Sentences with phrase «term policies cost»

This is quite a contrast to traditional term life insurance that can take up to three months for an approval; however, convenience comes at a cost because most non-medical term policies cost about 30 % more than those that require a medical exam.

Many term policies cost upwards of $ 50 to $ 200 per month, however the benefits will cover funeral costs, debts and other issues that will at least cause no burden financially to the family.

A 20 year term policy costs $ 495 a year while a whole life policy costs over $ 6550 a year.

After 20 years, the term policy cost you a total of $ 9900 while you've shelled out over $ 121,000 for the whole life policy.

If a decreasing term policy cost as much as a level term policy, why would any individual opt for mortgage life insurance?

After 20 years, the term policy cost you a total of $ 9900 while you've shelled out over $ 121,000 for the whole life policy.

Buying a Term Policy costs you less compared to paying for an Endowment Plan with similar coverage.

Buying a Term Policy costs you much less, say $ 100.

My term policy cost is unchanged.

Anyone who has bought any term life insurance know that a 30 year level term policy costs more than a 20 year level term policy, which in turn costs more than a 15 year or 10 year level term policy.

Hello, I did receive a quote recently for a $ 100,000, ten year term policy costing $ 200 per month.

For example, a 1 million dollar, 30 year ROP term policy costs «Bob» $ 1000 a year in premium.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

But they can cost a lot, and the same protection may be available with a lower - cost term life insurance policy.

I don't think now that they have a majority they're going to all of a sudden rock the boat with Conservative principles, which could mean any number of things in terms of cost - cutting and other policies.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

«Child migration will affect certain states and localities differently, based on where costs such as education are incurred but also based on gains in terms of spending for things like shelter and transportation,» said Michelle Mittelstadt of the Migration Policy Institute.

Though immigration may strain some local budgets in the short term, costs and benefits tend to balance out in the end, said Alex Nowrasteh, immigration policy analyst at the Cato Institute, a libertarian think tank.

For Genworth, 2014 was a year of reckoning, as it wrote down the value of many long - term care policies whose costs its underwriting fees can't cover.

To minimize premium costs, he suggests considering a term life policy that expires when your payments are scheduled to end and to obtain just enough coverage to extinguish that debt.

Stephen Tapp, a former Bank of Canada economist who now is research director at the Institute for Research on Public Policy, reckons the reversal will cost 0.2 percentage points of gross domestic product annually over the longer term.

Since things like college costs and mortgage payments usually end at some set point, a term policy is very useful for this kind of planning.

It warned American policy makers that the country could experience considerably higher borrowing costs if they do not create a plan to reduce the country's deficits in the medium term as well.

It sounds simplistic, but say you had the choice between a 20 - year term policy that cost $ 200 per year term and a $ 1,000 per year whole policy.

Aside from the policy features, the biggest difference between term and whole life insurance policies is the cost.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

And, use of APR may be most helpful when comparing loans of similar term, but it's always a good idea to also ask about the fees, the total dollar cost of the loan, and prepayment policies.

This rider adds to the cost of your premiums but ensures that you'll receive a portion or the sum of premiums paid if you live past the term of the policy.

Spiraling costs for long - term care insurance have prompted many insurance carriers to exit that market, but some «smart» ones have tacked on long - term care to life insurance policies.

For the first time, Broadbent Institute Policy Fellow and University of Ottawa economist Marc Lavoie looked at the cost of housing in terms of weeks of... Read more

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

changes in government reimbursement for our services and / or new payment policies (including, for example, the expiration of the moratorium limiting the full application of the 25 Percent Rule that would reduce our Medicare payments for those patients admitted to a long term acute care hospital from a referring hospital in excess of an applicable percentage admissions threshold) may result in a reduction in net operating revenues, an increase in costs, and a reduction in profitability;

While the policy allows for access to the account value in the short - term, through loans and withdrawals, there are costs and risks associated with those transactions.

Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.

The rise in short - term market interest rates ahead of the move in monetary policy had very limited effect on the interest rates that intermediaries charge for variable - rate loans, notwithstanding the fact that the marginal cost of banks» funding of such loans is related to bill yields.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

If you do not indicate that you have a long term care policy, plan to purchase an annuity or long term care policy to cover long term care, plan to use home equity or a family member to help care for you, or predict that you will not ever need long term care, then the system will apply costs to the last 3 years of your life.

With most policies, the payout, called the death benefit, and the cost, or premium, stay the same throughout the term.

While owners of many term life insurance policies have the right to renew the policy once the period draws to a close, the cost will increase upon renewal, and can be considerable.

However, depending on the cost, you may do better financially to save and invest the difference (plus the money would be available to you at any time and to your family should you die during the term, instead of locked up in the policy).

A term policy being convertible doesn't increase the cost of a policy and simply offers you more options should your financial situation change later on, so we recommended asking for it when obtaining coverage.

There are also policy actions which we have to take - investment climate reforms to improve business and economic competitiveness, focus on developing MSMEs, deepening long term savings through pensions, insurance and sovereign savings, land reform to eliminate constraints in time and cost around land transactions (including a review of the governor's consent requirement), and actions to reduce inflation, interest rates and business operating costs.

One question is whether current policies are imposing too much suffering and hardship, and if given high unemployment rates and weak economies (and, for some countries, low borrowing costs) new short term, Keynesian stimulative measures should be taken to kick start growth.

But with most fixed - term prisoners already automatically released at that point, the policy would almost certainly end up costing the Ministry of Justice (MoJ) money, as some would invariably fail to satisfy the requirements.

• In practical and policy terms, what this means is that the APC administration to be sworn in on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of life.

Tim Hoefer, executive director of the Empire Center for Public Policy, a conservative Albany - area think tank, said teacher pension costs as now structured «are unsustainable in the long term, in addition to being paid for on the taxpayers» dime.»

That this House expresses deep concern at the impact of the UK Government's policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average rates of pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low pay, have compounded the cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to increase pay rates in Wales.

A policy that would have a modest, short - term impact on the cost of living has trumped a commitment to start a process that could have huge consequences for Britain for decades to come.

Also, Fitch forecasts that, «a high inflation could have a fiscal impact if it keeps domestic funding costs elevated (yields can be as high as 20 % on short - term instruments), although we think the Bank of Ghana may have scope to ease monetary policy in 2017, as the impact of electricity tariff adjustments drops out of CPI calculations, lowering headline inflation.»

But last year, challenger Bob Turner took almost 40 percent of the vote in his battle against six - term incumbent Weiner in a year in which Tea Party activists and others opposed to President Barack Obama's policies exacted a heavy toll on Democrats across the country, costing them control of the House.