Sentences with phrase «term equity needs»

What are my long term equity needs (retirement funds, college tuition, etc.)?

Not exact matches

For Directors» equity to vest (the portion they did not purchase), hurdles would need to be achieved that reflect personal performance and long - term value creation of the company.

It's building insurance companies; it's building pension funds; it's building whole structures that we need for long - term investments,» said Mark Tinker, who is Head of Framlington Equities Asia at AXA Investment Managers.

Profit sharing, equity, whatever your capitalization model, you need to reward the folks you want to keep around for the long haul with long - term incentives.

Mr. Lynn believes the system needs more equity investments, which favor long - term thinking.

Despite the fact that XOM's debt - to - equity ratio is low, the quick ratio, which is currently 0.52, displays a potential problem in covering short - term cash needs.

Despite the fact that PG's debt - to - equity ratio is low, the quick ratio, which is currently 0.55, displays a potential problem in covering short - term cash needs.

Regardless of the form of engagement, individuals (including founders) need to execute agreements that define their position, responsibilities, remuneration (including any equity interests, such as options), and benefits during their term of engagement.

These days there are many lawyers that will do equity deals cheaply as long is it is a standardized, simplified term sheet, early stage, no serious investor / management debates, limited IP / customers / due diligence and as long as they perceive you as a «hot» company that's likely to need legal services for many years ahead.

While Asia has a handful of donation - based crowdfunding platforms which don't need any regulations, it still needs to catch up with its neighbors in terms of equity crowdfunding regulations.

The idea is that you want to hold enough stocks to earn the returns you'll need to grow your nest egg over the long - term, but also enough in bonds to provide some downside protection so you don't bail out of equities in a severe downturn.

Now before reviewing our fiscal 2013 strategic priorities, it's worth noting that each brand has developed plans to address the elevated need for affordability that our guests still have while also investing behind initiatives that will help build brand equity, ensure differentiated guest experiences and support longer - term growth.

«In those situations, you either need to write an equity check if you have the capability... [or] the second option is to go back to your lenders and try to renegotiate for a longer term,» Murad said.

Using your equity to make home improvements can help transform your home into something that better suits your needs while adding long - term value to your property.

From term loans and senior secured facilities, to asset - backed securitizations and equity investments, PNC helps middle market companies obtain the capital they need to keep their businesses moving forward.

But if you need the «cushion» of a sizable bond / cash portion to handle market turbulence, then your own index portfolio will lag the equity index performance over long term.

CHAPTER FOURTEEN — Do you want to expand your business and you need to raise funds for it without going into long term debt or giving up equity?

If you do not indicate that you have a long term care policy, plan to purchase an annuity or long term care policy to cover long term care, plan to use home equity or a family member to help care for you, or predict that you will not ever need long term care, then the system will apply costs to the last 3 years of your life.

Foxwell warned that British steel, automotive, capital equipment and other heavy industry was becoming obsolete largely because its bankers failed to perceive the need to promote equity investment and extend long ‑ term credit.

Private equity firm Kohlberg Kravis Roberts intends keeping Treasury Wine Estates chief executive Mike Clarke at the helm should its $ 3.05 billion offer prove successful, but they believe the company needs to be away from the glare of public markets for Mr Clarke's long - term fix - it plans to succeed.

Competition policy (SME focus; need for equity; treat SMEs as «consumers» when dealing with larger businesses - extend unfair terms contracts to small business; need «legal precedents or statutory definitions» as part of unconscionable conduct framework); competition laws (focus on unfair terms and unconscionable behaviour; mention of MMP but not in context of s 46; access - call for broader access; price signalling (not clear)-RRB-; administration

This is characterised by a preference for short - term business loans, centralised credit - scoring techniques to make decisions, a need for high quarterly returns on equity and a strong preference for collateral.

«I think long term probably the area we all need to look at is the long - term impact on the funding equity issue for our schools,» DiNapoli said.

Turning rhetoric into reality will be a tough call — public spending cuts show no sign of letting up and the combination of rising demand for school places, lack of accountability and cuts to education budgets in real terms will need careful consideration if we are to improve standards and equity in education within the next administration.

Even simple, related terms, such as equality, equity, and justice, which might seem to be the same at first glance, need to be carefully understood.

And I think, on the basis of equity and the civil rights of these students, Congress and the State of California needs to dig deeper to find ways to support districts like Oakland so they can stabilize and build a more long term solution to the problems we face in retaining and developing strong teachers.

