Sentences with phrase «term financial savings»

Regardless of whether or not you pick the one time lump sum payment or more than one small payment method, you may be assured of long - term financial savings.

Here's a little snippet from that article that caught my eye: «The cautionary note is that they appear to be living very short - term paycheck to paycheck and not thinking as much about long - term financial savings.»

I think the management are guilty of looking at short term financial savings, maybe because there are things going on behind the scenes of which we are all unaware.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Don't wait to invest in a financial technology solution, because the costs will outweigh the short - term savings.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

While «opting in» requires making a choice that will put more of the responsibility for long - term savings on the members» shoulders, «it starts to cause them to learn how to contribute to their future, their own retirement,» said John Bird, senior vice president of military affairs at USAA, a financial services firm that works with about 12 million current and former members of the U.S. military and their families.

You may need to revise your financial goals, adjust savings habits or weigh extra precautions like a long - term care policy.

One of our respondents expressed this frustration: «Although we are squeaky clean in terms of financials (no liabilities, etc.), and have been in business for five years, we can not find banks to lend to us without giving up our firstborn, so I am using my savings to finance the business.»

Taking a smaller annual income is beneficial in qualifying for loan forgiveness, but it may lead to challenges in setting aside savings for long - term financial goals.

Indeed, the prices of money (Fed funds), savings (inflation term premium), capital (credit spreads), labor (wages), trade (USD), and insurance (volatility) are all historically low, which is resulting in exceptionally easy financial conditions.

Now the program is a success, driven in part, by the provision of financial advice by the private sector that has encouraged savings and broadened access to long - term investment solutions.

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

The resulting deregulated and unregulated institutions have brought us one financial crises after another — the savings and loan scandal, the bubble and bust in Real Estate Investment Trusts, the collapse of the hedge fund, Long Term Capital Management, which threatened to set off a daisy chain of bond defaults, and more.

The firm's 12,000 financial advisors work directly with nearly 7 million clients to understand their personal goals - from college savings to retirement - and create long - term investment solutions that emphasize a well - balanced portfolio and a buy - and - hold strategy.

The firm's 13,000 - plus financial advisors work directly with nearly 7 million clients to understand their personal goals — from college savings to retirement — and create long - term investment solutions that emphasize a well - balanced portfolio, diversified portfolio.

The savings of the European Union's 500 million citizens could be used to fund long - term investments to boost the economy and help plug the gap left by banks since the financial crisis.

«Only about one - third of Americans are living within their means and think they are prepared for the long - term financial future,» said Stephen Brobeck, executive director of the Consumer Federation of America, which commissioned the survey along with the American Savings Education Council (ASEC) and the Employee Benefit Research Institute (EBRI).

For example, if you are behind in retirement savings, or do not have a cash emergency reserve, it may make more sense to put your newfound funds towards those financial goals while you continue to pay off a mortgage with attractive terms.

On the other hand, the health insurance companies and society - at - large profit from the financial savings of exclusive and long - term breastfeeding.

Plus buying a Bella Materna bra while pregnant this is a positive environmental approach not to mention the financial savings long term!

However, the costs of breastfeeding are mostly borne by the mothers and those for breastfeeding training mostly by the individual health care workers or hospital, while the health insurance companies and society - at - large are profiting from the financial savings from exclusive and long - term breastfeeding.

The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: safeguard your child's well - being with wills, trusts, and life insurance; best weigh your child - care options and decide whether to go back to work; save on taxes with child - friendly tax credits and deductions plus tax - advantaged benefits at work; manage your family's health - care costs; save for long - term costs by setting up a college fund; spend smart and save money at every stage of your child's development; continue to contribute to your own retirement savings

Despite its financial services sophistication, why does the City seem systemically incapable of channelling savings into long term projects enhancing Britain's productive potential?

For Tomasi economic liberties appear to include a right to hold productive property; a right to engage in commercial contracts in one's interest, including a right to sell one's own labor on one's own terms; a right to make one's own decisions about savings and long - term financial planning; and, in general, a right to benefit from one's own economic activity.

