Considering the long
term financial liability that comes with cosigning on a student loan, a third of parents answering «no» is quite concerning.
Mortgage loan is a long -
term financial liability that should be taken with care.
The Company's long -
term financial liabilities consist of the long - term portion of deferred compensation and long - term debt.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable
terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
This decision is crucial in
terms of the tax consequences, the authority given to individuals associated with the company, and potential
liability (that is, the
financial responsibility) for each person connected with the business.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near
term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
One of our respondents expressed this frustration: «Although we are squeaky clean in
terms of
financials (no
liabilities, etc.), and have been in business for five years, we can not find banks to lend to us without giving up our firstborn, so I am using my savings to finance the business.»
A company with positive working capital (more assets than
liabilities) is seen as being in good short -
term financial health.
The worth of a company's assets divided by current
financial liabilities, including short -
term debts.
Important: make sure that you read all the
terms and conditions, including
financial liability, if you decide to use one of these agencies.
The governor announced that he would seek an array of good government reforms from the State Legislature, a number of them familiar: preventing donors from circumventing contribution caps through the creation of shell limited
liability corporations; enhancing personal
financial disclosures; creating a public financing system; and instating constitutional amendments to establish
term limits for Albany lawmakers (though not Cuomo and the current class of legislators), extend the legislative session from six months to year - round and ban outside income.
Total Boox may, without notice, and without refunding any fees, disable User's account and User's access to use the App and / or the Services and Total Boox may recover from User any losses, damages, costs or expenses incurred by Total Boox resulting from or arising out of User's non-compliance with any provision of these
Terms, improper or fraudulent activity in connection with the Services, or any other acts of the User that may cause legal
liability or
financial loss to Total Boox, its affiliates and / or users.
Company
financial strength is scored by looking at levels of the current ratio (current assets divided by current
liabilities) and debt - to - equity ratio (long -
term debt divided by equity and expressed as a percentage).
Businesses, governments and
financial institutions issue money market securities as an inexpensive means to borrow money to cover short -
term liabilities.
4 — If you have dependents and / or have
financial liabilities / obligations, you can buy a
Term insurance plan with adequate life cover before discontinuing the above two life insurance policies.
The policy
term should be dependent on your expected retirement age,
financial goals / commitments /
liabilities.
Dear Kushal, If you do not have
financial liabilities or commitments, invest as much as and as frequently as possible in equity funds, and stay invested for long
term (> 10 years).
Depending on the type and duration of the insurer's
liabilities, this reinvestment risk can be detrimental to the short -
term financial performance of the company.
Dear Diganta, Before discontinuing these plans, kindly buy a
term insurance plan based on your future income potential, living expenses,
financial obligations &
financial liabilities (if any).
If your parents are dependent on your or if you have any
financial liabilities, suggest you to buy a
term plan.
If you do not have any life insurance cover, suggest you to buy a
term insurance plan immediately (if you have dependents /
financial liabilities).
MBIA is exposed to changes in interest rates that affect the fair value of its
financial instruments, namely investment securities, investment agreement
liabilities, medium -
term notes, debentures and certain derivative transactions.
Businesses track long -
term liabilities separately from short -
term liabilities to assist them with the correct
financial reporting, and to give a clearer picture of the overall health of the business.
Also, if they have dependents and / or have
financial liabilities, suggest them to buy a
Term plan with adequate life cover before implementing the above suggestions.
Dear Pradeep, Suggest you to buy a
Term plan (assuming you have dependents too besides
financial liability) at the earliest.
Despite what your agent or broker says, in cold
financial terms children are a
liability, not an asset that needs to be protected: no one depends on young children for their income.
Our
financial plans include an analysis of your potential needs for life insurance, income protection, health insurance, long -
term care coverage, property and casualty insurance, or
liability coverage.
Those periodic special dividends are feasible because of the firm's immaculate balance sheet, which has almost no debt, relatively high cash levels (relative to the size of the company and its acquisitions), and a high current ratio (i.e. the company's short -
term assets cover its short -
term liabilities by more than three-fold, thus protecting it from unexpected negative
financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and cash flow).
The carrying amounts of cash and cash equivalents, accounts receivable, accounts payable, and other current
liabilities approximate their fair value due to the short -
term nature of these
financial instruments.