(James J. Barta and Michael G. Allen); «Ideas and Programs To Assist in the Untracking of American Schools» (Howard D. Hill); «Providing Equity for All: Meeting the Needs of High - Ability Students» (Sally M. Reis); «Promoting Gifted Behavior in an Untracked Middle School Setting» (Thomas O. Erb et al.); «Untracking Your Middle School: Nine Tentative Steps toward Long - Term Success» (Paul S. George); «In the Meantime: Using a Dialectical Approach To Raise Levels of Intellectual Stimulation and Inquiry in Low - Track Classes» (Barbara G. Blackwell); «Synthesis of Research on Cooperative Learning» (Robert E. Slavin); «Incorporating Cooperation: Its Effects on Instruction» (Harbison Pool et al.); «Improving All Students» Achievement: Teaching Cognitive and Metacognitive Thinking Strategies» (Robert W. Warkentin and Dorothy A. Battle); «Integrating Diverse Learning Styles» (Dan W. Rea); «Reintegrating Schools for Success: Untracking across the United States» (Anne Wheelock); «Creatinga Nontraditional School in a Traditional Community» (Nancy B. Norton and Charlotte A. Jones); «Ungrouping Our Way: A Teacher's Story» (Daphrene Kathryn Sheppard); «Educating All Our Students: Success in Serving At - Risk Youth» (Edward B. Strauser and John J. Hobe); «Technology Education: A New Application of the Principles of Untracking at the Secondary Level» (N. Creighton Alexander); «Tracking and Research - Based Decisions: A Georgia School System's Dilemma» (Jane A. Page and Fred M. Page, Jr.); and «A Call to Action: The Time Has Come To Move beyond Tracking» (Harbison Pool and Jane A. Page).

In Term 1, Contexts for Educational Equity and Access introduced students to the kinds of classroom student variation and needs they will have in their classroom and the different pedagogical and instructional choices that are available to meet those needs.

Therefore, school leaders facing a crisis in equity and achievement need to address the short - term imperatives of improving teaching and leadership.

For home equity loans and lines of credit (1) Maximum loan amount depends on home value and total loans secured by home (2) Property insurance required (3) Consult your tax advisor about tax deductibility (4) Closing costs are $ 149 for home equity loans and home equity lines of credit plus cost of appraisal, if needed, and can range from $ 400 to $ 700 (5) No annual fee for qualified credit (6) For balloon products, balance might not be paid in full by end of term.

Unlike some other home equity loans that only let you borrow a fixed amount of money for a fixed term, a HELOC offers more flexible spending options and you may be able to «renew» it for future needs.

In order to refinance into a shorter loan term, you'll also need at least some home equity, often at least 5 percent.

We offer both Home Equity Loans and Lines of Credit to address your specific needs — long - or short - term.

The bottom line is that preferred equity deals are much more complicated, and you really need to understand the terms of the deal.

Though the term second mortgage is interchangeable with home equity loan, a home equity line of credit is a different concept entirely and you need to be careful when discussing this option with a lender.

The idea is that you want to hold enough stocks to earn the returns you'll need to grow your nest egg over the long - term, but also enough in bonds to provide some downside protection so you don't bail out of equities in a severe downturn.

Good people need support and help growing at times, and it can yield big returns in terms of equity / shares if you pick the right companies.

In my country (Norway, though the same principles apply everywhere), there's a huge discrepancy between loans in terms of how much equity you need to put up when getting a housing mortgage.

As per the existing tax rule, equity investors need not pay any tax on long term capital gains.

As for my investment choices, I chose a simple but diversified asset allocation that is very heavy on equity because there will be more then 20 years before I need to tap into my retirement savings and stocks are the best option for long - term growth.

It's OK if you need to look up financial terms like APR, equity or collateral — look them up together and learn together.

You will need to decide the loan that will best serve your interests based on your income, credit and equity as lenders offer various loan terms.

But be forewarned: Although shorter - term loans tend to have much lower interest rates, you generally need to have at least 20 % equity, based on your home's current market value.

If you are considering a home equity loan or line of credit to suit short - term financial needs, you need to examine the reason behind your monetary deficiency.

There are a number of different terms that you'll need to understand when considering a home equity loan, however.

Read through the offer documents and check to see whether the mutual funds identified meet your investment needs in terms of equity share and bond weightings, downside risk protection, tax benefits offered, dividend payout policy, sector focus and other parameters of relevance to you.

«The closing costs can be substantially higher on a mortgage refinance than a home equity loan — the banker needs to really understand the customer's needs and long - term financial goals before recommending one option over the other.»

Dear Sreekanth Thanks for reply.You are absolutely right.So I need to invest 10 Lac (from my saving account and Reliance Equity Opportunities - Growth Fund) in MIP (for next 2 years) + Short term debt fund (for next 2.5 years) and where to invest 40 % of my monthly income?

Need your advice on a monthly sip of 15 k f (investment horizon of 15 years) for my younger daughters post grad education.I was planning to invest 5 k each in a debt oriented fund (ICIC pru long term growth), balanced fund (HDFC balanced fund) & a ELSS fund (Axis long term equity fund)- assumption based on a return of 12 % post tax and hence a corpus of 65 - 70 lacs at the end of this invetsment term of 15 yrs.Education inflation taken at 10 %.

Locking your cash in home equity doesn't seem like the place to stash cash you need in the near - term.