Sentences with phrase «term debt like»

For a long - term debt like a home mortgage, you continue normal payments during your Chapter 13 payment plan — even when it is over.

What about very long - term debt like mortgages and student loans?

If they do, eliminating short - term debt like credit cards and car loans should become the priority before looking into investing.

A 20 year term life insurance policy may be a good option if you have long - term debts like a mortgage payment.

Then there are long - term debts like auto loans and mortgages; even if a beneficiary isn't obligated to pay them, not paying them has real consequences, as they may be paid off from your estate, lessening what your survivors stand to inherit.

During your 40s, usually your long - term debts like car loan, home loan, etc. are more or less covered.

Not exact matches

A closer look at Market Basket's operations under Arthur T. Demoulas suggests that its industry - beating 7.2 percent operating margins in 2012, cited by the Boston Business Journal, derive from six secrets: long - term employee relationships, low overhead, bulk purchasing, low prices, no debt and treating employees and customers like family.

Modern slavery has become a catch - all term to describe human trafficking, forced labor, debt bondage, sex trafficking, forced marriage and other slave - like exploitation.

And at a time of political uncertainly and rising U.S. government debt, where the long - term viability of pillars of retirement - age financial security like Medicare and Social Security is increasingly in doubt, the urgency of preparing for a long post-career life becomes that much greater.

For instance, under recent scrutiny are negotiable certificates of deposits (NCD), a kind of short - term bond, and niche products like perpetual notes, a long - term debt instrument that can be listed as equity rather than debt on balance sheets.

You can refinance expensive debt and trim thousands from your monthly budget by securing a long - term, low - rate loan like the one you should've taken in the first place.

His deep - value philosophy can be boiled down to four points: he's looking for high - quality stocks that protect against the downside; he wants businesses where short - term issues have caused investors to abandon the company; he wants to wait until valuations are «out - of - this - world» cheap, and he tries not to pay attention to macro issues like eurozone debt or Chinese growth.

-LSB-...] and better long term performance is why I like to invest in private equity or venture debt with multi-year lockup agreements.

I would like to say a little more about it today and will divide the subject into two aspects: the shorter - term cyclical fluctuations in household credit growth, and the fact that various debt ratios have trended upwards over time.

So technical debt is sort of like when you make short - term, expedient decisions in the technology that sort cost you later.

As the late, great Benjamin Graham said, in the long term, the stock market is a weighing machine, judging stocks based on measurable criteria like earnings, sales, debt, profit margins, and return on equity.

And so in terms of financial repression, perhaps the one key sector that we need to look at is student loan debt because so many millennials are carrying student loan debt, and you know a small student loan debt is like $ 25,000 - $ 30,000 if someone can escape with a bachelor's diploma and only have $ 30,000 in debt they're considered to have done quite well, but when you think about it that's a pretty large debt for somebody who doesn't even have a full - time job yet.

It'd be phenomenal to keep that up, but in terms of growth, it's more about people taking action and it's like I really want to measure the results, which is like pretty impossible to do, but at the same time that's why I really like things what we're doing with the student loan debt movement, where people are reporting back with how much student loan debt they're paying off.

People frequently use Home Equity Lines of Credit to pay off high - interest rate debt like credit cards since HELOC interest rates are much lower and repayment terms can be interest only.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

Fixed Liabilities — Usually a type of payable debt (like mortgages, business loans, etc.) which carry a term that exceeds one year.

For those unfamiliar with the term, «lunch shaming» refers to practices in the cafeteria that single out children with school meal debt, such as making the child wear a special wrist band, stamping the child's arm or hand, throwing the child's meal away in front of peers, or even making a child do chores, like wiping down tables, in exchange for a meal.

In terms of Security Council politics, however, the increasing economic bargaining power of countries like India and Brazil in the midst of a global debt crisis may bring about changes in the future.

Sovereign debt is not like a credit card, it's issued in the form of securities (bonds) with a fixed term between a few weeks and thirty years.

Education groups are lukewarm, and fiscal watchdog groups say it doesn't make good economic sense to issue long term bonds to for items like I - Pads, which will be outdated long before the debt is repaid.

