Sentences with phrase «term financial safety»

New York Life Insurance Company is the largest mutual life insurance company in the U.S. 1 Being mutual means our primary focus is on creating long - term financial safety and stability for our policy owners, rather than the short - term gains favored by Wall Street.

Not exact matches

With regard to your financial safety, there are a few things you can goof up that can cause long - term and sometimes irreparable mistakes.
Despite recording a net loss... 2013 was a year of significant improvement for AK Steel in terms of its financial performance, employee safety, product quality, improved shipments to the automotive market.»
And for a company with a safety record as tarnished as Kinder Morgan's, the financial downside of a spill — including a $ 500 million cash fund just to ante up for the Trans Mountain game — may prove to be one of the deciding factors that sours Kinder Morgan on the long - term prospects for the pipeline.
Canada's appeal compared to the U.S., in other words, has diminished both in terms of the perceived safety of the financial system and of economic strength.
However, the financial gap between the safety - net hospitals and the non-safety-net hospitals continues to widen in terms of their total profit.
And while the cost may not be «financial» in terms of actual dollars and cents; it is indeed financial if it affects the reputation of the site — and creates a sense of lost confidence in the safety of the site.
Teachers using an STF Assured Member can be secure knowing that their travel partner understands and facilitates the needs of educational travel, manages safety effectively, offers fair terms and condition, and the best financial security and Is fully inspected every year by independent experts.
Back in 2002 a group of educational travel companies came together and pioneered a robust verification scheme which featured an audit of all members every year by independent experts By measuring against a comprehensive code of practice that had been developed with, amongst others, health & safety experts, teachers» unions», head teachers» associations, outdoor advisors and top legal advice, the audit ensures all aspects of a company's business was examined, this includes worldwide health & safety management, financial security, consumer protection, fair terms and conditions and, for when it does go wrong, a commitment to independent arbitration.
The original option list from Maranello includes: AFS SYSTEM YELLOW BRAKE CALIPERS CARBON FIBRE DRIVER ZONE + LEDS CRUISE CONTROL COLOURED SAFETY BELTS (GIALLO) CARBON FIBRE WHEELS CUP CARBON FIBRE DASHBOARD INSERTS SUSPENSION LIFTER HORSE STITCHED ON HEADREST (GIALLO) SCUDERIA FERRARI SHIELDS INN / OUT ELETTR.MIRROR + HOMELINK PARKING CAMERA DUAL FRONT VIEW PARKING CAMERA PAINT COLOUR UPON SAMPLE 20 FORGED DARK PAINTED RIMS FULL ELECTRIC SEATS LEATHER HEADLINER (NERO) SATELLITE RADIO SPECIAL FEATURES COLOURED SPECIAL STITCHING (GIALLO) TYRES PRESSURE MEASUREMENT Ferrari Financial Services provides a number of financing options including extended - term conventional financing.
Additionally, one of the possible results of a financial crisis is a «flight to safety»; the global financial markets still seem to think the US dollar is pretty safe, and they may bid it up as they have done in the past, resulting in losses to your position (at least in the short term).
Paired with a health insurance and long - term disability insurance policy, it can help cover the costs of medical expenses, as well as related costs from being unable to work during recovery, providing you with a full financial safety net.
Net Financial Debt / Total Assets is my absolute favorite dividend safety metric for evaluating the long term financial condition of aFinancial Debt / Total Assets is my absolute favorite dividend safety metric for evaluating the long term financial condition of afinancial condition of a company.
That term life insurance you bought when your kids were young was an important part of your financial safety net, providing maximum income protection at an affordable price.
For many young families, term life insurance is their single biggest safety net, offering maximum financial protection at the lowest possible price.
If you still need that financial safety net when you're in your 60s or 70s, you'll need to shop for a new policy (which may be prohibitively expensive) or convert your term life policy to whole life to continue coverage — a feature typically offered by most carriers for free.
It makes term life a good policy for anyone who expects to build wealth over time and won't need the financial safety net life insurance provides later in life.
Term life insurance is temporary coverage that provides a financial safety net for your family; typically 10, 15, 20, 25 or 30 years.
The addition of childcare throws a plethora of new financial and operational challenges into the mix, from qualified staff and salaries to local regulations, licensing, property lease terms, health and safety, and the inevitable red tape minefield.
