Sentences with phrase «term policies sold»

Anbang's main life insurance unit gets the bulk of its premium income from short - term policies sold through bank branches that clients can typically redeem after as little as two years, according to its 2015 annual report.

Most term policies sold are renewable.

The number of short - term policies sold in 2015 increased by almost 20 % compared with the previous year, according to the advisory group.

Many, but not all term policies sold today, are convertible which means you can automatically convert the policy to «Permanent» life insurance without having to undergo a medical exam (you must convert before the expiry date outlined in the policy).

All Term policies we sell have some sort of conversion feature.

When people refer to a «term life insurance policy ``, they are generally talking about level term as it is by far the most common type of term policy sold.

This is the most common length of term policy we sell as it covers a longer period.

Many life insurance companies have maximum age limits for every term policy they sell.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

Genworth, which was spun off from General Electric a decade ago, operates in the ever - shrinking business of selling long - term care insurance policy industry.

In simplest terms, I sell insurance policies on stocks.

Acquiring an appropriate amount of life insurance coverage, properly structuring ownership and beneficiary designations, and aligning the type of life insurance policy with the terms of the buy - sell agreement are critical to implementing a successful funding strategy.

You could add a 20 - year term life insurance policy that is structured to fund a buy - sell agreement to protect your business.

* By checking this box, I acknowledge that I have read and agree to Baby Corner's terms of conditions, and privacy policy and understand that my information will be kept private and will not be sold or otherwise distributed to any third parties unless I specifically agree to.

So any retailer who wants to continue to be able to stock and sell a product must abide by the MSRP policy, and any retailer who sells below MSRP (except for sales, which usually can not be more than a set % off, not longer than a set time period, and have to be approved by the manufacturer) is breaking the terms that they promised to abide by.

Moreover, Clegg has delighted rightwingers by selling the policy as a crusade for «tax freedom» — a term straight out of the US Republicans» phrasebook.

Read their «Terms of Use» and «Privacy Policy» to make sure they don't sell your information to any third party and you are in full control who can see you.

We have no desire to infringe your privacy while using our site and we will never provide your personal information to anyone else except as set out in this policy, our general terms or if we sell our business in whole or in part.

By selecting «Send» I agree to the Terms of Use and Privacy Policy and consent to receive auto - dialed calls and / or text messages about this or other vehicles from the dealer selling this car at the number provided above.

Book distribution company Baker & Taylor changed its policies, permitting self - published titles to appear alongside of, and be sold at the same terms as, titles published by the «Big Publishers.»

Penguin Random House today announced a new unified, companywide terms of sale (TOS) policy for ebook licenses sold to public, school, and other libraries working with approved ebook vendors in the United States and Canada.

In insurance companies, there is a problem called new business strain when an insurance policy is sold because they have to write down the costs of selling that policy and make an allocation of reserves in case of a claim — in real terms, it is the total cost of developing new business.

The logic goes that the main selling point of whole life insurance — that you get an insurance policy along with a cash - value component that acts as forced savings — is actually a poor decision, and you'd be better off buying a cheaper term life insurance policy and investing the money you save elsewhere with a better return and lower fees.

Term life insurance for children may not be sold as a stand - alone policy.

Insurance companies usually use medical underwriting to determine whether or not they will sell someone a term life insurance policy.

You can either sell an existing permanent policy or you can convert a term insurance policy to a permanent policy.

Although I agree with FHA policy not to accommodate «flippers» and those playing the distressed market solely for their own gain, I question whether it's necessary to delay FHA financing for delinquent borrowers with documented hardship — for example, someone who's had to sell a home with a short sale after long - term unemployment, illness, or loss of income due to death or divorce.

And while term insurance is sold for specific periods of time, typically anywhere from 5 to 30 years, a cash value insurance policy is usually considered to be a permanent life insurance policy, as these products are designed to remain in force for your entire life.

If you are nearing the end of your term, consider converting your policy and selling it.

Read: Term insurance Vs Traditional Plans How to get rid off unwanted or mis - sold life insurance policies?

While companies will sell you an actual cash value policy if you ask them very nicely, let's look at this in practical terms.

If a policy with no cash surrender value is sold (for example a term life insurance contract), the policy premiums would have largely covered just the cost of insurance, so that the proceeds received from the sale of the policy would all be capital gains.

You could add a 20 - year term life insurance policy that is structured to fund a buy - sell agreement to protect your business.

The chances are that they can «sell» the $ 50,000 term life insurance policy (if it can be converted into a whole life policy) and have enough funds to pay for one of the best natural medicine cancer treatments.

The homeowner and his wife decided to sell their house, applied 50 % of the proceeds for a down payment on a smaller, low - maintenance condo, used the Purchase Reverse Mortgage to finance the rest, and bought a long - term care insurance policy with the leftover proceeds.

Genworth Financial Inc., with about a 33 % market share of long - term - care policies sold to individuals, said in May that it is seeking premium increases averaging more than 50 % to stave off more losses in its oldest policies.

Long - term loans were often sold with a single premium policy — until they were banned in May 2009 — lasting a maximum of five years, no matter how long the loan was for.

The insurer, agent or broker keeps trying to sell you a permanent (or whole) policy even after you've indicated you want a term policy.

The July issue of Money Magazine details the financial incentive an insurance agent has to sell you a whole life insurance policy versus a term life policy.

Most providers sell 10 - year, 20 - year and 30 - year term life policies.

Open market operations are one tool within monetary policy implemented by the Federal Reserve to steer short - term interest rates using the power to buy and sell treasury securities.

While this can be done with term life insurance policies, this feature is, along with the premium flexibility, one of the main selling points of a universal policy.

The annual escalations in term life insurance costs are the biggest item insurance agents point to when selling whole life insurance policies.

Life insurance companies offer policies sold as Long Term Care Benefit Plans a / k / a Assurance Benefit Plans (1) to pay for long - term care, and also include home care and assisted living which are not generally covered by traditional MedicTerm Care Benefit Plans a / k / a Assurance Benefit Plans (1) to pay for long - term care, and also include home care and assisted living which are not generally covered by traditional Medicterm care, and also include home care and assisted living which are not generally covered by traditional Medicaid.

Most of the term life insurance policies that Quotacy sells are convertible (except Haven Life).

This risk is particularly pertinent for the one - quarter of Canadian retirees who do not own a home that could otherwise be considered a partial insurance policy on living too long and sold to fund long - term care costs.

Some funds charge investors a redemption fee if investors sell their shares within a certain period of time (often 90 or 180 days) and brokers often have their own short - term trading policy.

Contrary to popular belief, you can sell your term life insurance policy.

Common reasons to sell your policy • Policy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningpolicy • Policy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningPolicy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningpolicy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planning needs