Sentences with phrase «term policy ends»

Ifpremiums cease to be paid while the insured is still alive, thecoverage of a term policy ends at the end of any grace period forthe payment of premium (often, 30 days).

Please note: You must convert your term policy into permanent coverage before your term policy ends.

A term policy ends when you reach the end of your term, which for many policyholders is at age 65 or 70.

Term life may offer you the option of renewing you're your life insurance coverage when the term of your term policy ends.

Once that term policy ends, they may choose a senior life insurance policy to cover their needs later in life.

Little did they know that once this term policy ends, renewing it or acquiring another would cost more, depending on the age of the policy holder.

If, after your term policy ends, and you still want protection, you might want to consider a small Whole Life or a Final Expenses policy.

Once the term policy ends, the coverage increases annually or the death benefit drops.

You may be able to convert only a portion of the death benefit, however, meaning you'd have a lower benefit once the term policy ended.

That means you don't have to worry about a term policy ending in 10 or 20 years.

What's pretty amazing is we see many instances where rate guarantees into 90's are competitive with term policies ending for men and women in their 80's.

The majority of term policies end by the age of 80, and most life insurance companies stop offering a 20 - year term after the age of 60.

Not exact matches

The company's clean desk policy requires staff to remove all items at the end of each day, even if they have the space booked longer term.

In a statement following the end of a two - day policy meeting, the Fed also said that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Though immigration may strain some local budgets in the short term, costs and benefits tend to balance out in the end, said Alex Nowrasteh, immigration policy analyst at the Cato Institute, a libertarian think tank.

The Fed ended its latest policy meeting by leaving its key short - term rate unchanged at 1.5 percent to 1.75 percent, the level it set in March after its sixth rate increase...

To minimize premium costs, he suggests considering a term life policy that expires when your payments are scheduled to end and to obtain just enough coverage to extinguish that debt.

That means Trump could find himself staring down the same dilemma in 2020 that Obama faced in 2016: He'll be trying to lock in his touchstone energy policies at the end of a four - year term, with a political rival eager to overturn them.

Current BOJ Governor Masaaki Shirakawa's term ends in April and markets are positioned for further yen weakness as most expect him to be replaced by someone whose stance on aggressive policy easing matches that of Prime Minister Shinzo Abe.

Since things like college costs and mortgage payments usually end at some set point, a term policy is very useful for this kind of planning.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

At the end of the term, coverage may be renewable, or the policy may simply terminate.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

In a statement ending its latest policy meeting, the Fed boosted its key short - term rate Wednesday by a modest quarter - point to a still - low range of 1.5 percent to 1.75 percent.

Although short - term interest rates did rise this year as a slightly less timid Federal Reserve (Fed) nudged the policy rate higher, for the long end of the curve it was more of the same.

When the policy term concludes, the death benefit ends.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

«Recent global economic and financial developments may restrain economic activity somewhat and are likely to put further downward pressure on inflation in the near term,» the Fed said in its policy statement following the end of a two - day meeting.

That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.»

With her term ending Feb. 3 — three days after leading her last monetary policy meeting in which no new action is expected — Yellen won't have the chance to leave the kind of mark left by her recent predecessors.

In a statement ending its latest policy meeting, the Fed boosted its key short - term rate Wednesday by a modest quarter - point to a still - low range of 1.5 per cent to 1.75 per cent.

Unfortunately, as long as economic theory views the natural world only in terms of its contribution to the market, Christian repentance will do little to end policies that are systematically destructive.

The spending review also needs to end the current dither and delay on industrial policy and put in place long - term reforms to build a One Nation economy for the future.

UKIP's rise really began at the tail end of Tony Blair's second term, when his Government's aggressive pro-Europeanism, liberal immigration policies and lack of interest in the domestic political priorities of working class voters became too much for some.

The European Central Bank's 3 - year longer term financing operation (LTRO) announced in December of 2011 has, according to a growing number of analysts, brought the Eurozone crisis to an end (see left for a depiction of this sophisticated monetary policy).

And it allows those who disagree with a leader's policies to (in theory) «wait it out» for the leader's term to end.

But with most fixed - term prisoners already automatically released at that point, the policy would almost certainly end up costing the Ministry of Justice (MoJ) money, as some would invariably fail to satisfy the requirements.

«I am sure His Excellency President Buhari will be absolutely enthused if he were to find himself, not only crystalizing the policy position we have taken so far but also coming here himself to come and open a facility as big as this before the end of his first term.

The comments came at the end of what inquiry chairman Sir John Chilcot described as a «long day», in which Mr Hoon had earlier said Britain's policy on Iraq had been influenced by London's desire to remain on good terms with the United States.

As it reached the end of its term in office, Labour learnt the hard way that energy policy must engage with the real world concerns of consumers and citizens alike.

ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.

Yet by the end of the week the Guardian had reverted to type with an article comparing my policy as promoting fake controversy in the same terms as Harriet Harman's ill - judged «ginger rodent» comments and Stephen Fry's unlikely expertise on the sex life of women.

«We wanted to let them know he certainly has been very responsive to us in terms of improving policies and creating laws that end discrimination... and we've been very excited to work with him in the past four years on many workplace issues for women.

... We know the impact that this can have on adolescents, boys and girls, and we have the chance to say that we will seize the moment in policy terms to do something about it... We can end, once and for all, the hypocrisy of tabloids moaning about paedophiles on one page and then saying «hello Gemma, 16 today, first pictures of Gemma aged 16».

Gove's steady rise will reflect the view of members that he is the Government's most effective Minister - in terms both of shaping policy to Conservative ends and taking on the left.

With widespread vacancies in federal courts at the end of Obama's term and more openings since Trump took office, the administration has the potential to remake the federal judiciary and shape numerous legal decisions related to climate and environmental policy.

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Like a growing number of other school districts, Denver is coming to terms with the end of a court desegregation order that for years profoundly influenced, and often dictated, many of the decisions about education policy made there.