Whilst the parents remembered some key facts like pH values and the difference between exothermic and endothermic reactions, they struggled to recall Newton's Laws or the meaning of terms like «Oxygen debt».

My problem is that when i look for stocks i set very strict parameter rules like: — minimum dividend growth rate of 7 - 10 % in last years 10, 5 years average — historical stocks that increased dividend at least for the last 15 years or paid historically (like BANK OF NOVA SCOTIA)-- very low debt — low payout ratio — historically (long term) stock price has been increasing etc...

Homeowners refinance their mortgages for a variety of reasons; to secure more favorable terms like a lower interest rate, or to cash out equity for improving their property, consolidating debt, or paying for big ticket items like a college education or medical procedure.

For a 2 to 4 year horizon, one can consider options like conservative MIP, Short term Debt funds, Equity savings funds (in mutual funds) etc.,

You can unlock the money you have already invested in the house in order to pay off debts like car loans, credit card balances and other short - term loans.

Homeowners refinance their mortgages for a variety of reasons; to secure more favorable terms like a lower or fixed rate, or to cash out equity for improving their property, consolidating debt, or paying for big ticket items like a college education or medical procedure.

«That's key when it comes time for the two of you to make a final decision, especially about longer - term goals like home ownership, taking a sabbatical or paying off large debts.»

Whether you invest in your small business, save it towards a long - term goal like retirement, pay off hefty consumer debt or help your kids with their college education bills, doing so can speed up your journey down the road to financial independence.

@Daniel Yes, except if both parties agreed to other terms prior to incurring the debt, as you probably did in the contract you signed to get the credit card (which almost certainly prohibits things like sending $ 5,000 worth of pennies as payment).

Glad you like it: two points about Exxon I emphasize are the increasing dividend and the low debt load... very good signs for long term investing!

Therefore my understanding as follows, For 13 year old daughter I will opt for short term debt and remaining all, shall I make a balanced fund like HDFC / TATA.

Using a personal loan for longer - term financial scenarios, like paying down debt or home improvements, are the more practical options, since the former is about improving credit in the near future; the latter, increasing equity.

Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a short term tax refund loan or missing more work while waiting for your refund to arrive so you can handle needed car repairs.

If you manage to escape this trap by using balance transfer card, you should try to begin approaching your credit card like a term loan — make fixed payments with the end goal of eliminating your debt completely.

Liabilities: It is an obligation that a person has to pay in future due to its past actions like borrowing money in terms of loans, bills, credit card debts etc..

Liquidity ratios are used to check the company's capability to meet its short - term obligations (like debts, borrowings etc).

In fact, many of the major credit card issuers like Bank of America, Chase, Citibank, Capital One, and Discover allow pre-charge-off settlements combined with payment terms to help with your credit card debt.

LendEDU Rating (4.75 / 5.0) See Full Ratings What we like: Repayment Term Flexibility Sallie Mae is the most well - known and largest student loan lender in the nation — owning over $ 150 billion in student loan debt.

Just like with a loan consolidation through the federal government, lower monthly payments and longer repayment terms could reduce your debt - to - income ratio.

This debt obligation can put a serious damper on achieving other financial goals in the near or long term, like owning a home, saving for retirement, or planning a family.

It is also important to note that the above decades include not only the major bear markets of 2000 - 02 and 2007 - 08, but also many numerous short - term corrections like the Russian default / LTCM crisis of 1998, the «flash crash» in May 2010, and the U.S. debt downgrade in August 2011.

A debt consolidation loan can help your credit score in two ways: 1) Term loans are considered better in terms for your credit score than having revolving credit like a credit card.

Give me a sense in terms of the age of the people we're talking about, what's the profile of this person who's burdened with student debt look like?

If you want to lower the interest rate or change the term length on your student loans, you're better off getting a student debt refinance loan than getting a debt consolidation loan since those loans can often offer extra benefits like the ability to defer your loans.

So, when it comes to applying for a debt consolidation loan with bad credit, can the terms available make the deal as effective as we would like to think?