Sentences with phrase «term impact of fees»

The easiest way to understand the long - term impact of fees is by seeing how they affect your future balance.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

While increasing your annual 401 (k) contribution by $ 1,000, having a bit more stocks in your portfolio, cutting fees by 0.5 percent and working an extra couple of years don't seem like major changes, their long - term impact can be huge.

The same is true of the loan repayment term — the longer you are spreading your payments out, the less of an impact fees and costs have on APR..

Tracking error: ETFs possibly underperform the index or benchmark they are tracking over the longer term because of the impact of fees and other costs The tracking error varies between different ETFs depending on the approach chosen to replicate the index.

This is also a pro-forma FY - 2018 — but it remains subject to AUME / fee / FX rate changes, etc. — this estimate's critical, as we see the full impact of the new AUME peak & sterling's post-Brexit vote collapse flow through... not only in terms of revenue, but a radically higher incremental operating margin.

Introduction to investing concepts, including the impact of investing fees on returns and the cost of advice; where returns come from; what indexes are; what mutual funds are; risk and historical returns; taxation issues and TFSAs, RRSPs, and RESPs; the importance of planning and the impact of inflation on long - term plans; the inherent uncertainty in long - term planning and the need to make regular course corrections; and what asset allocation is.

In fact, NerdWallet analyzed the long - term impact of seemingly small fees on returns, and found that «1 percent in fees could cost a millennial more than $ 590,000 in sacrificed returns over 40 years of saving.

I think the real long - term impact of CRM II disclosures rests with something else: the subtle alchemy that comes from people comparing the advisory fees and the performance reporting simultaneously.

This fee news (& any resulting / potential impact) could prove a near - term headwind, but longer - term I continue to judge Record & its progress based on two key metrics — Total AUME (in particular, Passive Hedging AUME growth) & number of customers — and see no reason they can't maintain the impressive growth trajectory we've seen over the last 5 years.

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Your annual percentage rate (APR), fees and loan term could impact how much you pay in interest over the lifetime of the loan.

What's true for gasoline applies to energy in general, as the Citizen's Climate Lobby confirmed in a 2016 report analyzing the short - term financial impact of its fee and dividend idea set at a level of $ 15 per ton of carbon dioxide.

Respondents to Briefing magazine's Legal IT Landscapes survey overwhelmingly agreed that machine learning / AI technology would have the biggest impact on legal services in terms of efficiency and competitiveness within the next five years, and that within 10 years it was likely to produce a significant reduction in fee - earning staff.

Reflecting on the announcement of the scrapping of lettings agency fees, The University of Law's Mark Johnson notes there won't be an immediate cost to tenants or landlords, but there could be a long - term impact: «Letting agents and their landlord clients will have contractual arrangements in place so they will not be able to change their fees and charging structures unilaterally.

In terms of the impact for Bitcoin users, transaction fees have fallen which is no doubt one of the prime benefits.

«REALTORS ® are always framing issues like impact fees in terms of private property rights, which is fine, but the Robinson & Cole analysis helped us go beyond that argument,» says Larson.