Sentences with phrase «term policies which»

But unlike term policies which simply guarantee a specific death benefit value, whole life policies have an investment component and retain their cash value.

Also, keep in mind that you can buy term policies which are renewable or convertible which means that even if you require the term policy beyond what you projected — you are essentially covered and won't have to undergo another medical exam if you need to renew your policy.

Most of the policies we have placed for individuals with lupus have been term policies which, for the premium dollar, provide the greatest benefit.

What I like about Kansas City Life is that they have a number of choices for term policies which include:

Also, the available death benefit amounts tend to be much lower than those available for term policies which do require a medical exam.

Before we talk about the types of permanent policies on the market, there are a few key differences between permanent and term policies which really change the character and ultimate purpose of the coverage:

Luckily, there are term policies which cover these issues.

Therefore the total cost of the 20 - year Term Policy would be $ 26,400 versus the total cost of the 10 year term policies which would be $ 28,560.

That sounds good, but compare it with the cost of a $ 250,000 term policy which runs for 20 years.

For longer term goals, I recommend purchasing a term policy which will provide coverage into your eighties or nineties.

No - exam life insurance is convenient but can cost as much as 3 times more than what your would pay for an equivalent Term policy which does require an exam.

This is a level death benefit term policy which provides coverage up to the age of 95.

The coverage amounts are quite a bit lower and these policies can cost as much as 3 times more than what you would pay for a traditional term policy which requires a medical exam.

Consider buying a Term policy which is «Convertible» or «Renewable.»

The insured buys a term policy which they know will cover them for that term of their lives.

The result is that they charge you a substantial amount more than what you would pay for a term policy which does require a medical exam.

An option for Kathy would be a possible low cost Term life insurance plan for $ 250,000 with a 20 - year Term policy which would cover her mortgage and then as the years go by and the total payoff on the mortgage goes down and down she can convert her policy into a Universal life policy to cover any debt for the rest of her life.

It is a level term policy which means your premiums are guaranteed to stay locked in during the entire length of the term.

Their rates are so low they are just a fraction more expensive than what you would pay for an equivalent term policy which does require a medical exam.

If we had to give a general recommendation, it is definitely to gravitate towards a term policy which is only as long as you need the coverage.

The same goes for European car insurance, as it may be cheaper to purchase a separate short term policy which covers overseas travel rather than paying for it as an add on to a conventional policy.

The term policy which he had taken will not pay him because he is not dead.

Some life insurance companies sell a 15 year term policy which is also affordable life insurance for many people.

The face amount is usually level as well except in the case of the decreasing term policy which is used to cover the balance owed on a mortgage.

However you can choose from their term policy which provides an array of terms ranging from 15, 20, 25, and 30 years with death benefits up to $ 250,000 in coverage.

So i now want to make direct purchase of cheap, realiable term policy which are hassle free to claim on maturity (God Forbid!).

If you are looking to buy term life insurance and can't seem to find the time to get it done perhaps you should consider a term policy which doesn't require you to do a medical exam.

AXA currently doesn't offer a 30 - year term policy which could be an issue for those who need a policy with a longer guaranteed period.

An example is a money back rider on a term policy which would return the premiums at the end of the policy term.

Another is that the policy is permanent, unlike a term policy which expires after a certain number of years, so the company is more likely to pay a benefit.

Additionally, you can buy a term policy which covers you until you reach a certain age.

Pursuit of Lifelong Dream with Lapsing Term Insurance: A 67 year old man owned a ten year old convertible term policy which was nearing the end of the 10 - year guaranteed period and about to lapse.

Now after 5 year's of the policy if the person is not in the job and does not have regular income and in case a claim is made on death of the insured, should the nominee prove that the person was earning that CTC at the time of death.Also please suggest a best term policy for 1 crore iam 38 yrs now and non tobacco user.Also is there any term policy which settles sum assured in case of permanent disability.

Not exact matches

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13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 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28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

In terms of data, the European Central Bank released its latest monetary policy meeting accounts which showed some divergent opinions withing the bank's board.

Subdued inflation forced the BOJ to revamp its policy framework in 2016 to one better suited for a long - term battle against deflation, which targets interest rates instead of the pace of money printing.

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I don't think now that they have a majority they're going to all of a sudden rock the boat with Conservative principles, which could mean any number of things in terms of cost - cutting and other policies.

The term «G - Zero world,» coined by Bremmer and political scientist David F. Gordon, refers to a power - vacuum world in which «major powers set aside aspirations for global leadership — alone, coordinated, or otherwise — and look primarily inward for their policy priorities.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Obama Administration's ability to fully act on its goals will be determined by forthcoming budget discussions, notes Lauren Setar, analyst for Los Angeles - based IBIS World, which recently released a report on the sectors likely to be affected by Obama's second - term policies.

Gold has regained its shine in recent months, but that doesn't change the dull outlook for the precious metal over the longer - term, warns Goldman Sachs, which sees prices falling to $ 1,000 in 12 months as the Federal Reserve normalizes monetary policy.

The Trump Administration is staring down a half - dozen deadlines on trade policy that will create a moment of truth for the White House, which has so far opted for long - term investigations and renegotiations over immediate challenges to the status quo.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

Genworth, which was spun off from General Electric a decade ago, operates in the ever - shrinking business of selling long - term care insurance policy industry.

(If that's the case, a term life - insurance policy — which would be pretty cheap, given your age — should help.)

There is no evidence that the policy, which encourages borrowing by keeping long - term interest rates low, has inflated dangerous bubbles in the stock market and residential real estate, she said.

Medium - term risks are still elevated as financial vulnerabilities, which have built up during the years of accommodative policies, could mean a bumpy road ahead and put growth at risk.

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LONG - TERM OUTLOOK: «High levels of policy uncertainty and regional divergences will cause higher dispersion across and within asset classes, in our opinion, which increases the attractiveness of active management in both asset allocation and at the security - selection level.»