Sentences with phrase «term life policies offer»

Most term life policies offer coverage for a duration (term) of 10, 15, 20 or 30 years.

Term life policies offer flexibility and lower premiums than permanent life policies.

Term life policies offer coverage at premiums often significantly less than those for whole life policies.

Term life policies offer death benefits only, so if you die you win (so to speak).

Advantages of Term Life Insurance Term life policies offer the flexibility to buy only the coverage as you need.

Some term life policies offer a return of premium.

Some term life policies offer renewal, which means if you need coverage longer than your original term, you may extend life insurance for an additional period of up to 10 years, usually.

Term life policies offer coverage for a specific amount of time, usually between five and 30 years.

These term life policies offer a fixed premium amount in return for a certain amount of protection.

Most term life policies offer coverage for 10, 15, 20 or 30 years.

And, Genworth term life policies offer the ability to convert to permanent life insurance, regardless of medical history, within the conversion period.

Many term life policies offer «riders,» which are supplemental coverages that require policyholders to pay additional premiums.

Term life policies offer death benefit protection, with no cash value build up.

Many term life policies offer you the option to convert your coverage to whole life insurance by some future date, (without having to prove insurability — taking a medical exam).

Term life policies offer the cheapest way to buy life insurance coverage, but they have never successfully displaced whole life policies.

Lincoln Financial's term life policies offer a guaranteed tax - free death benefit, making them an ideal choice for those looking for coverage over a stated time.

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

A Term Life policy offers coverage only if death occurs during a specific period of time, which coincides with the terms in which the insured member is required to make a monthly premium.

The term life policy offers up to $ 100,000 in protection for ages 50 through 74 to purchase.

This policy, like all term life policies offered on our site, provides life coverage for a specific period of time (the term).

This policy, like all term life policies offered on our site, provides life coverage for a specific period of time (the term).

If your employer has a term life policy offered through Voya, it is a good option to consider.

A Term Life policy offers coverage only if death occurs during a specific period of time, which coincides with the terms in which the insured member is required to make a monthly premium.

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

The term life policy offers up to $ 100,000 in protection for ages 50 through 74 to purchase.

The term life policies offered are the most favored by the buying public.

For example, a standard term life policy offers no return of premium.

A term life policy offers insurance protection for a specific length of time, referred to as the «term» of your coverage.

if term life policies offered benefits while you were still living?

The 36 - year - old female will pay about $ 675 for a term life policy offering $ 900,000 in coverage.

However, there are term life policies offering a term of 5, 10, 15, 20, 25 or 30 years, depending on the insurance carrier options available.

Not exact matches

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

Guaranteed universal life insurance behaves like a term life insurance policy but extends to cover a nearly - permanent term, offering coverage until age 90, 95, 100, 110 or 121.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Term policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teTerm policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teterm lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year terms.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

It offers you great flexibility; you can buy a policy for a term that can range anywhere from a one - year renewable policy, to a 30 - year term, or an age - specific time in your life such as 65 years, among other options.

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

Term and mortgage life insurance policies have several similarities, but term policies offer much greater flexibility in their benefTerm and mortgage life insurance policies have several similarities, but term policies offer much greater flexibility in their benefterm policies offer much greater flexibility in their benefits.

For example, if you intend to retire at 70 and have determined that you'll need $ 750,000 to cover your family's costs post-retirement, but you're 60 and have only saved $ 600,000, you may choose a term life insurance policy that offers $ 150,000 of coverage should anything happen to you before then.

Many insurers offer convertible term life insurance policies, meaning that for a specified period of time you can convert the term policy to a permanent life insurance policy without going through a new medical review.

If you live in New York, Globe Life offers accidental death coverage, but it's an entirely different policy in terms of its structure.

The AARP offers term life insurance coverage for members between the ages of 50 to 74 and policies can be converted into a permanent life insurance policy at any point during coverage.

Term life insurance offers policy holders some important flexibility.

AARP and New York Life offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minLife offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minlife insurance policies for seniors, as well as whole life insurance coverage for minlife insurance coverage for minors.

If you outlive your policy terms, some providers will return all or some your paid premiums, or offer to change your policy to a whole life plan.

Lincoln Financial's MoneyGuard II is a universal life policy that offers long - term care benefits.