Munich Re, «Natural Disasters: Billion - $ Insurance Losses,» in Louis Perroy, «Impacts of Climate Change on
Financial Institutions» Medium to Long
Term Assets and
Liabilities,» presented to the Staple Inn Actuarial Society, 14 June 2005; Munich Re, Topics Geo Significant Natural Catastrophes in 2004, 2005, and 2006 (Munich: 2005, 2006, and 2007.
In
terms of criminal
liabilities, while victims will obviously suffer
financial and reputational theft and loss or risk of loss (as well as personal distress / harm), perpetrators will be liable for sentences of imprisonment or unlimited fines, together with compensation and confiscation orders.
Whether they are seeking an insurance hedge for their personal costs
liability, a funding package for their lawyers fees and / or disbursements, a solution to a potential or existing security for costs issue, or to sell the potential litigation and make an immediate
financial return for creditors, insolvency practitioners can take comfort that by engaging TheJudge to source their litigation funding and insurance requirements, they are working with a broker whose duty is aligned to their own i.e. to secure the best possible
terms available.
This (subject to
terms and conditions of coverage) means a motor vehicle without
liability insurance or a motor vehicle not otherwise in compliance with the state's minimum
financial responsibility requirements or other applicable requirements under another state's law.
2017 was largely a sellers» market, typified by sellers securing low caps on their
financial liability, and often favourable economic
terms on re-investment.
Dram shop
liability claims fall under civil law, which means that damages resulting from alcohol - related accident claims are expressed in
terms of
financial compensation.
6) To ensure that the Motor Vehicle Accident Claims Fund (Fund) is sustainable over the long
term and able to meet its future
financial obligations, the Financial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded liability over a reasonable time period and seek government approval to implement t
financial obligations, the
Financial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded liability over a reasonable time period and seek government approval to implement t
Financial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded
liability over a reasonable time period and seek government approval to implement this plan.
With medical costs coverage,
liability, and collision coverage, you can get peace of mind knowing that a disaster like this does not have to result in long -
term financial trouble.
But to explain in simple words, it is the (
financial) ability of the insurance company to settle all its
liabilities (which include Claims from all
term insurance plans) in case there is a situation of insolvency (bankruptcy) because of a sudden unforeseen event.
You can cover yourself with
Term life insurance for the greater face amount and then have a smaller Universal life policy for the long haul when many of your
financial liabilities are no longer present later on in life.
Depending on your long -
term needs, you must acquire a suitable long -
term insurance in a timely manner in order to avoid any major
financial liabilities due to lack of proper insurance coverage.
In the United States, auto insurance limits are the pre-defined limits of the
liability responsibility set in
financial terms (dollar amounts) that...
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury
liability insurance and property damage
liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage
liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and
Financial Responsibility Act; but the
term «uninsured motor vehicle» shall not include:
The main advantages of
term life insurance protection plans are that they are easy on your pocket, give you the highest amount of coverage, safeguard your family against
financial liabilities and offer you tax benefits.
In the United States, auto insurance limits are the pre-defined limits of the
liability responsibility set in
financial terms (dollar amounts) that the insurer will pay in the event of a claim.
Purchasing a conventional
term life insurance policy will be the most cost effective way to go to cover all your
financial liabilities.
In some cases the best possible solution will be having a very affordable
Term life insurance policy to cover the major portion of the
financial liabilities and a smaller Universal life insurance policy to cover the person for the rest of his or her natural life.
This can be a life insurance package that consists of
Term life insurance with a higher face amount for the most financially volatile years of your life when you have the highest financial liabilities and when the Term life insurance drops off by its term limit you will still have a permanent plan such as Universal life which will carry on for the rest of your natural l
Term life insurance with a higher face amount for the most financially volatile years of your life when you have the highest
financial liabilities and when the
Term life insurance drops off by its term limit you will still have a permanent plan such as Universal life which will carry on for the rest of your natural l
Term life insurance drops off by its
term limit you will still have a permanent plan such as Universal life which will carry on for the rest of your natural l
term limit you will still have a permanent plan such as Universal life which will carry on for the rest of your natural life.
In order to well protect your dear family from future
financial liabilities in case of your untimely demise, going for life
term insurance can be the first choice.
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If you know exactly how long you will have
financial liabilities or live,
term will do a great job.