Sentences with phrase «term debt cycle»

As a result each short - term debt cycle ends with slightly more growth and slightly more debt.

There is a big difference between a typical business cycle and a long - term debt cycle, and the difference between a recession and a deleveraging that occurs, respectively, in the down leg of each of those cycles.

For the economic model, you need to understand the three main forces that drive most economic activity: 1) trend line productivity growth, 2) the long - term debt cycle and 3) the 5 - 8 business cycle that is driven by the credit cycle.

It was more in line with an ordinary business cycle as opposed to the long term debt cycle.

It was the product of the end of the long term debt cycle.

But now we're going through a turning point of the long - term debt cycle and moving into the deleveraging phase.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

Not exact matches

«Lloyds will be broadly doubling up its exposure to credit cards at a particularly benign point in the bad debt cycle and ahead of a potential slow - down... once the terms of the UK's exit from the EU are reached,» Gary Greenwood of Shore Capital said.

But consumption patterns are likely to diverge from past cycles, given long - term factors inhibiting wage growth, still elevated debt levels and an older population.

Looking to grow, Brian took out a loan with a short - term lender — but was soon stuck in a cycle of expensive debt.

Once you've taken out a short - term personal loan, vehicle title loan, or payday loan, it's hard to stop the debt cycle.

Cash gives you the flexibility to stress less, even with the ebbs and flows of business cycles, and also not rely on debt or long - term investments to cover your short - term needs.

Kick the tires, look around, analyze the psychology to see if you can find a self - reinforcing cycle of debt that is forcing the prices of a group of assets above where they would normally be priced without such favorable terms.

Double - digit interest rates, fees and other terms can keep you stuck in a cycle of debt that's too expensive to dig out of.

These parents can fall prey to payday loans and get trapped in a vicious cycle of long - term, high - cost debt.

Debt Resolution is a viable option for anyone that has accrued debt due to unforeseen circumstances, is facing higher interest rates making it difficult to make the monthly payments, or feels they are stuck in the debt cycle of paying high monthly payments every month but not making any real progress paying down their debts under the original teDebt Resolution is a viable option for anyone that has accrued debt due to unforeseen circumstances, is facing higher interest rates making it difficult to make the monthly payments, or feels they are stuck in the debt cycle of paying high monthly payments every month but not making any real progress paying down their debts under the original tedebt due to unforeseen circumstances, is facing higher interest rates making it difficult to make the monthly payments, or feels they are stuck in the debt cycle of paying high monthly payments every month but not making any real progress paying down their debts under the original tedebt cycle of paying high monthly payments every month but not making any real progress paying down their debts under the original terms.

Considering the downward trend in interest rate cycle and also there is further room for rate cuts, we can expect decent returns from Ultra Short term debt funds (but some of it might have been already factored in).

By working with us credit counseling will help you put into clear terms how to end a cycle of debt and return to building a secure financial future.

The aim of the course is to break an 11 - year debt cycle that has been caused by short - term loans consumption.

While there are short term loans available for people who just need a quick fix, long term payday loans and lines of credit are aimed towards consumers who need to have a longer repayment period in order to survive without ending up taking up another loan, and another... This option helps you avoid a cycle of debt over the long term.

They do not try to trap you in a cycle of debt and they make all terms clear up front.

«Credit cards are a popular payment tool for Canadians; however, unchecked spending habits can result in getting stuck in continuous monthly debt cycles that can hamper near and long - term financial goals,» said Nick Mastromarco, managing director of North American retail payments at BMO.

These bonds are bought by investors on the open market for less than their face value, and the company uses the cash it raises for whatever purpose it wants, before paying off the bondholders at term's end (usually by paying each bond at face value using money from a new package of bonds, in effect «rolling over» the debt to the next cycle, similar to you carrying a balance on your credit card).

Credit cards have an endless term that can keep you in a dangerous and expensive debt cycle.

My own curbside data of payday use (read the long version or the short version) suggest that Professor Hawkins» starting point, that these loans are designed to be short term and thus to keep people out of a cycle of debt, is out of synch with the reality of either borrowing habits or lender business plans.

Many borrowers take on a short - term loan, then can't afford the lump sum needed to repay the loan, initiating a cycle of extensions and additional fees that can cause the debt to multiply exponentially.

We wouldn't want anyone to get stuck in a short term loan cycle so we would advise against overloading yourself with too much short term loan debt.

How to get financial help for a short term without getting into the debt cycle?

Your credit will take a dip and suffer in the short - term, but once you get out of payday loan debt — you will be free of the seemingly endless payday loan cycle.