Sentences with phrase «term financial loan»

If you have ever held a home or perhaps are thinking of purchasing one you might have listened to the term financial loan to value or even «LTV» for brief.

Not exact matches

The Trump administration plans on meeting with officials from Qatar as early as this week and is planning to meet with officials from the United Arab Emirates to seek financial transparency, and using commercial loan terms, said a person briefed on the matter.

And while Federal Reserve Senior Loan Officer Surveys indicate some easing of loan terms for small businesses has occurred, it hasn't occurred as much as terms were tightened during and after the financial crisis, she noLoan Officer Surveys indicate some easing of loan terms for small businesses has occurred, it hasn't occurred as much as terms were tightened during and after the financial crisis, she noloan terms for small businesses has occurred, it hasn't occurred as much as terms were tightened during and after the financial crisis, she noted.

Advance Financial is a financial services provider that offers free money orders, free bill payment, short - term loans, check cashing, and wire tFinancial is a financial services provider that offers free money orders, free bill payment, short - term loans, check cashing, and wire tfinancial services provider that offers free money orders, free bill payment, short - term loans, check cashing, and wire transfers.

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

Beginning last month, all 178 Cash Store and Instaloans (the two brands the Cash Store operates under) locations in Ontario began offering lines of credit, not payday loans, to consumers looking for short - term financial help.

If you get an expensive short - term loan instead, your small business dream quickly can turn into a financial nightmare.

By consolidating accounts with one financial institution, you can also negotiate more favorable loan terms.

A loan between a buyer and seller comes with a great deal of structures and variations that require input from legal and financial professionals to properly secure loan terms, collateral and adequate insurance coverage.

Community Financial Services Association of America, the largest trade group for payday lenders, says the rule would «virtually eliminate» their business model, which provides short - term loans to millions of low - income consumers who lack access to credit cards or bank loans.

There's no question why short - term business loans are catching fire: They're the ultimate financial win - win for small and medium - sized businesses.

In recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plan.

Taking a smaller annual income is beneficial in qualifying for loan forgiveness, but it may lead to challenges in setting aside savings for long - term financial goals.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Federal Funds Sold are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Federal Funds Purchased are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

The most attractive advantages to federal student loans include numerous repayment programs, interest rates, financial hardship tools, and long - term student loan forgiveness.

If you do pursue a personal loan, find a reputable lender and read the fine print to make sure you're not agreeing to terms that will interfere with your financial success later on down the road.

The rates that have responded most significantly to lower borrowing costs are short - term loans for financial speculation, above all for derivatives and related buying or selling of stocks and bonds on margin — enormous gambles on which way the dollar, the stock market and interest rates may go.

Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.

Finally, and optionally, the loan term can be restructured to fit one's plan or financial situation.

Venture lenders (individuals or groups with a pool of money, or specialized banking organizations)-- they may provide term and short - term loans to technology businesses earlier than these loans would become available from traditional financial institutions; however, these loan facilities are usually reserved for businesses that have received venture capital investment and / or can demonstrate their ability to make loan payments from cash flow.

Banks, credit unions and other financial institutions — they provide several types of debt instruments including credit cards, leasing products, demand / short - term loans and term loans.

In her analysis, Ms. Chu estimates that at the end of 2016, as much as 22 percent of the Chinese financial system's loans and assets will be «nonperforming,» a banking industry term used to describe when a borrower has fallen behind on payments or is stressed in ways that make full repayment unlikely.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

The Consumer Financial Protection Bureau defines a payday loan as a short - term, high - interest, no - credit - check loan that's typically no more than $ 500.

And while federal loans come with their own set of challenges and risks, all 1.37 million private loan borrowers are often subject to fewer protections and less flexible repayment plans than those offered under federal loan agreements.Less accommodating repayment options and more rigid terms can quickly lead to private student loan defaults, which is a dangerous financial place to be.

If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.

Like a term loan, most lenders will want to see financial records and documents that demonstrate a track record and demonstrate creditworthiness.

Take a look at your own situation today as well as your future financial goals to determine what loan term is right for you.

Choosing a loan term requires you to understand how the different repayment period impacts your financial situation.

As of December 31, 2013, the Company had term loan facilities with a financial institution totaling $ 26.0 million consisting of a $ 14.0 million revolving line of credit, a $ 3.0 million senior term loan, and a $ 9.0 million mezzanine term loan facility.

«YOURgage»: If you'd like to customize your mortgage, pick your own terms to meet a financial goal or lower your interest rate, Quicken Loans» YOURgage might be a good option for you.

We obtained a $ 20 million term loan with the same financial institutions we borrowed from in prior years.

In June 2009, we obtained a second $ 10 million term loan with a financial institution, $ 4.0 million of which was borrowed in 2009.

When multiple financial institutions use the prime rate as an index, it's easier for borrowers to compare loans, rates and terms.

The resulting deregulated and unregulated institutions have brought us one financial crises after another — the savings and loan scandal, the bubble and bust in Real Estate Investment Trusts, the collapse of the hedge fund, Long Term Capital Management, which threatened to set off a daisy chain of bond defaults, and more.

During this stage, the business loan broker will go over the specifics of the financial agreement to ensure that the client fully understands what they are signing, how much funding they are receiving, as well as the payment terms and interest rates.

There are a plethora of financial terms that loan brokers should know and understand before entering the finance industry.

Below are the top 20 financial terms that loan brokers should familiarize themselves with in order to conduct themselves as respected finance professionals.

Whether your focus is in economics, real estate financing, small business loans or personal finances, it is very important to learn and comprehend the vast amount of financial terms related to your business.

But lenders are still permitted to sell most of the loans they make, and this removes the long - term financial burden from their shoulders.

This top 20 list of financial terms is primarily focused on terms that loan brokers should know and comprehend.

Business Financial Services, Inc. (BFS) is a leading specialty finance company providing short term loans and cash advances to owners of small and medium - size businesses.

Business Financial Services, Inc. is a leading technology - enabled small business financing platform providing short - term business loans and merchant cash advances to owners of small businesses.

Include details such as repayment term and schedule and loan purpose and explain your financial situation.

With the announcement of the Financial Conduct Authority's (FCA) plans for a January 2015 cap on all payday loans, to the Archbishop of Canterbury's U-turn on his anti-payday loan stance (he now believes short term lenders like Wonga are a safer option than the potential alternatives).

A business credit score is a fundamental element of your company's financial image and has a powerful effect on your ability to get credit, to get favorable terms on loans and leases, and even to get customers.

Ray focuses on financial services and commercial real estate, with a specialization in negotiated private placements of term asset - backed securities, warehouse credit facilities, whole loan transactions, subordinated debt financings, and other transactions for specialty finance companies and commercial real estate.

In general, term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.