

If you just want life insurance to replace any lost income, you may not need long - term coverage because a term that gets you to retirement age will do the trick — and cost less.

Insurance companies are able to offer such a significantly lower rate for short - term coverage because there is less risk involved.

Also, some people choose term coverage because they want to have control over their investments that a whole life policy does not offer.

Whole life insurance costs may vary significantly from term coverage because the policy is guaranteed to last for the insured person's entire life, and whole life insurance has a cash value.

Not exact matches

As coverage of European and American financial woes have the masses running from equities, he says, «long - term investors who are billionaires tell me they are having an easier time today than ever before in their lifetimes because nobody is a long - term investor anymore.»

But only 8 % of the population is covered by private long - term - care policies, in part because the coverage itself is fairly pricey and complex.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

However, because the premiums for term insurance become more expensive as you get older, cash value insurance, which has level premiums, may be the more economical option if you want coverage throughout your life.

Federal regulators acted in part because they believed short - term coverage had been «adversely impacting the risk pool» in the individual market.

Any gap in satellite coverage is not just a short - term problem: it would compromise future research, because scientists would not be able to accurately compare observations made before the gap with those from afterward.

«These non-coding RNAs have been called the «dark matter» of the genome because, just like the dark matter of the universe, they are massive in terms of coverage — making up over 95 percent of the human genome.

One of them is obtaining insurance coverage, because insurers are concerned about the long - term financial risks of storing carbon dioxide in a gaseous or liquid form underground, which include the possibility of leakage.

This is a wrong assumption - writing something is not enough because your term paper is graded for clarity of idea expression, proper format, detailed referencing, and full coverage of the topic.

In the case of one book — the title is Sister Wife which is a common search term because of the television show and the media coverage.

And since there's a chance you might not be eligible for Medicaid because of your income and assets, you should look into long - term care insurance for more comprehensive coverage and find room in your budget to pay for a policy.

But buying long - term rate locks is a little like buying insurance: You don't want to buy too much protection because that gets too costly and you don't want to buy too little coverage, either, because doing so can leave you exposed if calamity strikes.

That's one of the biggest benefits of renters insurance in Columbia — because it travels with you, it offers personal property and liability coverage wherever you are, subject to the usual terms and conditions of the policy.

For example, a lender - forced policy will appropriately cover the physical dwelling itself but might fall short in terms of personal property coverage because they have no financial stake in a homeowners possessions.

They carry term limits because carriers expect most large financial needs to resolve on their own after a certain amount of time — once the kids are out of college and paying their own way, once the mortgage is payed off, and once you retire, the replacement income a term plan offers should be unnecessary, so your coverage can come to an end.

Term life insurance would typically not work in this case because the coverage amount would be too small, the client would likely be uninsurable because of health issues, and the client's age would be outside the range a life insurance company would approve coverage for.

In terms of coverage, the AIG plan does offer reimbursement of lost wages due to time off from work to clean up the aftermath, and that's a big plus compared to the MatLife plan which only helps monitoring your credit for one year (is it because it's free for existing customers?).

All these policies are significantly more expensive, easily 10 times the cost of term insurance, because they offer lifetime coverage and have a cash value component.

Because term life insurance has an expiration date on them, they tend to be much cheaper than the other coverage options.

Term is popular because it is inexpensive, and provides coverage during the time of life when your family most needs the income you provide.

It is called asset based long term care insurance because the LTC coverage is attached to cash value life insurance.

Many people are choosing this type of life insurance with long - term care rider because it provides coverage for LTC and a lump sum death benefit.

So if you choose term life now and then renew later down the line, you will be left with higher premiums because you will be older and you could even have certain health issues that make it difficult, if not impossible, to qualify for additional coverage.

You'll likely pay a higher premium than you would for traditional term life insurance at the same coverage amount, but you'll get coverage more quickly because you won't have to go through so many hoops.

If your lease requires you to buy coverage, are you looking for the best rate on renters insurance because you don't think the coverage is necessary and you just want to comply with the terms and conditions of your lease?

On the other hand, you could just work with the renters insurance experts at Effective Coverage, and know that you understand the terms of your policy because a friendly Nebraska Renters Insurance expert took the time to answer your questions and made sure you got the right coverage at the right price.

Term life insurance is ideal if you have loans because you can dictate how long you want coverage for.

A return of premium life insurance policy is nice because you have life insurance coverage for a specified period of time, but if you live beyond that term, then you get the value of the premiums that you have paid returned to you.

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

Term life insurance makes sense for many young families because their need for coverage is great and their budgets are often limited.

Because term life insurance doesn't include an investment component, it is almost always the most affordable coverage you can buy.

Because term is considered to be the most basic form of life insurance coverage, it can often be quite affordable, especially for those who are young and in good health.

Because of this cash value and the lifetime coverage, whole life insurance has higher premiums (up to five to ten times higher) than level term life insurance.

Because of that, we see term insurance as the best choice for the majority of our clients, offering the most coverage and flexibility at some of the lowest costs.

Many young couples choose to purchase term life because they can buy more coverage for less money.

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

Because term insurance is simple; designed to only provide coverage for a defined number of years, and pays out if you die during that period it carries less risk than permanent life insurance and is more affordable.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

«He should do it as a Term - 20 policy because if all his life insurance policies are Term - 10, and his health changes in 10 years, he won't be able to get cheap coverage.»

«Generally, new parents are interested in term insurance because it's less expensive, and they may only want the coverage until their kids are grown,» says Glenn Cooke, an independent life insurance broker and president of LifeInsuranceCanada.com.

I call this Full Control Long - Term Care, because you have the coverage, yet still retain control of your money.

Because term life is so affordable — a healthy 30 - year - old can get a 20 - year, $ 1,000,000 policy for under $ 40 a month — it's enticing to pay for more coverage than you actually need.

Term insurance is generally cheaper because the coverage is only provided for a specific period of time.

Second, because the geologic record has both temporal and geographic limitations in terms of coverage, more accurate climate models could provide paleoclimate interpretations where sedimentological data are limited (i.e., in frontier exploration areas).

Many are also on our radar because the Journal staff finds the posts useful in terms of tipping us off to news or generating posts we consider worthy of coverage.

As a result, if the term «paid to» required proper receipt by the borrower, the exception from coverage clause would be unenforceable because it would nullify coverage for fraud.