Sentences with phrase «term debts when»

The answer is that Fed policy is the primary factor driving the returns of short - term bonds, meaning that they tend to hold up much better than long - term debt when the Fed is expected to keep rates low as was the case in 2013.

Long - term debt converts to short - term debt when the period left until the debt must be repaid becomes less than one year with the passage of time.

Not exact matches

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

Governments need to retrench fiscally, but this should not be pursued in the short term while the world economy is in danger of falling into recession when heavy debt loads are to be paid.

Some things to consider when making this plan are 1) which debt has the highest associated interest, 2) what is your largest debt, and 3) is there any debt that is especially restrictive on your business via loan terms?

To minimize premium costs, he suggests considering a term life policy that expires when your payments are scheduled to end and to obtain just enough coverage to extinguish that debt.

When working on debt reduction, it is important that you have an adequate cash cushion or money in the bank for any short - term emergencies that may arise.

For instance, equity crowdfunding is not a great solution at an early, early stage, because it can be really expensive in the long term, when you have a low valuation... So we would help an entrepreneur understand, well, let's look at debt - based crowdfunding,» he says.

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

Simply put, the price UTX will pay for this acquisition — which comes to ~ $ 33 billion when accounting for all forms of debt and unfunded pension liabilities — makes it almost impossible for the deal to create long - term value for shareholders.

When the financial crisis hit the markets in 2008, the Federal Reserve embarked ultra easy monetary policy, which included cutting short - term interest rates to effectively 0 % while suppressing longer term interest rates through the purchases of long term Treasury debt and mortgage - backed securities — a program informally referred to as quantitative easing.

Long - term treasuries will likely still work as ballast when it matters most (global risk - off events), but we see short - term U.S. debt now offering compelling income, along with a healthy buffer against the risk of further interest rate rises.

These entrepreneurs stay connected to both external and internal realities to know when to accelerate and when to shift the short - term / long - term balance, with a sharp eye on cash flow and debt.

Here at Fundera, we've seen a number of wild success stories with debt refinancing — especially when it comes to graduating small business owners from expensive short - term financing to bigger and better loans.

The rotation from long to short term is much more pronounced when it comes to funds dedicated to investment grade corporate debt.

«We rarely use much debt and, when we do, we attempt to structure it on a long - term fixed rate basis.

When you refinance student loans, you pay off your old debt by taking out a new loan with a different lender and repayment terms.

Tronc said it would use the sale proceeds to extinguish about $ 340 million in long - term debt, much of it attributable to the 2014 spinoff when Tribune Co. split into Tribune Media and Tribune Publishing.

So technical debt is sort of like when you make short - term, expedient decisions in the technology that sort cost you later.

Neiman Marcus does not face any significant debt maturities until 2020, when a term loan of nearly $ 3 billion comes due, giving its private equity owners Ares Management LP (ARES.N) and Canada Pension Plan Investment Board (CPPIB) time to try to turn the business around.

When you factor in inflation, investors of shorter - term government debt are actually paying the government to hold their money, a proposition that's hard to swallow.

Having manageable debt is particularly important when that debt becomes a longer - term process than initially expected, a challenge that Furman is familiar with.

When the end of the term is reached, any debt on the loan will be entirely paid off.

And so in terms of financial repression, perhaps the one key sector that we need to look at is student loan debt because so many millennials are carrying student loan debt, and you know a small student loan debt is like $ 25,000 - $ 30,000 if someone can escape with a bachelor's diploma and only have $ 30,000 in debt they're considered to have done quite well, but when you think about it that's a pretty large debt for somebody who doesn't even have a full - time job yet.

The debt pile, he said, has been growing for three decades in both absolute terms and when compared to the size of the economy — and about $ 1.5 trillion of it currently consists of mortgage debt.

This was exasperated recently when I was discussing the case of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization structure to replace equity with debt by borrowing funds on a long - term, low - cost, fixed - rate basis to repurchase stock, lowering the total count of outstanding shares.

The debt pile has been growing for three decades in both absolute terms and when compared to the size of the economy.

Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

On Monday, the Dow finished down 4.6 percent, the biggest decline in percentage terms since August 2011, when investors were fretting over Europe's debt crisis and the debt ceiling impasse in Washington that prompted a U.S. credit rating downgrade.

It, and the foreign currency debt servicing payments, are therefore subject to valuation effects when the exchange rate changes; currency depreciation increases the debt - servicing costs in Australian dollar terms.

When borrowing is cheap, firms will take on more debt to invest in hiring and expansion; consumers will make larger, long - term purchases with cheap credit; and savers will have more incentive to invest their money in stocks or other assets, rather than earn very little — and perhaps lose money in real terms — through savings accounts.

Additionally, the short - term financing issue could become challenging during budgetary impasses when political confrontation leads to additional market angst over the federal government's willingness to properly finance its debt.

Why have the Initiators of Wars, Economic fiasco makers, Raisers of Nat'l Debt, etc. be there as Living Reminders when the Party is trying so hard to help Americans forget their terms in office?

Usmanov refused even when offered to interest free long term flexable repayment loan to pay off ALL our debts to free up over # 20mil per year.

However as with Everton when Moshiri repaid the long - term Prudential loan, it is assumed that there are significant early repayment penalties — hence the continued existence of the debt.

It is unknown when government will defray the total debt, and if this academic term ends without any reimbursements, it will pile up for three terms.

In European terms it would be considered politically toxic, but across the Atlantic the movement dragged the Republican party to the right and served to almost scupper talks in Washington on the debt ceiling — an event Standard and Poor's cited when reducing the country's credit rating.

Standard & Poor's criticized Oyster Bay's lack of long - term financial planning, absence of a formal policy to limit borrowing and pay down debt, unrealistic projections and failure to make budget adjustments when actual revenue and expenses don't add up.

When other counties were facing large deficits, our County was recording a surplus that was used to pay down millions of dollars in long - term debt and fund infrastructure repairs with cash and avoid costly interest payments.

When working on debt reduction, it is important that you have an adequate cash cushion or money in the bank for any short term emergencies that may arise.

They are «revolving» in the sense that the loans are designed to be repaid quickly, when longer - term debt becomes available as the charter school develops a track record.

[5] Refinancing to reduce debt payments is a short - term solution, but can be detrimental when used in the long term.

On the other hand, if your goal is to pay off your mortgage faster so you're debt - free or you want to reap a larger profit when you sell, a shorter term loan can be a viable option.

Or you may wish to increase the amount of regular term life insurance you have to higher amount to include all debts owed and necessary funds to provide for your loved ones when you are no longer there to do so.

Bankruptcy carries some significant long - term penalties because it will remain on your credit report for 7 - 10 years, but there is a great mental and emotional lift when you're given a fresh start and all your debts are eliminated.

My problem is that when i look for stocks i set very strict parameter rules like: — minimum dividend growth rate of 7 - 10 % in last years 10, 5 years average — historical stocks that increased dividend at least for the last 15 years or paid historically (like BANK OF NOVA SCOTIA)-- very low debt — low payout ratio — historically (long term) stock price has been increasing etc...

Still, because of the long - term effects of bankruptcy, some experts believe it's most beneficial when you have more than $ 15,000 in debts.

When this question arises, new topics such as debt, taxation, long - term care, funeral and memorial planning and more begin to take center stage.

But it is important to consider the other debts too before agreeing consolidation terms, so when clearing debts quickly, everything can be managed effectively from the start.

When there is debt from multiple sources, with different rates and terms, using a loan to clear even some of those loans, is a very positive move.