Sentences with phrase «term investment plan as»

By contributing to a long — term investment plan as early as possible, you may set yourself up for a brighter future.

Not exact matches

Consider undertaking a purpose - based approach that appropriately matches your goals with investment strategies such as these: a short - term strategy (tax reserves, working capital, near - term planned outlays and lifestyle needs), an intermediate - term strategy (new investments) or a long - term (income needs, wealth transfer and philanthropy).

Working with your financial quarterback, develop your new investment business plan (known as an investment policy statement) for the immediate deployment of the transaction's proceeds and for long - term management of investment capital.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Wiseman cautioned that the CPPIB — despite its large size in Canadian terms — competes against much bigger investors in the global market such as private equity funds, sovereign wealth funds and other public pension plans that are also on the hunt for similar types of investments.

City of Swan spokesman Charlie Gregorini said that, while the Rothgard proposal sounded impressive, the State Government's plan was just as big or bigger in terms of employment and investment opportunities as the Rothgard proposal, and had been strongly supported by the community through public consultation.

Some assets, however, may no longer serve a public policy purpose and are of particular interest to, for example, Ontario's large pension plans as good long - term investments.

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector funds.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

There appears to have been an assumption that this disclosure is required, because these funds constitute «Designated Investment Alternatives,» a term defined by the applicable disclosure regulations as «an investment alternative designated by the plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their individual accounInvestment Alternatives,» a term defined by the applicable disclosure regulations as «an investment alternative designated by the plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their individual accouninvestment alternative designated by the plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their individual accouninvestment of assets held in, or contributed to, their individual accounts.»

The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.

As to the GDF, the same Plan Description advised Sulyma that the asset mix of the GDF included «domestic and international equity, global bond and short - term investments, hedge funds, private equity, and real assets (e.g. commodities, real estate & natural resource - focused private equity).»

Fidelity believes one of the best ways to do that over the long term is by considering an appropriate amount to invest in a diversified portfolio of stock mutual funds, exchange - traded funds (ETFs), or individual stocks as you plan and implement an investment strategy that fits your time horizon, risk preferences, and financial circumstances.

The Time Trap Close works best with larger ticket items such as retirement plans, or long - term investments.

As a general rule, your long — term investment plan should take priority over applying extra amounts toward debt.

We plan distributions of foreign earnings based on projected cash flow needs as well as the working capital and long - term investment requirements of our foreign subsidiaries and our domestic operations.

The rollover decision should reflect how the plan from which assets would be distributed stacks up in comparison to the proposed IRA in terms of investment options, fees and expenses, and services (such as advice planning tools).

Additionally, we don't plan to take outside investments to keep long - term interests as unbiased and broad as possible.

In effect, I was able to use my Roth space to shelter my (tax - inefficient) investments that I planned to use in the near - term, simply by shifting allocation between accounts as necessary.

So it strikes me that the investments in Twitter et al are as much about occupying the space and capativiating customers in anticipation of some future money Mecca as they are about a tangible business plan which leads to near - term profitability.

D.A. Davidson analyst Tim Ramey termed the succession plan as «orderly» and said the changes did not alter his investment thesis on the company.

But he added: «Councils need long term and consistent investment, which enables them to plan ahead and invest taxpayers» money as effectively as possible if we're to bring our local roads up to scratch.»

«They have spotted that HS2 is not part of an integrated solution, that it does not form part of any wider strategy, and that if HS2 is to work in terms of providing any wider economic benefits there has to be massive additional investment to make that happen, but there is no plan of how all of that would happen as well.»

His second - term priorities include the development of a citywide master plan for Select Bus Service, and the rapid expansion of the bike - share system, which he views as an important new piece of transportation infrastructure deserving of public investment.

For example, their staff training programmes are invariably inadequate, as also are their investment policies, management and short - term strategic planning, all of which New Scientist adroitly summarised recently (Comment and This Week, 12 June).

Offers checking and savings, term share certificates, and IRAs, as well as mortgage, home equity, automobile and personal loans at competitive rates; tax deferred annuity and investment program flexible pre-tax investment plans with tax - deferred earnings and access to top mutual funds from Fidelity Investments, Scudder, TIAA - CREF, and the Vanguard Group.

