Sentences with phrase «term life insurance policies in»

Insurers sell most term life insurance policies in yearly increments.

Sagicor Life offers no medical exam term life insurance policies in term lengths of 10, 15, and 20 years, during which time your rates are guaranteed to remain the same.

They offer term life insurance policies in 10, 15, 20, 25, or 30 - year increments where the rates are level and guaranteed not to change.

See the results of a term life insurance comparison between many term life insurance policies in different life insurance companies:

Most people can obtain additional term life insurance policies in the future if needed.

Term life insurance policies in many cases can be a cookie cutter design, so the object is paying no more than you have too.

The Ladder Strategy is a method of combining separate term life insurance policies in a way that decreases your coverage over time — saving you money now in a way that still ensures you and your loved ones will have the right amount of coverage in the long term.

This transition effected ALL of Metlife's term life insurance policies in that it limited the conversion options.

Conversion privilege: Most term life insurance policies in Canada have what's known as a conversion privilege.

«Direct term life insurance» simply refers to a term life insurance policy in which the party upon whose death the benefit would be paid out is the same party paying for the policy.

With a term life insurance policy in place, you can help your family cope with loss of income after your death.

Similar to a term life insurance policy in that your beneficiaries receive a cash payout in the event of your death, whole life insurance policies are different in that they continue for your «whole life».

It's always a good idea to go over your term life insurance policy in the same way you might review other aspects of your financial or retirement plan.

You'll compare quotes, fill out an application and go through underwriting, and then have your new term life insurance policy in a month or so.

You can buy a term life insurance policy in high amounts for a smaller premium amount compared to permanent life insurance policies.

The I.I.I. estimates that, for example, the annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2008 will be about $ 725 if he qualifies as a «standard» risk and $ 350 if he meets the more stringent requirements of a «preferred» risk.

For example, if an individual wants to ensure that his loved ones can pay off a home mortgage should he pass away, he could purchase a 30 - year term life insurance policy in the amount of the mortgage balance that is due.

The I.I.I. estimates that, for example, the annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2007 will be $ 615 if he qualifies as a «standard» risk and $ 340 if he meets the more stringent requirements of a «preferred» risk.

Using Life Insurance for a Divorce in 2018 An increasing need for a term life insurance policy in 2018, especially for men is to satisfy a divorce agreement, divorce settlement or divorce decree.

Level premium term life insurance policy: A term life insurance policy in which the premium remains unchanged throughout the life of the policy (the term).

«Direct term life insurance» simply refers to a term life insurance policy in which the party upon whose death the benefit would be paid out is the same party paying for the policy.

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A straightforward term life insurance policy in which your premiums are guaranteed to remain level over the course of the term.

Decreasing term insurance is therefore a term life insurance policy in which the face amount decreases yearly but the premium remains the same.

Also, if you get a new job, you can't take your employer provided life insurance coverage with you, so it's a good idea to have your own individual term life insurance policy in addition to your employer's group plan.

Business owners will often use a 15 year term life insurance policy in order to fund their buy - sell agreement.

If you make $ 100,000 a year, for example, a term life insurance policy in the neighborhood of $ 1,000,000 would fit the bill nicely.

You can include a feature to be able to renew your child's term life insurance policy in the future if longer life insurance protection is needed.

With a term life insurance policy in place today, you can:

With a voluntary term life insurance policy in place, your family will be protected for a specified period of time.

As a life insurance agent, one of the first things I like to tell my clients is that no matter what I say to you, and no matter how badly you want to purchase life insurance from me today, the truth is, it's probably going to take about 4 to 8 weeks to get a fully underwritten term life insurance policy in place.

You can convert your term life insurance policy in your first 10 years to a permanent life insurance policy (or up to age 65 — whichever one comes first).

Protective Life Insurance Company offers a unique term life insurance policy in that when the term expires, the rate stays the same just face amount drops.

An increasing need for a term life insurance policy in 2018, especially for men is to satisfy a divorce agreement, divorce settlement or divorce decree.

The annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2008 would have been about $ 725 ($ 60.4 monthly) if he qualified as a «standard» risk and $ 350 ($ 29.2 monthly) if he met the more stringent requirements of a «preferred» risk, the I.I.I. estimates.

Protective Life Insurance Company offers a unique term life insurance policy in that when...

Genworth Life and Annuity recently unveiled its» new «Term / UL» product, a term life insurance policy in a lot of ways that seems to have some advantages and disadvantages for consumers and for Genworth.

The term life insurance policy with no medical exam is identical to any term life insurance policy in every way but the way that it is underwritten.

Not exact matches

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companieIn this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companiein terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

In those cases, a term life insurance policy can cover that debt should you die before it's zeroed out, she said.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

For retirees who are still paying off large loans (think failed business ventures or real estate deals), a guaranteed level - premium term life policy is ideal, said Scott Simmonds, a fee - only insurance consultant in Saco, Maine.

In addition, you can find term life insurance and universal life insurance policies that are simplified issue, so you're not restricted to whole life insurance.

Life insurance policies have terms under which the policy may be continued in force or discontinued.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

In basic terms, mortgage life insurance pays off your mortgage balance if you die while the policy is in effecIn basic terms, mortgage life insurance pays off your mortgage balance if you die while the policy is in effecin effect.

A term life insurance policy can provide protection for your family in the event of such a scenario.

At the very beginning of setting up an annual renewable term life insurance policy, you will lock in a period of insurability.

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.