Sentences with phrase «term policies also»

Some term policies also allow you to convert your term policy to a permanent policy in phases.

Many term policies also have an age limit after which you can no longer convert a term policy.

Most term policies also have a conversion option, so if you survive until the end of the term you can convert the policy to Universal Life, without proof of insurability.

Term policies also sometimes give the owner the option to renew the policy without any underwriting after the term expires, though this is much more expensive on an annual basis than previous premiums during the coverage period in order to account for the adverse selection inherent in the pool of people who choose to renew a policy without underwriting.

It is also important to note that temporary insurance policies... term policies also last much longer than they used to and because of this people may not need to convert them at all.

Fixed Death Benefit — Standard term policies also have a fixed death benefit, the amount of which is determined by the policyholder at issuance and affects the premium payments that will be made.

However, their term policies also have the option to be converted to a universal life insurance policy at certain points, typically when you hit a life milestone (like having a child or getting married) or reach a certain age.

The majority of term policies also come with a conversion feature where you can convert your term policy to a permanent policy without having to take a medical exam.

Term policies also have a specific duration, such as 5 years, 10 years, or 20 years — after which, the policy will expire.

Term policies also provide you with the ability to match coverage with need.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Short - term policies also allow for rapid feedback into the policy process.

Some term policies also allow you to convert a term policy into permanent insurance.

However, their term policies also have the option to be converted to a universal life insurance policy at certain points, typically when you hit a life milestone (like having a child or getting married) or reach a certain age.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Not exact matches

It also helps to have account logins and passwords, and details that could help caregivers like long - term care policies or veterans benefits eligibility.

In the category of communications policy, we also extended our estimate of how long we expect to keep the short - term interest rate at exceptionally low levels to at least mid-2015.

Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».

In a statement following the end of a two - day policy meeting, the Fed also said that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»

It also included assurance that such disrespect for customers was not consistent with the company's customer service policy, and that the offending employee had been advised of this fact in no uncertain terms.

«Child migration will affect certain states and localities differently, based on where costs such as education are incurred but also based on gains in terms of spending for things like shelter and transportation,» said Michelle Mittelstadt of the Migration Policy Institute.

Such policies also pay out a death benefit to your heirs when you die, but they are far more expensive than term life.

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Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37

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We believe that action should be taken to eliminate this structural deficit, not only because it is unfair to future generations, but also because it would reduce the exposure of the budget to interest rate shocks and provide greater short - term policy flexibility.

And, use of APR may be most helpful when comparing loans of similar term, but it's always a good idea to also ask about the fees, the total dollar cost of the loan, and prepayment policies.

All of these rates rose going into the December FOMC meeting, which makes quite a bit of sense, given that most market participants expected the FOMC to tighten policy at that meeting.35 We also gather information about rates on term unsecured borrowing in our FR 2420 collection, and about term secured transactions from the clearing banks, and these data tell a similar story.

He also expressed concern about the longer - term effect of American policies, after the near - term growth spurt.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

He was also legal advisor to the House Administration and a member of various steering committees, such as corporate planning, policy task force, long - term vision and planning, elections readiness and Centre Block rehabilitation.

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They are also predicting some volatility in long - term interest rates when the Federal Reserve changes its stimulus policy, which could occur in the fall of 2015.

We think we have struck a reasonable mix — a flexible approach which gives a high priority to low inflation over the medium term, while recognising that policy also has to take account of what is happening to jobs and activity in the near term.

Those with multiple policies are also offered better terms.

We also do not have a strong view that the «neutral» (or steady - state) level of policy rates in Canada is particularly different from the US in the medium - to - long - term.

But on the other hand, market forecasts contain term premiums that are on average positive, implying that market expectations for Fed policy should also be biased to the upside.

The Fed must also acknowledge the limitations of monetary policy and remove itself from credit allocation and «short - term fine - tuning» of the economy.

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The Finance Minister has also created an Advisory Council on Economic Growth to provide policy recommendations that would strengthen stronger long - term economic growth — the same issues being examined by the Finance Committee.

The new policy would target not just short - term rates but also long - term JGB yields under the guideline for market operations decided at every Monetary Policy Mepolicy would target not just short - term rates but also long - term JGB yields under the guideline for market operations decided at every Monetary Policy MePolicy Meeting.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

This will also present a major communication challenge for the government Lastly, in preparing the 2017 budget proposed new policy actions should be carefully reviewed in terms of their absolute need, their priority and their impact on fiscal sustainability.

But policy decisions taken by the Liberal government also contributed to the long - term fiscal deterioration.

Any term life insurance policy from Foresters can also be converted to a permanent life insurance policy if you still need coverage later.

But joining the TPP also meant effectively renegotiating the North American Free Trade Agreement (NAFTA), with the United States under onerous terms of entry that put Canada's other traditional defensive areas on the negotiating table (including Canadian content in media, intellectual property regime preferences, telecommunications ownership policies, and remaining investment restrictions), with little prospect of any valuable concessions from the United States.

Reynolds answered that consumers want flexibility and choice, and a life policy they can also use for long - term care and other types of coverage.