However, that time is a powerful investment as students build their executive functions to become self - directed learners who can prioritize, plan, and persevere with foresight as they achieve long - term goals.

All these monthly investments are in growth plans only as we are looking for long term goals and not looking to redeem any of these funds before 8 - 10 years.

Thank you for the reply.My investment horizon is 10 yrs for the above mentioned funds and also kindly advise me if it is an wise idea to invest more in SIP as I am planning to invest more for my long term goals and this time it will be for 20 or more yrs.Is it good to invest in

Was planning to start investing In SIP / mutual Funds as a long term investment opportunity.

Dear Richa, As your investment horizon is long term, you may kindly go ahead and execute your investment plan.

What if you plan to hold cash investments as part of your longer - term portfolio?

If you plan to have long - term investments in your non-deductible IRA (such as, say, target funds or long - term stock positions that you expect to hold till retirement) it may be better to keep them in a non-IRA account.

For the young investor, as presented in Article 8.1, the most mindful investing plan is to simply buy low - cost stock funds at regular intervals when long - term money becomes available, hold those investments until retirement (or similar spending phase), and ignore market gyrations entirely.

While a given mix of investments may be appropriate for a child's college education fund, that mix may not be a good match for long - term goals, such as retirement or estate planning.

We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social Planning, such as income strategies, pensions, and social security

Short term investments such as Forex are very risky to use to plan ahead or to depend on for your retirement.

I bought my house as a place to live, and not a short term money making investment plan, so I went with a 15 year fixed.

The importance of long - term care insurance is well understood as it an expensive investment plans for once.

Read my articles «Top online insurance plans» & «Avoid FDs as long term investment» Did you go through the articles that i have suggested you to read?

Fidelity believes one of the best ways to do that over the long term is by considering an appropriate amount to invest in a diversified portfolio of stock mutual funds, exchange - traded funds (ETFs), or individual stocks as you plan and implement an investment strategy that fits your time horizon, risk preferences, and financial circumstances.

The return of the growth is calulated after substracting the MER.75 % of the principal is guarenteed at maturity.You can also withdraw 10 % without any penality in every year from the segregated funds.You can also do SM through Manuone.If you can put 10 % with CMHC insurance, either borrow a lumpsum from the subaccount, if you have the equity, or can use dollar cost averaging.In this case you pay only prime rate for the mortgage aswell as for the subaccount just like a credit line.The beauty of the mauone is that you can pay of the mortgage at any time if you have the money.Any money goes into your account will reduce your principal amount, and you pay only the simple interest at prime for the remaining principal.With a good decipline and by putting the tax returnfrom the investment in to the principal will reduce the principal subsatntially.If you don't have the decipline don't even think of this idea.I am an insurance agent, recently I read this SM program while surfing the net, I made my own research and doing it for my clients.I believe now 20 % downpayment can get a mortgage without cmhc insurance.Fora long term investment plan, Manuone with a combination of Segregated fund investment I believe is the best way to pay off the mortgage quickly and investment for the retirement.

Once they're retired, Heidi says she plans to cash in the GICs and use her TFSA for long - term savings as well, since she knows that higher - growth investments such as equity ETFs will let her take full advantage of the tax shelter.

In the long term, if you live and work in Australia and plan to continue doing both indefinitely, you might as well move all your cash investments there.

This could be overcome by a longer term investment plan whereby you decide to hold on to certain stocks for a period of time, as you suggest online and also by way of your newsletter investment strategies.

As a Credit Union member, you have access to low - cost, diversified stock and bond funds that can help you achieve your financial goals through a long - term investment plan.

Clearly, if you plan to achieve long - term financial goals, such as college savings for your children or your own retirement, you'll need to create a portfolio of investments that will provide sufficient returns after factoring in the rate of inflation.

Hence, do not alter the strategy for your long term goals, such as Retirement planning and continue with your investments and ongoing SIPs.

My understanding is — as per the data, you provided for long term investment, return by the Balanced Fund (like HDFC Prudence Fund or HDFC Balance fund or Tata balance fund plan A)-- in 10 years is more or less 15 %.

As your investment time - frame is long - term, you may go ahead with your investment plan.