The cover under
these term plans rises at a pre-specified rate and keeps increasing until the overall value of the cover is 1.5 times the original cover under the term policy.
Not exact matches
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near
term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give
rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
And as noted by CMO, B2B spending is also on the
rise as companies look to lock down long -
term relationships with high - value clients — 48 percent of organizations
plan to increase their digital B2B budgets through 2017.
If you have a diversified portfolio that makes sense for your investment goals, time horizon, and financial circumstances, you can probably ignore the short -
term concerns about a rate
rise and stick with your
plan.
Business surveys continue to indicate that firms are
planning only moderate price
rises in the near
term, although surveys conducted during the September quarter confirm that the downward trend in business price expectations, evident for some years, has now halted.
While the Ontario government's recently updated long -
term energy
plan said the province's industrial electricity consumers currently face prices lower than that of the average for the Great Lakes region, the
plan also showed that the cost will
rise to $ 116 per megawatt hour by 2035, a nearly 40 per cent increase from the projected 2017 price of $ 83 per megawatt hour.
Where this government's failure on growth and jobs has led to their failure on the deficit, the next Labour government will
rise to the challenge: action to strengthen the recovery and our economy for the long -
term; alongside a tough deficit reduction
plan.
He was warned that a tough medium
term plan to cut the deficit — tax
rises, spending cuts, pay restraint, that every country had to put in place — could only work if the Government first put in place a
plan for jobs and growth.
As
rising Tory star Jesse Norman tweeted: «Extraordinary that the Government did not make at least short -
term contingency
plans for the possibility of Brexit.»
In his opening and closing remarks, Peter Van Scoyoc, a Democrat serving his second
term on the town board, pointed to his record, and that of the sitting board, on open space preservation, water quality protection efforts, energy efficiency, social services, obtaining grants, and
planning for the future through ongoing hamlet studies and creation of a
plan that accounts for
rising sea level and shoreline erosion.
Accordingly, they decisively favour a description of
Plan A: «borrowing more will make matters worse... we have to bring the debt and the deficit under control even if it has some painful effects for the economy in the short
term» over
Plan B: «the government's spending cuts and tax
rises are hurting the economy.
The aspirational voters of suburban England — middle - class seats with falling unemployment and
rising incomes — swung behind the Cameron - Osborne «long -
term economic
plan», while Ukip surged in seats with large concentrations of poorer, white working - class English nationalists, many of whom sympathised with Labour's economic message but not the people delivering it.
However, most Labour voters dislike the
plans to stop people under 21 from claiming housing benefit and — the big one, in
terms of the amount of money it would save — keeping benefits for working people at the present level rather than letting them
rise with inflation.
They
plan to deliver a formal approach to address long -
term climate change, with respect to
rising storm surges, later this spring.
With inflation
rising and set to
rise further, the Tories»
plan to raise public sector pay by one percent a year to 2020 is likely to mean real
terms cuts.
Yet regardless of how much sea - level
rise climate change brings, the researchers say careful long -
term strategic
planning can ensure that development in high - risk flood zones is appropriately designed or avoided.
«This joint announcement provides both practical and political momentum towards a new, universal climate agreement in Paris in late 2015 that is meaningful, forward - looking and recognizes that combating climate change is not a five - or 10 - year
plan — but is a long -
term commitment to keep a global temperature
rise under 2 degrees [Celsius] throughout this century,» said U.N. climate chief Christiana Figueres.
«As cities, including London, continue to
plan for long -
term solutions to sea level
rise, we will be in a position to better predict the long -
term situation for the UK capital and other coastal areas across the planet.
However, the city needs to be
planning for those types of huge barriers more as part of a longer -
term plan, and as preparation for the possibility that climate change and sea - level
rise may be worse than expected, warns the analysis, published last week in Science.
While a
rise in cesarean section (C - section) delivery rates due to breech presentation has improved neonatal outcome, 40 % of
term breech deliveries in the Netherlands are
planned vaginal deliveries.
It finds that many of the major resilience policies,
plans and projects under development fall short of addressing the long -
term, existential threat of permanent flooding from sea - level
rise.
«This is important for regional
planning, because it allows policymakers to identify places where climate change dominates the observed sea level
rise and places where the climate change signal is masked by shorter -
term regional variability caused by natural ocean climate cycles.»
Local sea level
rise experts say optimism, backed by strong
planning and innovation, can result in long -
term solutions to some of these challenges.
The findings have important implications in
terms of
planning for sea level
rise, as ever - growing coastal communities might have to
plan for even higher ocean levels in a warmer future.
