Sentences with phrase «term policies allow»

The level term policies allow the policyholder to continue coverage after the original coverage period of the policy.
Aegon Life's term policies allow you to increase the amount of life coverage depending on the different stages of life you are in, which just needs to be approved by the insurer.
Some level term policies allow you to convert to a permanent policy within a certain timeframe (usually the earlier of the term period or age 70) without doing another round of medical underwriting.
If you decide you want lifetime coverage, some term policies allow you to convert your term life insurance into a permanent policy without a medical exam.
The most generous term policies allow you to convert to any type of permanent policy available, such as whole life, universal life, or variable universal life.
As mentioned previously, most term policies allow you to convert from a term policy to a permanent one.
Limited term policies allow you to pay off your permanent policy in a shorter amount of time.
Some term policies allow you, through the contract, to convert the policy within a certain number of years.
These «dial - in» guaranteed term policies allow you to further reduce your costs by accepting a shorter guaranteed policy but still exceed the age limits of level term insurance and in many cases extend out beyond your life expectancy.
Convertible term policies allow you to convert your term plan into a permanent form of life insurance, such as universal or whole life.
Some term policies allow you to convert all or a portion of your child's policy into a permanent policy without proof of insurability.
Some term policies allow you to do this only at certain intervals or dates, so check your policy.
Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.
Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.
Some term policies allow you to do this only at certain intervals or dates, so check your policy.
And this «conversion priviledge» that's available * for free * on many but not all term policies allows you to move to a permanent insurance policy later by locking in your health status now.
If your term policy allows you to convert you can choose to option your rider and convert all or a portion of your death benefit to permanent life insurance.
A term policy allows you to get a lot of life insurance in exchange for a small monthly sum.
A level term policy allows you to lock in a lower rate while you're still relatively young and healthy.
As a general rule, this type of insurance is more expensive, but converting from a term policy allows customers to get the best of both worlds.
For example, one popular term policy allows 2 % per month of the death benefit if the policy owner needs help with daily activities, like bathing and dressing due to chronic or critical illness.
If your term policy allows you to convert to ANY permanent policy, this is a fantastic benefit!
You must convert within the time period that the term policy allows.
Back then, and this is an accurate statement for 2007, I said, «The conversion option that is built into your term policy allows you to convert all or part of your policy to a permanent universal life policy without evidence of insurability.

Not exact matches

That ability will allow us to manage short - term interest rates effectively and thus to tighten policy when needed, even if bank reserves remain high.»
But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.
A change in policy at Aetna, which has long been hailed as one of the most flexible companies in terms of allowing employees to work from home.
It allowed the implementation of monetary policy to move away from the use of reserve and liquidity ratios on banks to the use of market operations to influence short - term market interest rates and, through that channel, the interest rates that all lenders charged on loans.
Gina Tsai, Airbnb's Head of Public Policy in Hong Kong and Taiwan, noted that the Japanese Diet has passed a new bill that supports short - term rentals nationwide and the new bill is expected to unlock huge opportunity for Japan's tourism industry, allowing more international tourists to experience the country authentically.
The term Great Firewall, then, should be seen as encompassing policy areas well beyond the extensive censorship system, to include forced technology transfer, forced partnership with Chinese partners, ever more sophisticated theft of intellectual property, demands that internet data be «secure and controllable,» legislation allowing government officials to demand access to software source code, and denial of access for major internet platform companies such as Google, Amazon, and Facebook.
These objectives allow the Reserve Bank Board to focus on price (currency) stability while taking account of the implications of monetary policy for activity and, therefore, employment in the short term.
While the policy allows for access to the account value in the short - term, through loans and withdrawals, there are costs and risks associated with those transactions.
This policy has contributed to creating a more stable economic environment relative to that of previous decades and has allowed households and businesses to make better long - term financial plans.
His preferred strategy was for the Fed to publish a detailed plan for shrinking its balance sheet, allow some time to gauge the market reaction, and then continue to use short term rates as the primary policy lever.
Annual renewable term life insurance (ART) is a type of term life insurance policy that allows you to purchase one year of coverage at a time.
This allows you to check over what you might be charged, when the repayment will be taken, repercussions for failing to pay, and various other policies, terms, and conditions.
Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.
The Pros and Cons of a «Natural Burn» Policy In forest management, the term «natural burn» refers to allowing smaller forest fires to occur on a regular basis in order to prevent larger, uncontrollable fires.
It is imperative that the executive be allowed to lead the people and to act quickly and flexibly in their behalf, within his defined sphere of responsibility, and that he be checked and balanced by the other powers of government mainly through regular review of his accomplishments and through the setting of long - term policy.
While this debate has provided fodder for policy wonks, it has not had much influence on Capitol Hill which seems poised to allow federal unemployment benefits to lapse without much of an alternative strategy for getting the long term jobless working again.
For the pathetic performances in the EPL and UCL, I blame Wenger — for having favourites in the team, for benching some of our best players, for continually playing some of our worst, for being as open to adapting his tactics to different teams as North Korean foreign policy, for allowing players contracts to run to the last year before renewing, for not preparing the team in terms of staff and tactics before the start of the season — believe me, I'm no Wenger fan!
«The Fairness in Families Index gives a benchmark for where Britain stands in terms of how far policies allow families to share parenting and be more «equal».
The policy, which allows parents to share the first year's leave after the birth of their baby, is a subject we've heard dads speaking in glowing terms about their own experiences.
They will be allowed to set the terms and conditions of employment for staff and set admission policies.
And it allows those who disagree with a leader's policies to (in theory) «wait it out» for the leader's term to end.
However, the Civil Aviation Authority warned the Government that without a credible, long - term Aviation Policy Framework which focuses on consumers, rather than airlines or airports, and allows capacity to develop sustainably, «it is likely that prices will rise, route choice will drop and the UK economy will suffer».
«I can not see a case for introducing legislation that protects gays and lesbians from discrimination on the grounds of their sexual orientation and then allowing, in terms as part of public policy, that discrimination to continue,» Alan Johnson said.
The absurdity of suggesting that Iain Duncan Smith's Christian motivations were any kind of secret and of criticising the use of moral categories to justify his policy approaches - only lefties are allowed to have morals, after all; to be Right Wing is, by definition, to be evil, seeking to impose final solutions on the poor, force them to eat rotting horse - flesh, and cleansing them from beyond the sight of nice middle class folk; any right - winger employing a moral term such as «wrong» or «sin» must have some sinister ulterior motivation - has been covered already by the Editor and by Cranmer.
He was also specifically critical of the Tory rebels for trying to «pick and choose» coalition policies, and accused Labour of «allowing short - term political opportunism to thwart long - term democratic change».
From allowing Uber and Lyft outside of New York City to imposing term limits on lawmakers, the governor's budget includes many items that normally would be considered policy changes and debated and approved in the regular part of the session.
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