Sentences with phrase «term period if»

Unlike regular term policies, return of premium term life insurance rewards you for keeping the policy by giving a guaranteed return of your total cumulative premium paid on the policy during the level term period, not including substandard (extra charges for health) and rider charges (extra benefits such as disability coverage), if any, which will be paid to the policy owner at the end of the level term period if the policy is then in force.

Return of premium life insurance, also known as ROP life, is a type of term policy that refunds all your premiums at the end of the term period if you are still alive.

The life insurance company has to invest your premium dollars so they may create a profit large enough to be able to afford to refund your money back after the term period if you outlive the policy and make some percentage of a profit in the process.

Your coverage WILL expire at the end of the term period if you do not exercise the two other options given to you with a good level term product.

However if you are still relatively healthy at the expiration of your term policy it is usually wise to lock in a new term period if you want to continue having insurance where the price doesn't increase.

Not exact matches

If your business needs to buy its facility, your initial costs may be high, but the building's cost can be financed over a long - term period (15 to 30 years).

One potential problem they identified would come if an individual falls sick during the short - term plan period.

If you are searching for a card to finance a large payment, you might compare the interest rates on two cards (or the length of their introductory period if they both offer 0 - percent financing) and the flexibility of their repayment termIf you are searching for a card to finance a large payment, you might compare the interest rates on two cards (or the length of their introductory period if they both offer 0 - percent financing) and the flexibility of their repayment termif they both offer 0 - percent financing) and the flexibility of their repayment terms.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

If you prefer to pay back your loan over a shorter period of time, Kabbage offers terms of six or 12 months.

If the shares acquired upon exercise are disposed of more than two years after the date of grant and one year after the date of transfer of the shares to the participant (statutory holding periods), any sale proceeds that exceed the total exercise price of these shares will be long - term capital gain.

We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).

Simply put, one might believe that short - term interest rates will still be zero a decade from now, but if that's true, it will be because nominal growth over the intervening period has also been dismal.

All options and restricted shares awarded under our equity plans are also subject to a double - trigger accelerated vesting condition under the terms of our equity award letters, which provides for an acceleration of the vesting schedule if the associate is terminated without cause or resigns for good reason (as defined by the applicable equity plan) within the one - year period following a change in control (as defined by the applicable equity plan).

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

It's unclear why the number is so low if hundreds of thousands agreed to the terms, but the app may only have requested messaging access for a brief period — stopping, perhaps, upon finding that people balked at granting it.

If our economy could grow even 1 % faster over a 20 - year period, the resulting 20 % boost to future living standards would be an extraordinary long - term achievement.

Granted, if even a 0.7 % boost to annual GDP growth was sustained, it would have a major impact on long - term living standards over a 20 - 30 year period.

Each lender will have it's own terms and conditions, so be sure to check with yours to see if there's a 12 month waiting period or longer.

If consolidating extends your repayment term, you will pay more interest over a longer period of time.

Raising the issue of long - term spending patterns versus tax receipts, he noted that very small gaps between the two, if they persist over an extended period of time, will create «some very large deltas.»

If you have an ARM your loan terms will specify how many times the rate can change between your introductory period and the end of your loan.

Hackers move toward the top of the term, they power posting a dead period outings for nights when you take to constantly look your Nike NFL Elite Jersey Uk Custom Cheap NFL Jerseys Cheap Jerseys Vick Shadow Black Cheap Authentic Soccer Jerseys Online Oregon Ducks Jerseys Cal on your websites indispensable message if you can evaluate the rectify colour scheme.

It is hard to believe, for example, that Canada could not in the end find common ground with the US on some extension of patent protection for pharmaceuticals, since it was able to do so in the just - completed negotiations with the EU, or that an extension of the term of copyright protection from 50 to 70 years from the agreed baseline would have much if any real practical impact on Canada although it would be seen as a gain by the US given the heavy copyright portfolios of US entertainment companies, allowing them an additional period of time to exploit their copyrighted content.

This is also a good time to ask whether there are grace periods on your loans, and if so, to find out the length and terms of each period.

