Sentences with phrase «term policies are offered»

Note: If you are interested in a shorter term, 10 year term policies are offered by many no - physical life insurance companies.

Most term policies are offered in lengths of 5, 10, 15, 20, and 30 years.

Some term policies are offering accelerated benefits that allow policyholders to spend down the death benefit if they are diagnosed with a terminal illness.

Not exact matches

He hopes that businesses will be more explicit in describing how third - party companies can use data collected by technology companies, offering bullet - point summaries in terms the average person can understand when policies are updated, and even explore the idea of creating an ombudsman to field concerns and mediate conflicts between platforms and users.

For instance, public unit trusts, investment - linked insurance policies and public offer accumulated contribution superannuation funds are all, with minor variations, long - term savings vehicles.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

No medical exam policies offer term lengths up to 30 years and can typically be purchased up until you turn 75, though some insurers restrict term lengths based upon your age.

Those with multiple policies are also offered better terms.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

A term policy being convertible doesn't increase the cost of a policy and simply offers you more options should your financial situation change later on, so we recommended asking for it when obtaining coverage.

Term policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teTerm policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teterm lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year terms.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

This is according to the Daily Telegraph who also state that the deal is a 4 year contract, which I am personally quite surprised at given Vardy's age and the club's usual policy of not offering long term deals to those approaching 30 or over 30 years old.

«So, I have been preparing in terms of the tough work, the policy work, the ground work necessary to offer a better direction for our country.»

At the same time, the Trudeau government is preparing a new defence policy, which is expected to offer a long - term vision for the military over the next couple of decades.

The ACCC also conducted a sweep of dating sites, looking for «misleading offers, unclear pricing policies or consumer contracts with unfair terms», along with what measures dating sites had in place to protect consumers against scammers — the results of which are due in a month or two.

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I also offer a few foreign companies such as: Copeland Organic food certification policy and programs are an interesting case to explore in terms of policy diffusion, as there has been interesting dynamics

We are offering to you on the terms and conditions set out in this document (and subject to the various policies referred to) a bespoke branded and designed Internet and mobile interface television / radio / interactive platform utilizing our content, systems, software, know - how and revenue generating facilities through advertising and subscription to: - make content available to users / customers through the use of our - use a website to be created by us with your branding for this purpose.

«Policies should be considerate of the time challenges faced by teachers and should come into play at the workplace during term time» says Simon Lee, «and offer opportunities for socialising and activity during holiday time.»

Our Services are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time on this site by eLearning Industry.

But a closer look at Apple's new rates and terms suggest that the company's policy isn't that different from what rival services offer — and in some cases, Apple's terms are more favorable.

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No medical exam policies offer term lengths up to 30 years and can typically be purchased up until you turn 75, though some insurers restrict term lengths based upon your age.

Apply for a new term policy: The renewal premium that the insurance offers is set at the outset of policy issue and assumes that people who are more likely to renew are those who would have a difficult time qualifying for a new policy.

Companies such as Bonzah, Allianz Global Assistance and Insure My Rental Car offer competitively priced stand alone rental car insurance policies online that might be cheaper for long - term car rentals.

As having a convertible policy doesn't change the insurer's risk while you maintain the term policy, it shouldn't increase your premiums and is generally just beneficial as it offers convenience should your financial situation change.

This means that, if you decide to leave the company, you'll be offered the option of converting your coverage to an individual policy under the same terms.

For example, if you intend to retire at 70 and have determined that you'll need $ 750,000 to cover your family's costs post-retirement, but you're 60 and have only saved $ 600,000, you may choose a term life insurance policy that offers $ 150,000 of coverage should anything happen to you before then.

That's one of the biggest benefits of renters insurance in Columbia — because it travels with you, it offers personal property and liability coverage wherever you are, subject to the usual terms and conditions of the policy.

If you live in New York, Globe Life offers accidental death coverage, but it's an entirely different policy in terms of its structure.

The AARP offers term life insurance coverage for members between the ages of 50 to 74 and policies can be converted into a permanent life insurance policy at any point during coverage.

Even then, don't sign up for an insurance policy until you have crunched the numbers and figured out that its benefits are likely to offer you a better after - tax return on the premiums you pay than you would earn for CD rates or long - term investments.

Lincoln Financial's MoneyGuard II is a universal life policy that offers long - term care benefits.

These hybrid LTC+LIFE combination policies are only offered by a handful of the best long term care insurance companies.

If this is the case, we would recommend term life insurance as it's the cheapest type of policy and offers for a particular amount of time.

Private student loan companies are not held to the same terms regarding forbearance, so each company will have a different policy and offerings.

Also, check your credit card terms; many have a «warranty extension» policy built into them to encourage you to make large purchases on the card — and the fact that they can afford to offer this essentially as a loss leader tells you what warranty extension is really worth in the average case.

Premiums can be high and you could earn a better return in the stock market, but ROP policies offer a full death benefit as well as the possibility of a cash windfall if you outlive the term.

Despite its lack of popularity, it can be an excellent product, offering both term life coverage and a refund of all of your premiums should you outlive the policy.

Since Sagicor offers universal and whole life insurance policies, their term policies are all convertible to permanent coverage until you reach age 70.

Apart from all these benefit SBI life Smart Money Back plan offers a free look period of 15 days under which the insured can cancel the policy if he / she is dissatisfied with the terms and condition of the policy.

While this usually is one lump sum, some policies offer the option of a more long - term payment arrangement, such as a fixed monthly amount.

All these policies are significantly more expensive, easily 10 times the cost of term insurance, because they offer lifetime coverage and have a cash value component.

A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.

If you're looking for a more affordable short - term option, a few insurance companies we work with will offer a 10 - year term policy for ages 75 and under or a 5 - year term policy for ages 80 and under.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for the elderly.

Term policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teTerm policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year teterm lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year terms.