Sentences with phrase «term equal rating»

Mitchell Baker coined the term equal rating in a 2015 blog post.

Not exact matches

«We welcome any video provider that wishes to sponsor its content in the same «data free» way for AT&T Mobility customers and we'll do so on equal terms at our lowest wholesale rates,» Quinn said.
In 2007, a paper published in the Journal of Personality and Social Psychology described perseverance and passion for long - term goals as «Grit» (a non-cognitive trait that measured persistence), and rated it of equal or greater value than IQ and talent.
Federal reserve will not notch them rates until next year (this is consensus, i think), additionally they are only targeting short term rates, not long term rates, we could end up with a flatter yield curve, meaning short term rates equal long term rates.
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
I have little doubt that this estimate was obtained by some version of the dividend discount model: Price = D / (k - g), where Ed Kershner decided to pick a long - term return on stocks k really, really close to the long term growth rate of dividends g. Gee, why didn't he just go ahead and set them equal and shoot for thrills?
The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.
Borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.
The risk - free interest rate is based on the implied yield currently available on U.S. treasury notes with terms approximately equal to the expected life of the option.
The annual interest rate on the senior term loan is equal to the greater of 0.50 % above the bank's prime rate or 4.5 %.
The annual interest rate on the mezzanine term loan facility is equal to 10.5 % per annum.
Risk Free Interest Rates — These rates are based on the implied yield currently available on U.S. Treasury notes with terms approximately equal to the expected life of the opRates — These rates are based on the implied yield currently available on U.S. Treasury notes with terms approximately equal to the expected life of the oprates are based on the implied yield currently available on U.S. Treasury notes with terms approximately equal to the expected life of the option.
Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.
Rates provided by J.G. Wentworth Home Lending, LLC NLMS # 2925 (www.nmlsconsumeraccess.org); Equal Housing Lender; Programs, rates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without noRates provided by J.G. Wentworth Home Lending, LLC NLMS # 2925 (www.nmlsconsumeraccess.org); Equal Housing Lender; Programs, rates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without norates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without notice.
Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.
The interest rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.
All other things being equal, the shorter the loan term, the lower the rate.
This periodic adjustment means that, unlike traditional fixed - income securities, floating - rate loans tend to hold their value when short - term interest rates increase, all else being equal.
It's a good rule of thumb that all else being equal, the long - term dividend yield plus the long - term dividend growth rate is what you can expect in terms of total return.
1 Assuming the Fed trims the balance sheet by approximately $ 1.5 trillion, and that quantitative easing and quantitative tightening are reasonably symmetric in their effect on treasury yields (which may or may not be the case), you could surmise that all things being equal, long - term rates will react by rising around 35 basis points in the coming years.
Then you'll get fixed payments over the term of the loan equal to the interest rate offered.
Although most types of bonds share some common features, such as a fixed interest rate and a maturity date, they are not all equal in terms of income potential and risk.
But even after the event no one would know whether the average results in terms of the sums invested had exceeded, equalled or fallen short of the prevailing rate of interest; though, if we exclude the exploitation of natural resources and monopolies, it is probable that the actual average results of investments, even during periods of progress and prosperity, have disappointed the hopes which prompted them.
All else equal, the stronger exchange rate would have a dampening influence on economic activity, although an important offset to this is the related improvement in the terms of trade and stronger global demand.
The partnership would be equal, reflecting the fact that although Smithfield Foods generated more than twice the revenue and was far more advanced in terms of global reach and pork technology than Shuanghui, growth rates in China were far higher.
The summary of terms states: «The rate of interest payable on a loan will be at a fixed rate per annum equal to the aggregate of: (a) the Margin; and (b) the Sterling 7.5 year swap rate at the date of disbursement.»
Volume and rate of recurrence are crucial as I've anxious though the volume and rate of recurrence of an exercise is must be at an equal that you're capable to uphold — don't stew it and variation it in terms of your evenness.
Barclays is slightly better for anyone interested in 3 - month CD terms, but its rates are mostly equal to or lower than those set by Ally Bank and Capital One.
All other things being equal, the shorter the loan term, the lower the rate.
However, choosing the mortgage term that's right for you can be a perilous affair, with the difference in interest rates equalling thousands of dollars that you will be obligated to pay in some circumstances.
Fixed loan rate of up to 4.99 % APR equals payments of $ 7.91 for each $ 1,000 borrowed over an 180 - month term.
In the face of upward pressures on short - term interest rates, the Fed would have to contract the monetary base in an amount equal and opposite to the implied change in the deflator.
When you start to see the yield curve flatten or even invert, meaning short - term rates become equal to or higher than long - term rates, and the line either becomes flat or sloped lower from left to right, then that usually signals trouble ahead in terms of a recession and lower market prices.
I have used the term Constant Terminal Value Rate for a final balance equal to the initial balance (plus inflation).
An example of a typical extension of credit is as follows: As of May 18, 2018 an amount financed of $ 400,000 at a term of 360 months with an annual percentage rate of 3.875 % would result in 360 equal monthly principal and interest payments of $ 1,880.95.
The terms of the new line of credit includes a 0.75 per cent upfront commitment fee, 0.6 per cent annual standby charge on any unused portion and an interest rate on the drawn portion equal to three - month the Canadian Deposit Offered Rate plus 150 basis poirate on the drawn portion equal to three - month the Canadian Deposit Offered Rate plus 150 basis poiRate plus 150 basis points.
Piketty applies these terms in his first fundamental law of capitalism, which is the accounting identity α = r x β, where alpha (α) equals capital's share of national income or the capital - labor split, r is the percentage rate of return on capital and Beta (β) is a ratio equal to the value of capital necessary to generate a years worth of national income.
And more risk often equals higher interest rates and less favorable terms for the credit we seek.
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Additionally, you will note that the new effective annual FHA PMI rates for loans with an LTV of less than or equal to 78 percent and with terms of up to 15 years have gone from ZERO to.45 %.
* Based on an interest rate of 4 % a payment amount equals $ 4.78 per $ 1,000 for a 30 year term.
A change in the Bank Rate will not result in an equal change in the yield of longer - term bonds.
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Standard Payment Calculation The method used to determine the monthly payment required to repay the remaining balance of a mortgage in substantially equal installments over the remaining term of the mortgage at the current interest rate.
Your new loan payment will be calculated at your new interest rate on the remaining term of your current loan or if desired to an available loan product with a term equal to or less than your current loan term.
The IRS charges a rate equal to the federal short - term rate plus 3 %.
Edit: Assumptions that usually land me in hot water are: long term rates at 4 % to 5 %, salary adjustments of ~ 4 % per year up to a cap (a cap equal to what a senior person in my industry is paid, has mimicked my salary raises surprisingly well actually), I assume a 20 % tax rate on earnings averaged over all accounts, then I seek to replace an «inflation» adjusted 100K at ~ 1.5 % per year (my real goal would be a CPI adjusted 100K into the future, which very likely would not be driven by inflation, but no one has one of those crystal balls).
In order to pass either screen, a company must rank in the top 25 % of the stock universe based on long - term earnings growth, have a three - year earnings per share growth rate that is equal to or exceeds its seven - year earnings growth rate, and have positive earnings for each of the last seven years.
All things being equal, the shorter the loan term, the lower the interest rate.
If your interest rate is fixed (this is the norm), you'll make equal monthly payments over the loan's term, until it's paid off.
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