If you sell before this redemption period, you will be hit retrospectively with a commission fee which, depends on broker, is $ 19.99 (short - term trading fee).

CGT on Short - Term Capital Assets: If a share or an asset is held for a maximum period of 36 months or 3 years, then, it is termed as a short - term asset and demands a short - term CGT onTerm Capital Assets: If a share or an asset is held for a maximum period of 36 months or 3 years, then, it is termed as a short - term asset and demands a short - term CGT onterm asset and demands a short - term CGT onterm CGT on it.

Term life insurance provides affordable coverage for a defined period of years, with its primary purpose to replace income or help pay off outstanding debts if the insured dies during that time.

That's especially true if investors choose unrepresentative trough - to - peak periods on which to evaluate investment performance, rather than the peak - to - peak comparisons which are relevant to long - term investors.

If you plan to carry a balance, check the credit card issuer's terms to find out about the effects of the promotional APR offers on the grace period for new purchases.

You can also allocate your money into certificates of deposit, which are financial products that give you a certain rate of return if you keep your money in them for a certain period of time (called a fixed term).

But CDs pay you a guaranteed rate for the term of the CD, making them preferable if you have money you know you won't need over a one - to two - year period.

Longer ‐ term bonds carry a longer or higher duration than shorter ‐ term bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.

While trading with CFDs seems like a very desirable investment proposition short - term, what if you think that Ethereum is the cryptocurrency you want to invest in a long - term and want to hold it for a longer period of time to benefit from a long - term growth potential.

If companies are unsuccessful at removing the no shop from the term sheet, they may try to limit the time period to 30 days or less.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

But even after the event no one would know whether the average results in terms of the sums invested had exceeded, equalled or fallen short of the prevailing rate of interest; though, if we exclude the exploitation of natural resources and monopolies, it is probable that the actual average results of investments, even during periods of progress and prosperity, have disappointed the hopes which prompted them.

If the Release Requirements are satisfied, then the portion of any payments that would otherwise have been paid during the period between the Termination Date and the Release Date shall instead be paid as soon as reasonably practicable following the Release Date (or, if the Review Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the CodeIf the Release Requirements are satisfied, then the portion of any payments that would otherwise have been paid during the period between the Termination Date and the Release Date shall instead be paid as soon as reasonably practicable following the Release Date (or, if the Review Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the period between the Termination Date and the Release Date shall instead be paid as soon as reasonably practicable following the Release Date (or, if the Review Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the Codeif the Review Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the Period with regard to payments that qualify as short term deferral under Section 409A of the Code).

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

As economic conditions continued to strengthen, both in Australia and internationally, it became increasingly apparent that such an expansionary policy setting was no longer needed, and that it would add to medium - term inflation risks if maintained for too long a period.

If you have limited resources to devote to life insurance or you only need coverage for a limited period (e.g., until your children finish college), term insurance may be the right choice for you.

According to the change - of - control term, 9.1 in the agreement, Mozilla had the right to leave the partnership if — under its sole discretion and in a certain time period — it did not deem the new partner acceptable.

However, dividends are treated differently: If you hold the stock for at least 60 days during the 121 - day period that begins 60 days before the ex-dividend date and ends 60 days after the ex-dividend date, your dividend counts as long - term capital gains.

If we believe that most markets are cyclical, and if we are planning to invest for the long - term, then at the end, everything should even out in a time period of 20 years or sIf we believe that most markets are cyclical, and if we are planning to invest for the long - term, then at the end, everything should even out in a time period of 20 years or sif we are planning to invest for the long - term, then at the end, everything should even out in a time period of 20 years or so.

If any of the withdrawal terms and conditions is not met, the withdrawal request by a trader will be cancelled by the broker, a short period after it has been initiated.

Second, the «dark ages» if by that you meant the post-Roman period in Europe, is a historicization that has found its way into popular culture — Originally the term characterized the bulk of the Middle Ages, or roughly the 6th to 12th centuries, as a period of intellectual darkness between extinguishing the «light of Rome» after the end of Late Antiquity, and the rise of the Italian Renaissance in the 14th century.