Sentences with phrase «term debt makes»

That said, long - term debt makes up around two - thirds of the capital structure.

Not exact matches

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

But after spending three years making minimum payments, it became clear that unless I got aggressive, my debt could potentially throw a wrench in my long - term saving goals.

If you want to survive, he advises avoiding the following: taking on too much debt, becoming overly dependent on one customer, making a mess of a major IT project, signing a costly / long - term property lease, or forgetting your customers.

While Rodgers acknowledged Penney has significant financial constraints (it has $ 5.3 billion in long term debt), he is still making modest investments on a few essential things.

The deal, which is still making its way through Congress after an eleventh hour push from party bigs, has three main components: It immediately raises the debt ceiling, includes around $ 2.1 trillion in spending cuts over the next 10 years, and creates a special Congressional committee to come up with long term deficit - reduction suggestions by this Thanksgiving.

Some things to consider when making this plan are 1) which debt has the highest associated interest, 2) what is your largest debt, and 3) is there any debt that is especially restrictive on your business via loan terms?

«What if I took some of the worst, most egregious terms in a standard term sheet and made them the defacto standard in most convertible debt deals?

Our strong cash flow has allowed us to make approximately $ 1.2 billion in net long - term debt principal repayments and dividend payments since October 2005.

With debt financing, the fixed repayment schedule and the high cost of loan repayment can make it difficult for a business to expand while with equity financing, money is invested in the business in exchange for equity - there is no fixed repayment schedule and investors generally have a long term goal of return on investment.

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

Simply put, the price UTX will pay for this acquisition — which comes to ~ $ 33 billion when accounting for all forms of debt and unfunded pension liabilities — makes it almost impossible for the deal to create long - term value for shareholders.

By leveraging some advantages that our college provides in terms of housing and healthcare as well as making some sacrifices (to live in the student housing which not have great location and accommodations), we are able to stay debt free and build our net worth.

Short - term debt is used to finance assets that can be made liquid quickly (turned back into cash)-- examples include accounts receivable amounts, tax credits, newly signed contracts and inventory.

«This year's budget makes remarkable progress on reducing the debt - to - GDP ratio, and announced focused investment in areas that are important to the long - term economic success of the province, while holding steady on already very competitive business and personal tax rates.»

Either you raise adequate tax revenue, or you denominate the debt in long - term bonds and devalue them through inflation, or you default, or you violate the social contract made with those who don't hold paper claims (e.g. Social Security beneficiaries) in preference for those who do.

If we are believers in Ricardian equivalence, delaying tax hikes alone should make very little difference — the combination of reflation (and implied fiscal tightening of inflating away debt) makes Abe's near - term growth commitment more meaningful.

Picking the right repayment terms for student loans makes all the difference in how you achieve your debt payoff goals.

So technical debt is sort of like when you make short - term, expedient decisions in the technology that sort cost you later.

Your income minus your expenses are what you have to work with in terms of making additional debt payments.

Achieving the coveted AAA rating is possible for those who issue debt, whether business or government, and doing so can make the difference in terms of financial stability and viability.

Term life insurance can be used to shield your heirs from debts or make sure your spouse can maintain their standard of living.

Existing debt may be restructured, and payment terms extended, but always new loans are made.

The Fed revealed last week that it expects to raise rates twice this year, possibly as soon as April, which makes short - term munis more attractive since they're less sensitive to rate adjustments than longer - term debt.

High interest rates and a revolving term generally creates high monthly payments and may make the debt...

High interest rates and a revolving term generally creates high monthly payments and may make the debt difficult to pay off.

This equity may be borrowed against down the road to make home improvements and further increase the property's value, or to consolidate higher interest rate revolving or term debt and save money each month.

When borrowing is cheap, firms will take on more debt to invest in hiring and expansion; consumers will make larger, long - term purchases with cheap credit; and savers will have more incentive to invest their money in stocks or other assets, rather than earn very little — and perhaps lose money in real terms — through savings accounts.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

Long - term debt only makes up around 20 % of the capital structure, excluding non-controlling interests.

The four - term Missouri Democrat continued his Twitter diatribe against the deal to raise the amount of money the nation can borrow and make a down payment on the federal deficit saying, «This debt deal is antithetical to everything the great religions of the world teach, which is take care of the poor, aged, vulnerable.»

On the basis of accepting such terms and adjustments funds are made available, often with external debt repayment as an immediate objective.

The story is told in terms of kings, servants and debts large and small, and as such it is an exemplary story, as is that of the Good Samaritan, except that it makes the point in reverse.

which i do nt understand, we will have more cash than gross debt soon, unless that is the big plan to pay down all the debt / bonds in one go and start again from scratch, maybe they are planning a major extension of the emirates to make more seats that would cost a lot of cash in short term.

For those unfamiliar with the term, «lunch shaming» refers to practices in the cafeteria that single out children with school meal debt, such as making the child wear a special wrist band, stamping the child's arm or hand, throwing the child's meal away in front of peers, or even making a child do chores, like wiping down tables, in exchange for a meal.

Accordingly, they decisively favour a description of Plan A: «borrowing more will make matters worse... we have to bring the debt and the deficit under control even if it has some painful effects for the economy in the short term» over Plan B: «the government's spending cuts and tax rises are hurting the economy.

In terms of trajectory, v may say that the ccumulation is on downward trend, but the debt stock is not on downward trend» According to Ghana's tota is GHc138.8 making (68.7 gross domes (GDP).

But the conversion of the excellent report of the Sole Judgment Debt Commissioner into a political White Paper for electioneering purposes to be published under the supervision of the office of the Attorney - General demonstrates how low we have come in this country in terms of the only constitutionally established office within the executive branch which by hallowed tradition and practice is to defend and uphold the liberty of every individual and the rule of law in its quasi-judicial decision making process.

Trustees called for a solution «that will make it possible for the Commonwealth to quickly reach a stable financial footing» and noted their fiduciary duty to NYCERS does not «preclude our expressing well - founded concern that a rush to short - term solutions may not provide a long term path to economic recovery and debt repayment.»

Use of One - Time Financial Settlements: The State's $ 702 million in one - time financial settlements are best used to enhance reserves or provide long - term benefits such as pay - as - you - go capital investments that replace borrowing, paying down debt, or making payments to the retiree benefits trust.

According to him, the relatively high interests on short term debts estimated over 20 billion cedis, has made it difficult to repay.

Standard & Poor's criticized Oyster Bay's lack of long - term financial planning, absence of a formal policy to limit borrowing and pay down debt, unrealistic projections and failure to make budget adjustments when actual revenue and expenses don't add up.

That should include the terms under which they lend our money and the terms under which they make taxpayers liable for debts incurred through such financial arrangements.

Education groups are lukewarm, and fiscal watchdog groups say it doesn't make good economic sense to issue long term bonds to for items like I - Pads, which will be outdated long before the debt is repaid.

It provides strategies on how to dump debt quick, save money, make money and invest for the long term.

It's the structure of that compensation, a series of long - term obligations that severely limit agility while creating off — balance sheet debt that would make Wall Street blush.

According to the latest figures, pension plans have not made much of a dent in their long - term unfunded debt.

If you need to take further steps to be debt - free, consider consolidating your debt with a personal loan or balance transfer credit card with more favorable terms — just make sure you choose a consolidation strategy with monthly payments you can manage.

If you are having a short - term problem making debt payments and you can afford the monthly payment under a debt management plan, credit counseling may be a better option for you.