Sentences with phrase «term financial coverage»
It covers a specific time period to meet certain short - term financial coverage goals.
https://www.truebluelifeinsurance.com/ Not exact matches
As coverage of European and American financial woes have the masses running from equities, he says, «long - term investors who are billionaires tell me they are having an easier time today than ever before in their lifetimes because nobody is a long - term investor anymore.»
«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.
«When people see the term «media editor,» they probably think the coverage will be about hiring and firing, financials, new product launches and so on,» Silverman said.
A loan between a buyer and seller comes with a great deal of structures and variations that require input from legal and financial professionals to properly secure loan terms, collateral and adequate insurance coverage.
These guys cover financial stocks, providing short - term, stock - specific coverage and big - picture «future of the industry» type reports.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
Term life insurance offers affordable coverage for a specified period of time and can be tailored to fit your family's financial needs.
Term life insurance is typically the best choice if you want coverage for a mortgage or to replace your income until retirement, as these financial obligations will be reduced or eliminated with time.
Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.
A term policy being convertible doesn't increase the cost of a policy and simply offers you more options should your financial situation change later on, so we recommended asking for it when obtaining coverage.
One of them is obtaining insurance coverage, because insurers are concerned about the long - term financial risks of storing carbon dioxide in a gaseous or liquid form underground, which include the possibility of leakage.
The need is great to ease the financial strain of dementia care, as neither the federal government nor the private insurance industry has developed financially sustainable and affordable long - term care coverage.
The Audi Pure Protection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance
Audi Financial Services offers financing with competitive interest rates and terms, while our wide range of available coverage options gives you everything from extended service benefits with an Audi Pure Protection Certified pre-owned Service Contract to comprehensive protection with a Ding Shield Service Plan.
When selecting a term life insurance policy and the amount of coverage, the first factor to consider is the family's financial obligations during the policy term.
When you want to buy term life insurance, evaluate your family's financial needs and the length of time you want the coverage.
A 20 - Year Term plan gives adults ages 18 - 49 extra coverage at a time when financial responsibilities can be at their peak.
Contact your issuing financial institution for complete coverage terms and conditions or call 1 - 800 - Mastercard (1 - 800 - 627-827-2273) for assistance.
For example, a lender - forced policy will appropriately cover the physical dwelling itself but might fall short in terms of personal property coverage because they have no financial stake in a homeowners possessions.
They carry term limits because carriers expect most large financial needs to resolve on their own after a certain amount of time — once the kids are out of college and paying their own way, once the mortgage is payed off, and once you retire, the replacement income a term plan offers should be unnecessary, so your coverage can come to an end.
However, in certain situations, permanent coverage can provide a great financial solution, either on its own or combined with a term policy as an extra layer of protection.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
The clients that we typically work with (working - age people with families, student loans and mortgages) can normally cover their immediate financial obligations through term coverage, and are able to deal with final expenses after retirement effectively by putting a dedicated savings plan into effect.
In addition, its CompLife product allows you to combine term and whole life insurance coverage to fit your financial situation, as your life insurance needs may change with time.
A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.
Loss of use coverage reimburses renters for those expenses (up to the limit of their policy) which can offset any long - term financial damage it might cause.
Colonial Penn's term and whole life insurance products don't require a medical exam and have a maximum death benefit of $ 50,000, meaning you'll typically pay higher premiums and won't be able to purchase a greater amount of coverage should your financial needs change.
Term life insurance is typically the best choice if you want coverage for a mortgage or to replace your income until retirement, as these financial obligations will be reduced or eliminated with time.
Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.
Prior to becoming a financial advisor and offering life insurance, I had to admit I never would have thought that a marijuana user would get approved for term life insurance coverage.
So too can the financial health of your insurer and the terms of your coverage.
However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.
Similarly, if you could save enough money over the next couple of decades to handle any future financial obligations, you should do so and just buy term coverage as a backup.
While Genworth has had some significant financial challenges over the past few years, the company remains committed to offering its flagship long - term care insurance coverage.
We offer traditional long term care coverage from Allianz Life, Genworth, John Hancock, Lincoln Financial Group, Mass Mutual, Mutual Of Omaha, Prudential, and others.
This is one of the big reasons why term life insurance is a better value than whole life — you can match coverage with actual financial need.
With a term life insurance policy you can always lower the amount of coverage that you have, and that will probably fit perfectly with your long - term financial strategy.
Primerica also offers several riders which act as add - ons to their term coverage, allowing you to customize a policy to your financial situation, though each rider will typically increase your premiums by a small amount.
CompLife is a permanent life insurance policy to which you can add term coverage if you just need the additional financial protection for a short period of time.
You can also see an insurance carrier's financial ratings with various institutions to give yourself some peace of mind about their stability, and you can see what term lengths, coverage amounts, and rider options they have so you're confident they can provide policies that work for you.
Primerica Financial Services, also called Prime America, offers fairly standard term life insurance coverage at rates that are a bit higher than average.
Depending on you overall financial goals, it would be worthwhile to at least investigating converting all or part of the coverage on your term life insurance policies.
The right term life insurance policy will provide excellent coverage at an affordable rate — allowing you to devote more of your funds to savings, investment, or building a business without worrying about your family's financial health, if you would pass away unexpectedly.
Lincoln Financial's term life policies offer a guaranteed tax - free death benefit, making them an ideal choice for those looking for coverage over a stated time.
A long - term debt / equity ratio of 0.27 and an interest coverage ratio over 15 both indicate a very healthy financial situation with no concerns whatsoever.
Yet, little distinction has been made between the two terms in news coverage of Treasury Secretary nominee Steven Mnuchin's leadership of OneWest Bank and Financial Freedom, which foreclosed on tens of thousands of mortgages, including more than 16,000 reverse mortgage loans during his tenure.
The coverage you need, such as the term length and the death benefit amount, will depend on your individual financial needs and the costs that your family would need to cover if you were to die.
The purpose of long - term care coverage is to help protect against the significant financial risk associated with the expense of this level of care.
If you still need that financial safety net when you're in your 60s or 70s, you'll need to shop for a new policy (which may be prohibitively expensive) or convert your term life policy to whole life to continue coverage — a feature typically offered by most carriers for free.