We have represented clients in numerous other congressional investigations and oversight hearings, including a major internet services company in an investigation of its practices abroad, a chemical manufacturer in an investigation of the safety of its products, an insurance company in a hearing on the federal long term care insurance program, a financial services company in an investigation of credit card terms, and drug companies in investigations concerning such matters as payments to doctors, marketing practices, generic approvals, drug importation, and drug safety.
This is a moot point as term insurance provides an absolutely necessary financial safety net until you reach the age of retirement.
6) Family Life Insurance — A policy which can be either a Term or Permanent life insurance policy and is intended to provide financial protection or a financial safety net for the welfare of the family to ensure the surviving family members are able to maintain their standard of living.
Term life insurance provides a valuable financial safety net.
Term life insurance might provide you and your loved ones with a financial safety net.
If you still need that financial safety net when you're in your 60s or 70s, you'll need to shop for a new policy (which may be prohibitively expensive) or convert your term life policy to whole life to continue coverage — a feature typically offered by most carriers for free.
It makes term life a good policy for anyone who expects to build wealth over time and won't need the financial safety net life insurance provides later in life.
Coupled with the fact that the average disability outlasts short - term policies, and how difficult it is to qualify for SSDI, long - term disability insurance makes sense as part of a financial safety net.
Unlike long - term financial goals, life insurance is immediately complete: while you're saving up for college for 18 years, your life insurance policy will be ready as a financial safety net right away.
Takeaway: Term life insurance is an uncomplicated product that, in the event that you die prematurely, provides a financial safety net for your family and gives them the financial flexibility to complete investments and savings like retirement and college funds.
Protecting your family with term life insurance is a crucial piece of your financial safety net.
Term life insurance is an important part of any financial safety net.
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:
This is another reason that using term life insurance makes sense - you buy it for a period of time when the risk of not completing your financial goals is the highest and you stop paying for it once you no longer need that safety net.
Term life insurance is temporary coverage that provides a financial safety net for your dependents over a time period between one and 30 years.
A great way of looking at a term life insurance plan is to consider it as an expense on the financial safety of your family, and thereby, make it a part of the household budget.
Ideally, your family's need for life insurance will end around the time the term expires: Your kids will be on their own, you'll have paid off your house, and you'll have plenty of money in savings to serve as a financial safety net.
Term life insurance is temporary coverage that provides a financial safety net for your family; typically 10, 15, 20, 25 or 30 years.
This is a moot point, as Term insurance provides an absolutely necessary financial safety net, and does so until you reach the age of retirement.
It is essential to buy a term plan to provide a financial safety net to your loved ones for the days when you may not be around anymore.
So this term will provide you an ultimate assurance of financial safety.
Term insurance plans are also a real cost - effective way to build up a financial safety cushion in case of the policyholder's death.
You require the maximum term for a child plan so that it provides financial safety to your child for as long as possible, even after becoming an adult.
Term life insurance is particularly worth it because it's the most affordable type of life insurance available that provides a tax - free lump sum of money for a financial safety net.
There are a lot of different types of life insurance out there, but if you need straightforward, affordable coverage to complete your financial safety net, the best product for you is likely term life insurance.
Getting life insurance is important, and making sure you and your spouse are on the same page in terms of your financial safety net is, too.
A simple spreadsheet and abacus calculator smartphone will do, or you can use the PolicyGenius coverage calculator — we'll help you determine the coverage amount and term length that you'll need for a full financial safety net.
A term plan is the safest way of arranging financial safety when you are no longer present to provide for your loved ones.
It assures financial safety by providing practical and long - term beneficial plans.
And these were just the financial costs: their study included 21 key data and calculated the costs in terms of money, time, safety, and enjoyment.
The variety of term plans at one's disposal gives the freedom to select a plan according to priorities without compromising on the safety and financial stability.
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