Rising stock markets — the S&P 500 has tripled since reaching a low in March 2009 and over the last 10 years, the largest public pension
plans have earned an average return of 7.45 percent, broadly in line with the median long -
term goal of 8 percent — have boosted pension
plan coffers to the highest level of assets they've ever had.
The Education Select Committee has called for a long -
term plan, as schools struggle to recruit enough teachers and pupil numbers continue to
rise.
It comes with a caveat that the
terms reflect continued revenue increases to the district from the state and
rising costs for health and welfare
plans that the district says costs $ 17,134 per employee, as well as «tens of millions in personal injury liability arising out of child abuse incidents.»
«In just one year the government has scrapped maintenance grants, NHS bursaries, cut the disabled students» allowance to the bone, changed loan repayment
terms to make graduates pay back their loans faster and is now
planning a further
rise in tuition fees.
Lease offers on both midsize and full - size GM pickups are enticing, with 24 - month payment
plans designed to lure in buyers who may be concerned about
rising fuel prices in the long -
term.
The
rising costs associated with long
term care can demolish even the best laid financial
plans.
If you have core holdings that you
plan to own for the long -
term then why not write some out of the money calls on them to generate some extra income (even if they're
rising in a bull market)?
Once assets
rise north of $ 1 million, the DIY portfolio coupled with a fee - for - service financial
planning model starts to pull away, at least in
terms of absolute cost.
However, for long
term estate tax
planning for liquidity, a guaranteed universal life policy should be considered as minimum protection due to the
rising cost of
term insurance over a lifetime.
The government is not shifting on
plans to increase interest charges on student loans in England - which will
rise to up to 6.1 % from the autumn
term.
All the pure retirement
planning instruments mentioned above provides approximately 8 % return which might not be impressive enough to shape a significant corpus as price
rise will erode the corpus in the long
term.
If you have a diversified portfolio that makes sense for your investment goals, time horizon, and financial circumstances, you can probably ignore the short -
term concerns about a rate
rise and stick with your
plan.
In these cases, the homeowners are typically
planning to sell within the next few years, which means they can take advantage of lower interest rates in the short -
term without mounting concern over
rising rates in the long -
term.
In the past, as interest rates were dropping and home values were
rising rapidly, interest - only ARMs worked well for some people — especially those who didn't
plan to stay in the home beyond the length of the loan's first
term.
Now, as time progresses, and the Baby Boomers gray, unless the equity markets are returning the low teens in
terms of returns, there will be a tendency for the average PRIER to
rise, absent people realizing that they have to save more than
planned, or reduce their goals.
ARMs can be an excellent choice of financing under certain conditions, such as
rising income expectations, high interest rates, and short -
term homeownership
plans.
Not only will borrowers be protected against
rising rates for half a decade, they'll also have enough time to
plan for a potentially higher interest rate environment at the end of their
term.
Many financial
plans include at least some weighting in stocks and / or mutual funds, and while historically equities have tended to
rise in value over the long
term, they carry a certain amount of risk, both for long - and short -
term investors.
Yamada and Tretiakova observe what many aging Baby Boomers are coming to
terms with: that the combination of
rising life expectancy, minuscule interest rates and declining availability of employer - sponsored Defined Benefit pension
plans is making boomer retirement an anxious proposition.
The decision to follow a risk reduction or
rising equity glide path and its impact on your ability to retire successfully really comes down to the investor's ability to stick with their long
term plan.
I have always thought of Total War as a 4X / RTS hybrid about long -
term strategic
planning and spectacular tactical battles, but
Rise of the Tomb Kings adds crafting, a more detailed item system, special heroes and hordes of free skeletons that let you raise a 20 - stack army in just a few turns without tanking your economy.
In a
Rose Garden speech
planned for Wednesday, President Bush is set to lay out for the first time a specific long -
term goal for limiting the atmospheric buildup of greenhouse gases linked to global warming and some means the United States will use to reach it.
Now, after years of inaction, and in the face of public frustration over
rising gas prices, the only energy proposal he's really promoting is more offshore drilling — a position he recently adopted that has become the centerpiece of his
plan, and one that will not make a real dent in current gas prices or meet the long -
term challenge of energy independence.
In order to
plan effectively for the long
term, military decision makers with authority over NAS Key West need to understand how sea level
rise may permanently alter the landscape of this coastal installation and where the threat of storm surge may become intolerable.
To
plan effectively for the long
term, military decision makers with authority over these bases need to understand how sea level
rise may permanently alter the landscape and where the threat of storm surge may become intolerable.
Electricity expenditures also generally
rise with Clean Power
Plan implementation, but expenditure changes are smaller in percentage
terms than price changes as the combination of energy - efficiency programs pursued for compliance purposes and higher electricity prices tends to reduce electricity consumption relative to baseline.