Sentences with phrase «term loss of income»

Although this resulted in a short - term loss of income to me, it assured the long - term viability of New Hope.

I want an emergency fund capable of sustaining me for up to six months, which should protect me against a short - term loss of income or a health emergency.

Not exact matches

Term life may also make sense if you continue to work during retirement, even part - time, to supplement your savings and wish to protect your spouse from the loss of your income when you die, he said.

Adjusted Net Income is defined as net income excluding (i) franchise agreement amortization, which is a non-cash expense arising as a result of acquisition accounting that may hinder the comparability of our operating results to our industry peers, (ii) amortization of deferred financing costs and debt issuance discount, a non-cash component of interest expense, and (gains) losses on early extinguishment of debt, which are non-cash charges that vary by the timing, terms and size of debt financing transactions, (iii)(income) loss from equity method investments, net of cash distributions received from equity method investments, (iv) other operating expenses (income), net, and (v) other specifically identified costs associated with non-recurring proIncome is defined as net income excluding (i) franchise agreement amortization, which is a non-cash expense arising as a result of acquisition accounting that may hinder the comparability of our operating results to our industry peers, (ii) amortization of deferred financing costs and debt issuance discount, a non-cash component of interest expense, and (gains) losses on early extinguishment of debt, which are non-cash charges that vary by the timing, terms and size of debt financing transactions, (iii)(income) loss from equity method investments, net of cash distributions received from equity method investments, (iv) other operating expenses (income), net, and (v) other specifically identified costs associated with non-recurring proincome excluding (i) franchise agreement amortization, which is a non-cash expense arising as a result of acquisition accounting that may hinder the comparability of our operating results to our industry peers, (ii) amortization of deferred financing costs and debt issuance discount, a non-cash component of interest expense, and (gains) losses on early extinguishment of debt, which are non-cash charges that vary by the timing, terms and size of debt financing transactions, (iii)(income) loss from equity method investments, net of cash distributions received from equity method investments, (iv) other operating expenses (income), net, and (v) other specifically identified costs associated with non-recurring proincome) loss from equity method investments, net of cash distributions received from equity method investments, (iv) other operating expenses (income), net, and (v) other specifically identified costs associated with non-recurring proincome), net, and (v) other specifically identified costs associated with non-recurring projects.

Any gain or loss recognized on such a premature disposition of the ISO shares in excess of the amount treated as ordinary income is treated as long - term or short - term capital gain or loss, depending on how long the shares were held by the participant prior to the sale.

Upon a disposition of such shares by the optionee, any difference between the sale price and the optionee's exercise price, to the extent not recognized as taxable income as provided above, is treated as long - term or short - term capital gain or loss, depending on the holding period.

With that said, I believe that the companies listed below would constitute an ideal defensive portfolio that would minimize losses over the long - term and allow investors to experience the thrill of receiving more and more dividend income each year for the rest of their lives.

Reducing food loss in supermarkets is an important issue in terms of the efforts to increase profit in supermarkets, to increase income for small farmers supplying to supermarkets, and to improve food security in urban areas, as well as avoid environmental problems caused by food waste.

But he says in the long term, the loss of the deduction will only deepen the state's deficits, as higher income taxpayers leave New York or switch their primary residences to other states with lower state and local taxes.

The study abstract, «When the Prodigal Son Returns: Impact of Short - Term Coverage Loss for Low - Income Children,» will be presented Monday, May 8, at the Moscone West Convention Center in San Francisco.

According to a law passed on 18 June by the Bundestag, farmers and researchers will be liable for any loss of income if a neighbor's produce is contaminated by wayward pollen and can't be certified as «gene - free» — the popular term in Germany for conventional crops.

So during weight loss, if we don't address the long term issue of insulin resistance, then some of the incoming energy is directed toward storage of fat.

Alexander and research partners Doris Entwisle and Linda Olson were curious to learn more about this devastating effect and consequently launched a series of studies in 1982 which solidified and expanded evidence showing low - income youth suffer significant learning loss, both during the summer and long term.

The main reason people get term life insurance is to protect against loss of income in case of death, so their loved ones will be financially secure and can cover essential expenses, including living expenses, mortgage payments, and college tuition.

With a term life insurance policy in place, you can help your family cope with loss of income after your death.

Since such developments could mean a loss of income or big jump in expenses, the long - term fund should be large enough to cover at least three months of living expenses.

Term life insurance can be an affordable way to ensure that your family members will not have a large financial burden as a result of your passing, due to end of life costs or loss of income.

Then, subtract off the Qualified Dividends and the Net Long - Term Capital Gains (reduced by Net Short - Term Capital Losses, if any) to get the non-cap-gains part of the Taxable Income.

Although I agree with FHA policy not to accommodate «flippers» and those playing the distressed market solely for their own gain, I question whether it's necessary to delay FHA financing for delinquent borrowers with documented hardship — for example, someone who's had to sell a home with a short sale after long - term unemployment, illness, or loss of income due to death or divorce.

Again, Frank can only deduct $ 3,000 of final net short - or long - term losses against other types of income for that year and must carry forward any remaining balance.

Most short - term disability policies replace a portion of income in the event of a future loss of income, due to a covered medical condition.

