Sentences with phrase «term life contract»

A 20 year term life contract is well matched with a newborn child, I find.
After the period of low rates has ended the policyholder is required to take an examination — something not required under standard term life contracts — and is allowed to «re-enter» the contract if he or she passes.

Not exact matches

The risk - free interest rate approximates the yield on benchmark Government of Canada bonds for terms similar to the contract life of the options.
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If I am a long - term investor, how can I maintain a position for more than the life of the futures contract?
When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurance Series.
It seems quite clear from the experience of doctors working for managed - care companies, of engineers and other technical specialists who live from one short - term consulting contract to the next, and of permanent adjunct faculty that this model of professional life is scary and unsatisfying.
We must try to meet the terms of the contract life sets us, asSammler says in the astonishing affirmation with which Bellow ends his book.
According to the terms of the 13 - page contract, Neymar is set to earn # 39.7 million in wages over the five - year life of the deal he signed in 2013.
According to reports in Nigeria, the striker — who was named African Womens Player of the Year in 2014 — will discuss personal terms with the Gunners, and thrash out the small print of the contract, before deciding whether she will swap life in Merseyside for a switch to London.
Not only is the German on a long term contract with Arsenal, he is now playing his best football since joining us and is clearly enjoying life.
The German playmaker has so far failed to agree terms on a new contract with the Gunners, and in pictures from the best social network, he has looked like he is lacking in confidence and fight recently, leading to speculation he is disillusioned with life at present.
Liverpool are reportedly prepared to commit Roberto Firmino to a life - time contract as they are convinced that he is the right player to lead the Reds attack for the long - term.
Every day I need to touch Women Online (as creative director), Boston Mamas (as founder / editor), Edit Your Life (as co-host), Brave New World Designs (as designer / co-owner) + Christine Koh LLC (as principal... this includes various freelance projects, including one major managing editor contract) so efficiency and focus really are key, given that I need to cycle through projects during the day and also given that Laurel and Violet are not in after school programs (Jon and I really 50/50 it in terms of covering the after school window... I am so grateful for this)!
The MTA has said that under the terms included in the plan, current LIRR employees stand to make more money over the life of the contract than they did under the plan recommended by the presidential boards.
Life - long jobs are being replaced with term contracts, making way for a more flexible workforce that enables firms to respond faster to economic changes.
But, in contrast to the short - term contracts they had in academia and the professional instability that is inherent to freelance life, the cooperative gives researchers a permanent employment contract, which gives them continuous access to social security benefits and makes it much easier for them to get home mortgages from banks, among other advantages.
The NTP is affiliated with the National Institute of Environmental Health Sciences (NIEHS), which awarded Southern Research a 10 - year contract to evaluate the long - term effects of early - life exposure to certain chemicals.
These are often the first contracts a child signs in their life, yet the terms and conditions are impenetrable, even to most adults.»
They might not want to move to areas that have work, they might find that they're running from contract to contract, it may be that a contract is only for nine months, they might be supply teaching and after five years still haven't found a permanent position, want to do other things in their lives, mortgage or other things that they can't do while they don't have the security of a long - term job, or maybe they can only get part - time work.
[51] Some contracts may include long - term disability insurance, life insurance, emergency / personal leave and investment options.
«Life of Copyright» is always a non-negotiable contract term in the United States if you are a normal - level writer.
The «life of copyright» clause has no effect on the rights of authors to request reversion of their publishing rights, so long as they remember to include appropriate terms elsewhere in the contract.
Posted by Victoria Strauss for Writer Beware Most book publishing contracts can be divided into two types: fixed - term, where the grant of rights extends for a defined period of time, such as five years; and life - of - copyright, where the grant of rig... -LSB-...]
You sold it for «life of copyright» terms, meaning the traditional publisher owns everything you gave them, and in most contracts I have seen, that's everything.
It is the height of absurdity to say that someone who can't possibly make a living, largely because of onerous contract terms such as non-compete clauses, publishing with for example Hachette is an author but someone who self - publishes isn't.
Pointing out that «authors remain the only essential part of the creation of a book and it is in everyone's interests to ensure they can make a living», it tells publishers that «unfair contract terms, including reduced royalty rates, are a major part of the problem».
(You are afraid if you don't sign, they will come to your home and never let you write again and never sell to another publisher with more reasonable contract terms, so you sign away your work for life.
And personally I think there's an agreement between Google, the manufacturers and carriers that no one will go rogue, offering free Android updates (over the life of your contract term, for example).
Reason # 5... Life of copyright terms of contracts.
Most publishing contracts ostensibly last «for the life of copyright,» but that's only if the contract remains in force, and isn't terminated before the copyright term expires.
This means ensuring clear, fair contracts with equitable terms and a copyright regime that supports creators and their ability to earn a living from their creations.»
For me as an author, this would mean that they stop using contracts with incredibly onerous terms, such as owning the rights for the life of the copyright with no hope of reversion, no - compete clauses, option clauses, and most especially the infamous 25 % royalty rate.
In addition to the specific terms the author and publisher have agreed upon for things like the type of book, the advance against royalty amount and the delivery date, the standard book contract encompasses a lengthy number of clauses covering important points in a book's life cycle and an author's livelihood.
Print This Post Filed Under: INSIDE PUBLISHING, REAL WORLD, self - publishing, traditional publishing, Writing life Tagged With: author's rights, contract termination, contract terms, contracts, legal help, legal rights, rights as an author, Susan Spann, termination
If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.
Term life insurance with a return of premium rider allows the owner to get his or her money back at the end of the contract period.
If an unexpected or urgent need for cash arises, they can be life saver if they are paid off within the terms of the contracts.
My recommendation was to dollar cost average $ 94,839 annually out of his investment portfolio that was earning 1 percent in short - term treasuries, 5 percent in bonds, and -20 percent to +20 percent in the stock market into a life insurance contract to control a potential $ 4 million life insurance benefit.
If you're not familiar a term life insurance policy is a contract that pays a specific amount of money upon the policy - holder's death.
However, before you sign a contract for term life insurance, here are some important things to consider.
I informed them that I lived up to the terms of the agreement I signed, and that if they had an issue, they could take it up with the loan company they contracted with.
In contrast to term insurance, a whole life insurance policy pays the death benefit stipulated in the contract upon the death of the insured, regardless of when it may occur.
Individual contracts / credit agreements will outline the terms of your obligation to the creditor and if you are failing to live up to those conditions, your credit report will show this fact to other creditors viewing your credit report.
«A tenant for life, or years, or for a less term, shall not be liable for damage occurring on the demised premises accidentally, and not withstanding reasonable diligence on his part, unless he so contract
In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.
Term life insurance is defined as a contract between the owner of the policy and the insurer, for a policy on the life of the insured, whereupon the insured's death, the insurer pays a lump sum death benefit to the beneficiary.
It is very clear that Chase entered into contracts with us, e.g., 3.99 % fixed for the life of the balance, and now wants to breach those contracts because they do not like the terms that they agreed to.
In exchange, the insurance company will pay an income that can last for a specific period or for life, depending on the terms of the contract.
Mostly people choose to buy single premium policies; it is a one - time investment which then covers life for a specific term or whole life as per terms of contract with no additional premiums to be paid.
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