Sentences with phrase «term debt becomes»

They are «revolving» in the sense that the loans are designed to be repaid quickly, when longer - term debt becomes available as the charter school develops a track record.

Not exact matches

But after spending three years making minimum payments, it became clear that unless I got aggressive, my debt could potentially throw a wrench in my long - term saving goals.

Modern slavery has become a catch - all term to describe human trafficking, forced labor, debt bondage, sex trafficking, forced marriage and other slave - like exploitation.

And at a time of political uncertainly and rising U.S. government debt, where the long - term viability of pillars of retirement - age financial security like Medicare and Social Security is increasingly in doubt, the urgency of preparing for a long post-career life becomes that much greater.

If you want to survive, he advises avoiding the following: taking on too much debt, becoming overly dependent on one customer, making a mess of a major IT project, signing a costly / long - term property lease, or forgetting your customers.

In the absence of positive developments that shore up investor sentiment, such as a resumption of growth or rapid progress in achieving fiscal consolidation objectives, neither of which is likely in the current environment, the government is likely to become increasingly constrained with regard to the terms under which it is able to refinance maturing debt.

The question is becoming more important by the day since it carries over $ 5 billion in long - term debt.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

Although supply has returned to the market over the short term — due to a combination of increased production from US shale producers and the easy availability of capital via debt and equity markets — I'm expecting supply growth to moderate over the long term as capital becomes more expensive and less available to marginal energy producers.

If they do, eliminating short - term debt like credit cards and car loans should become the priority before looking into investing.

Even massive debt - financed spending will not help unless the projects are intentionally designed to durably enhance the long - term productivity of the U.S. economy, to avoid duplicative capacity, and to relieve constraints that threaten to become binding in the future (personally, I remain convinced that renewable energy should be central to that list).

For example, from: 1) the replenishment of foreign exchange buffers large enough to protect the economy against a protracted shock; 2) a significant reduction in government debt metrics; 3) a successful diversification of the economy and government revenues that will become less dependent on oil receipts; 4) continued improvements in governance and institutional strength which act as long — term constraints on Angola's rating.

You might have no other choice, but it's important to become familiar with these essential student loan definition terms before saying yes to educational debt.

The level of debt could become critical if investors conclude that Italy's long - term growth prospects are so poor that the debt will rise endlessly.

The higher cost of funds is becoming painfully apparent in long - term infrastructure debt.

IMF: Greek debt load could become «explosive» If Greece does not vigorously enact economic reforms, and if short - term debt relief is not granted, its debt load could become explosive by 2030, the International Monetary Fund warned this week.

They are long - term strategies that can help you to learn more about how to handle your debt and help you to become wiser about your finances.

Having manageable debt is particularly important when that debt becomes a longer - term process than initially expected, a challenge that Furman is familiar with.

Think of your mid-term and short - term goals as well (holiday purchases, travel, paying off debt faster, etc.) Saving can also help become financial independent and live a stress - free life.

So if you're trying to become debt - free, refinancing for a shorter term can help.

Additionally, the short - term financing issue could become challenging during budgetary impasses when political confrontation leads to additional market angst over the federal government's willingness to properly finance its debt.

Moving to New York and becoming independent from my family really forced me to become educated about the importance saving long - term and how to efficiently pay off my student debt.

(6) incur temporary debt in anticipation of receipt of funds; provided that a Horace Mann school shall obtain the approval of the local school committee and appropriate local appropriating authorities and officials relative to any proposed lien or encumbrance upon public school property or relative to any financial obligation for which the local school district shall become legally obligated; and provided further, that notwithstanding any general or special law to the contrary, the terms of repayment of any charter school's debt shall not exceed the duration of the school's charter without the approval of the board;

Knowing we were going to try to become parents in the near future was a critical kick in the pants to making sure we had enough TERM life insurance to pay off the mortgage, debts (long gone) and ensure that the folks we chose as god parents for our son would have a good chunk of money to ensure lil» SPF had all he might need if we were no longer around.

But the important fact is that approval for larger personal loans with better terms becomes a greater possibility than before, and that can mean further alleviation of the debt burden.

Call Toll - Free [phone] As a last option to eliminating credit card debt, you may want to talk with a bankruptcy attorney, but with bankruptcy it becomes very difficult in the future to use your credit even for simple purchases including renting a home or buying a new car due to the damaging long - term effects that bankruptcy has on your credit report.

As a last option to eliminating credit card debt, you may want to talk with a bankruptcy attorney, but with bankruptcy it becomes very difficult in the future to use your credit even for simple purchases including renting a home or buying a new car due to the damaging long - term effects that bankruptcy has on your credit report.

With a fixed term of up to 120 months, a fixed rate, and fixed monthly payments, it becomes easier for federal employees to manage their debts.

Student debt has rocketed to $ 1.3 trillion in the US and dealing with those loans has become a serious problem for employees who have to use their salaries to pay off their education instead of saving the money in a retirement account or for long - term disability insurance.

They avoid talking to creditors, do not offer explanations and the result can be a temporary problem with finances that becomes a long term debt problem.

Why long term debt funds are giving - ve returns since last 6 months, if most of these funds are investing in debt funds (may be in long term debt) then also why there returns becomes - ve as compared to ultra short term debt fund?

If your trust deed becomes protected, your debts will be frozen so that no further interest is added to them, as long as you stick to the terms of the arrangement.

This category of debt is the most dangerous to your long - term financial health, and your efforts to become financially free.

So, managing student debt becomes a simple 120 - step process, if the repayment term is 10 years for example.

The best part about using a program like this is that your interest rates will get reduced and you will save money over the long - term, typically becoming debt - free by four to five years.

By taking this route you could save thousands of dollars over the long - term and become debt - free faster.

Long - term debt converts to short - term debt when the period left until the debt must be repaid becomes less than one year with the passage of time.

«Apparent insolvency» is a legal term meaning that you can not pay your debts as they become due.

The Consumer Financial Protection Bureau passed landmark rules in 2016 which aim to end practices that cause short - term loans to become debt traps.

Unsecured loans offer borrowers a reserve to buy things quickly, or pay off debts that become due, but they often come with high interest rates, and the terms can be tricky.

Therefore, the long term economic effect would be potentially tremendous as the professional middle class became unburdened with student loan debt and had more disposable cash every month.

State and municipal governments thereby lost some of the benefits of the inexpensive debt financing they had previously enjoyed, and became less inclined to issue short - term municipal securities to fund various projects or ongoing operations.

brought to light the fact that a staggering two - thirds of millennials (those who became adults around the turn of the millennium) have at minimum one source of outstanding long - term debt.

A study done by FINRA brought to light the fact that a staggering two - thirds of millennials (those who became adults around the turn of the millennium) have at minimum one source of outstanding long - term debt.

When those efforts are unsuccessful, a nonbusiness bad debt is deductible as a short - term capital loss in the year the debt becomes entirely worthless.

The rules for debt might apply to rent that's very late, and by the time it becomes debt you're in serious trouble (and probably being required to «accelerate» rent payments for the entire rest of the contract term).

Try investing in a short - to - medium - term interest - bearing account — even a 24 - month CD will do — and when the funds become liquid for withdrawal, take your compounded earnings and front them towards your debt repayments.

Moderate decision: Take out as much life insurance to eliminate all debt and provide for 5 - 10 years of living expenses, long enough for your dependents to become independent e.g. $ 500,000 debt + $ 100,000 X 10 = $ 1.5 million term policy.

But Craig had term life insurance, and Jennifer was able to use that money to pay off all their combined debt and become debt - free.

The more the debt the lesser becomes the coverage as the coverage is in decreasing term insurance.