Therefore, they may seek to manage income and manage risk of short - term losses.

Term life insurance can provide affordable, high coverage protection for a specific period of time (term) to help safeguard your family from the loss of your incTerm life insurance can provide affordable, high coverage protection for a specific period of time (term) to help safeguard your family from the loss of your incterm) to help safeguard your family from the loss of your income.

an indicator of how long a security position or lot was held; possible values are Long: held for more than 1 year; Non-Reportable: lot or position was closed as the result of a transaction other than a sale; no reportable gain / loss was reported, the holding period and resulting term are not reported; Short: held for 1 year or less; and Unknown: Fidelity does not know how long the position or lot was held; this state typically exists because the shares were transferred to Fidelity from another institution and the holding period prior to the transfer was not communicated; for fixed - income securities, this is the period of time from the security's issue date until the maturity date; for example, for a 10 - year corporate bond the term is 10 years

Life insurance riders supplement your term life policy with more coverage by offering additional protection from the potential loss of income due to terminal illness, disability, or other adverse life events.

The total return of a security, or in this case the index, refers to the gain or loss, in percentage terms, derived from both the price change as well as any income the investment pays over a specific time period.

Tax loss harvesting, short / long term capital gain consideration, and your income tax bracket are some of the important factors to consider.

And while the loss of the $ 10,000 annual TFSA will cost high - income earners who can afford to top it up each year (they'd be able to net $ 53,700 more on your investments over 30 years at the current limit), it won't affect their wealth by nearly as much in the short term, says Graham Westmacott, portfolio manager at PWL Capital in Waterloo, Ont.

Sell off your long - term losers and use the losses to offset gains and a portion of your ordinary income when it comes to tax time.

Term life insurance can help protect your family against loss of income, funeral costs, medical bills and more.

Prime and subprime car loans are a good source of income for the banks when the economy is hot, but it can be a source of losses if people are struggling to repay, especially if they're taking out riskier, long - term loans in the first place.

These sheets were added to show the long - term results of investing in them, given the fact that they are still popular and have three unique characteristics: Insured safety of principal, all interest is taxed annually at ordinary income rates (unless it's a Roth IRA), and there are never any dividends, realized or unrealized capital gains or losses to account for.

Each Fund intends to distribute all of its net investment income, any excess of net short - term capital gains over net long - term capital losses, and any excess of net long - term capital gains over net short - term capital losses in accordance with the timing requirements imposed by the Code and therefore should not be required to pay any federal income or excise taxes.

With that said, I believe that the companies listed below would constitute an ideal defensive portfolio that would minimize losses over the long - term and allow investors to experience the thrill of receiving more and more dividend income each year for the rest of their lives.

If you are dual income household that has lost half of your income for whatever reason, disability, death of a spouse, even loss of a job, an interest only mortgage could be used as a short - term fix to your cash flow problem.

Distributions of taxable net investment income and the excess of net short - term capital gain over net long - term capital loss are taxable to shareholders as ordinary income.

Dividends from net investment income (including any excess of net short - term capital gain over net long - term capital loss) are taxable to investors as ordinary income, while distributions of

3) Furthermore from a Taxation Point of view I would rather harvest my Retirement Income from Short Term Capital Losses, Long Term Capital Losses, and Long Term Capital Losses, because of the preferential tax treatment.

Term life insurance offers coverage that can be used for anything, including funeral expenses, paying down a mortgage, car loan and credit cards, or to offset the loss of income into the family finances.

The tax treatment of negative gearing (also termed «rental loss offset against other income») varies.

The vast majority of life policies are term, a straight up offloading of the risk of income - loss due to an untimely demise.

They know that you can't write off the entire $ 10,000 in short - term losses against your ordinary income, so they have to conjure up «other realized gains» of $ 7,000 out of nowhere.

But there are still the concerns about generating «too much of a good thing» in the form of tax losses that are limited by the $ 3,000 limit the IRS puts using short - term losses as offsets for ordinary income.

Once you account for the $ 3,000 maximum write - off per year against ordinary income, and the netting of short - term losses with long - term gains during retirement, the benefits shrink pretty substantially.

In a given case, these rules may accelerate income to a fund, defer its losses, cause adjustments in the holding periods of a fund's assets, convert short - term capital losses into long - term capital losses or otherwise affect the character of a fund's income.

In economic terms, this would mean the loss of income from tourism and other sectors, as well as the loss of potentially valuable species.

In terms of the likely economic consequences of climate change, it found that additional temperature increases of 3.6 degrees Fahrenheit (compared to late 20th century temperatures) would cause global annual economic losses of between 0.2 to 2 % of income, with losses more likely to be on the higher end of the scale.

Pedestrian accident victims are left with escalating medical expenses, loss of income as a result of being unable to work while recovering, continuing treatment costs and long - term losses such as those that involve permanent injuries or disabilities.

IN addition to your current medical bills, you may be entitled to damages for loss of income, pain and suffering, and any long - term medical expenses you may incur as a result of your injury.

Due to their injuries, victims who suffer a loss of income immediately after the accident may be left with a continuing long term disability which limits or nullifies the ability to return to their chosen career.