Sentences with phrase «term planning for their financial future»

A new report by Royal LePage says first - time buyers are savvy when it comes to researching the real estate market, but that they need to focus more on long - term planning for their financial future.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Since GM's driverless cars are years away from hitting the road as part of Lyft's service, the automaker plans to provide short - term car rentals (for a day, week or month) to Lyft drivers in the immediate future, as well as lease financing through its GM Financial arm, said Ammann.

The signs of capital concentration tell us we need to start thinking about how we will execute a plan for the ultimate descent at perhaps a very crowded Hillary Step juncture somewhere in the future when shorter term weather conditions on the financial market mountain change.

The Office for Budget Responsibility will issue independent assessments of the public finances: this is an institution specifically intended to improve long - term financial planning, and which will help not only this Government but future governments to remain on the fiscal straight and narrow.

This pilot has efficiently addressed short - term problems, created reliability and confidence in the operation and financial stability of the schools, all while freeing school leadership to focus on planning for the future.

Take advantage of this wide variety of calculators to help you plan for the future and to decide whether your current financial trajectory is in line with your long - term objectives.

The nature of the workout plan will depend upon the seriousness of the default, whether your financial problems are short - term or your payment ability has been impaired for the foreseeable future, your prospects for obtaining funds to cure the default and the current value of your property.

No personal financial plan is complete without a long term goal for future financial security.

Here are some of the questions you can ask yourself to help you develop a better financial plan for your future, both near and long term:

They will work with you to come up with a plan that will work best for you, offering you an affordable monthly payment based on your income and terms that are conducive to a bright financial future.

We begin an extensive discussion of your future needs to create a long - term financial plan for your family

Money savvy couples who are looking for smart retirement solutions and more control of their long - term finances will recognize the important role that fixed indexed annuities (FIAs) play in any balanced financial plan for their future.

They also provide free resources you can use to build financial literacy; this helps you learn how to avoid debt problems in the future and plan for long - term financial stability.

TD asks if women in relationships are sufficiently involved in planning for their long - term financial future?

Long - term planning that starts saving now for future spending mitigates the financial cost.

6) To ensure that the Motor Vehicle Accident Claims Fund (Fund) is sustainable over the long term and able to meet its future financial obligations, the Financial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded liability over a reasonable time period and seek government approval to implement tfinancial obligations, the Financial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded liability over a reasonable time period and seek government approval to implement tFinancial Services Commission of Ontario should establish a strategy and timetable for eliminating the Fund's growing unfunded liability over a reasonable time period and seek government approval to implement this plan.

A Non Linked Deferred Participating Plan incorrigible for those who wants to secure their future and achieve a predetermined financial objective in long term.

You know the old playground song: First comes love, then comes marriage, then comes a comprehensive financial plan for the future that includes an affordable term life insurance policy.

The Gerber Life Term Life Plan provides an affordable option for young families to protect their financial future.

By integrating term life insurance into a long - term financial plan with the help of a professional, it's possible to both provide for your family's needs in case of an untimely death and prepare for the future in case you live to your golden years.

Whether you're looking for Term Life Insurance, Whole Life Insurance, a College Plan, Guaranteed Life Insurance with no health questions asked, or insurance for children or Accident Protection, we provide coverage that gives you more confidence about your family's financial future.

Get started on planning for your loved ones» financial futures today by getting a term life insurance quote.

If you are looking for an economical way to protect your financial future and you don't necessarily need your insurance plan to accumulate cash value, a 30 - Year Level Term life insurance may be a great option.

The plan is ideal for meeting long term financial goals as well as creating a financial cushion to secure your family's future.

Max Life brings to you Online Term Plan Plus that provides a secure financial future for your loved ones, with protection against the risks of Death, Disease and Disability.

This is a limited premium paying term participating plan mainly developed to create financial security for your child for future.

A term plan that keeps you protected for a long time with cost - effective premiums is your best bet for a secure financial future.

For tailor - made, comprehensive and affordable coverage that will help you secure your financial future and the future of your family, invest in Reliance Term Plan.

Max Life Online Term Plan Plus - This plan offers a secure financial future for your loved ones, with protection against the risks of death, disease, and disabilPlan Plus - This plan offers a secure financial future for your loved ones, with protection against the risks of death, disease, and disabilplan offers a secure financial future for your loved ones, with protection against the risks of death, disease, and disability.

A unit linked insurance plan dyed in the wool for those who wants to secure their future and achieve a predetermined financial objective in long term.

HDFC Life's campaign urges parents to make «birthday» a perfect occasion to invest in long - term financial plan for child's secure future

This term plan provides two variants namely, Future Generali Care Plus Classic and Future Generali Care Plus Premier that ensures financial security for your family.

Term life insurance allows you to plan ahead for your family's financial future and provide the security they need and deserve at an affordable price.

This simple ratio not only helps in judging the company but as there are different CSR available like claim settlement ratio of term insurance and others, you can also choose the right policy and plan for your future's financial safety.

This plan comes with a fixed 15 year term which can be planned for future financial requirement.

Older couples entering marriage, with or without a plan to have a premarital agreement, should discuss with their counsel and their financial advisors the best approach for dealing with future health - care and long - term care needs based on their particular circumstances.

Clients also have the opportunity to evaluate their current financial situation and to plan for their future financial needs while creating fair terms of agreement, as defined by the couple responsive to their particular situation.

In many cases, they're average consumers interested in planning for their financial futures and they look to real estate as a longer term investment option,» says Errol Samuelson, president of REALTOR.com ®.