The insurance and long term savings industry works hard to look after people, businesses and society, providing financial support in old age and times of trouble.

For weeks, Miner has said the concept offers short - term savings at the risk of worsening the city's long - term financial position.

A financial planner can also help with many other short term financial goals that include selecting products (superannuation funds, term deposits), reducing debt, household budgeting and increasing your savings.

Part of the allure is financial — districts have long assumed that large complexes are more cost efficient to build and maintain — but recent studies have pointed to greater long - term cost savings with smaller schools.

Giving students the opportunity to communicate results to the wider school community and celebrate their success also helps to build the foundations of long - term change, with students feeling a sense of achievement and school management recognising the business case from the financial savings achieved.

Unfortunately, in a world in which cash pays next to nothing and even riskier assets, like stocks and bonds, have a lower long - term expected return than they once did (according to a BlackRock analysis using Bloomberg data), holding a sizeable portion of one's retirement savings in cash could prevent many from reaching their financial goals.

There's lots better options for short - term cash parking, like an Implicity Financial or Hubert Financial high - interest savings account, an EQ Bank savings account, or a Coast Capital Savings 1 - year flexible GIC of 2.25 % that is redeemable, without penalty, I believe, after 9savings account, an EQ Bank savings account, or a Coast Capital Savings 1 - year flexible GIC of 2.25 % that is redeemable, without penalty, I believe, after 9savings account, or a Coast Capital Savings 1 - year flexible GIC of 2.25 % that is redeemable, without penalty, I believe, after 9Savings 1 - year flexible GIC of 2.25 % that is redeemable, without penalty, I believe, after 90 days.

Checking up on your long - term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals.

Introduced in October 2012, the AE program is intended to promote long - term retirement savings — especially among low - income households — and reduce the financial burden on the public pension system from population aging.

Short term financial products would be useful for savings, but not for growing money

Set some savings goals and get started achieving your long term financial goals.

Financial advisers and self - help books tell you that setting long - term goals is an essential step to increasing your savings.

Instead, by funding an annuity with only a portion of your savings and investing the rest in a diversified portfolio of stock and bond mutual funds for growth potential, you can reap the advantages of an annuity (income you won't outlive no matter what's going on in the financial markets) while still having the remainder of your nest egg invested so it remains accessible yet can grow over the long term.

The campaign is a growing network of organizations and individuals committed to helping and supporting military members and their loved ones build personal savings arsenals to provide for their immediate and long term financial needs.

For those who have had their savings wiped out, 123 Cash Credit Online has brought together the most wide range of short - term financial products that can be found online to help them out of unfortunate financial emergencies.

If the unthinkable were to happen — and a natural disaster also resulted in loss of life — a term life policy could help cushion at least the financial loss that your loved ones may have when you aren't around, even if your savings and emergency fund were not sufficient to cover their needs.

With our easy application process for payday loans online and the ability of our payday loan lenders to quickly add funds to your checking or savings account, it is easy to get money for any type of emergency or short term financial need.

This is why it can be extremely helpful to sit down with a financial advisor to go over your personal situation, including the household income, how much you have in your savings, and long - term financial goals.

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long - term financial security of a person who is eligible for the disability tax credit (DTC).

Discover how to reach your financial goals with the short - term savings goal calculator from Bank of America.

Short - term investment vehicles — such as certificates of deposit, interest - yielding savings accounts, exchange - traded funds and more — are ideal places to store and grow funds you don't need immediately, such as emergency savings, but require access to at any time if a financial emergency were to arise.

Taking a smaller annual income is beneficial in qualifying for loan forgiveness, but it may lead to challenges in setting aside savings for long - term financial goals.

The clients that we typically work with (working - age people with families, student loans and mortgages) can normally cover their immediate financial obligations through term coverage, and are able to deal with final expenses after retirement effectively by putting a dedicated savings plan into effect.

Step # 2 - Assess your financial situation: To begin assessing your financial situation, you have to do things like sit down and go through the stack of bills that maybe you've been ignoring for a while (maybe a long while), reassess your monthly budget and take a deeper look at your long - term savings plan.