Sentences with phrase «term policy lines»

A 30 - year policy life insurance term policy lines up with a 30 - year mortgage, and may make sense for you.

Not exact matches

Here's the key line from the U.S. Federal Reserve's latest policy statement on July 27: «Near - term risks to the economic outlook have diminished.»

From payment terms to flexible leave, many companies create policies and procedures designed to protect their employees, their vendors, and the bottom line.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

FOMC members now seem more eager than ever to «normalize» policy, that is raise short term rates into line with historic norms and, to the extent possible, unburden their balance sheet of the huge bond holding they had acquired over the last few years.

He called monetary policy «the last line of defence» when it comes to trying to influence mortgage markets — essentially discouraging buyers from borrowing more than they can afford to pay back over the long term.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

This profile is broadly in line with that presented in the February Statement on Monetary Policy, though recent movements in world oil prices are likely to introduce a divergence between headline and underlying measures of inflation in the short term.

Short - term security yields in the money market moved down generally in line with the cash rate as policy was eased.

Trashing American nuns for not towing the line in terms of Church policy has simply been the icing on the cake for us.

In line with Wenger's policy of not giving long term contracts to players over thirty I suspect that Thomas, who is twenty - nine, has been given only a two year extension.

Arguably LCV policy needs to be reconsidered along more holistic lines with greater emphasis on long - term sustainable solutions that continuously reduce carbon emissions through transport.

The e-mail recalled a survey of the group's New York members that showed 73 percent of them wanted to see a challenge to Gov. Andrew Cuomo from the left, and the drama of the Working Families Party convention in June — where the labor - backed third party weighed running Ms. Teachout on its ballot line, but decided to instead endorse Mr. Cuomo after he agreed to pursue a number of left - wing policies in his second term.

He appears more in line in terms of policy and personality with the establishment Republicans, but essentially running against the Tea Party faction of House Republicans may bring its own challenges.

As Bush's domestic policy adviser during his first term, Spellings took a hard line, refusing to allow states to deviate from NCLB's direction.

A development along these lines will require greater input from a range of specialist consultants to ensure that the non-education uses proposed are acceptable in planning terms and in themselves are also policy compliant.

«We have found a fault line in education policy that is so profound that we're going to flip the script in terms of how this issue is going to be regarded in American politics.

At the same time, secure a copy of their terms and agreements so you can review their policies (IN DETAIL) before signing the dotted line.

National Life offers a complete line of life insurance policies, including: term life, universal life and whole life.

Thank you for your valuable suggession sir, which is best among Birla sun life front line equity, birla sun life top 100 fund (G) & uti equity fund for long cap.My annual income 3.5 lakhs and I already have HDFC click2protect life insurance - life only for 50 lakhs, is there any annual income criteria to take life insurance policy, because I wish to take another term insurance policy, if possible suggest me best one

Mutual of Omaha offers two stand alone long - term care insurance policies in its MutualCare Solutions line: Secure Solution and Custom Solution available for ages 30 - 79.

We often recommend that if you are considering term life insurance then you should choose convertible term life insurance that can be converted into a top of the line permanent life insurance policy.

Of course, your final premium will depend on your personal details, but this example does go to show that the price of a term life insurance policy is in line with many other low monthly expenses you might incur.

Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting / qualifying for a different product type, loan / line amount, term (if applicable), and rate; your actual credit score; and our pricing and underwriting policies and procedures.

However, if you are considering term life insurance then pick a term policy that can be converted into a top of the line whole life insurance policy.

The policy requires most lenders and insurers to qualify the borrower under the Bank of Canada Benchmark rate for any mortgage / line of credit that is either a VRM or any fixed term of less than five years.

And here's the bottom line: all life insurance policies promise to pay an agreed - upon sum of money should you die while your policy is in - force (that is, while you're paying your premiums on time and while you're still operating within the terms of your contract).

The bottom - line is that just buying a level term life insurance policy and investing the difference into no - load mutual funds (not even our recommended mutual funds) usually beats VUL long - term.

Foresters Financial offers a comprehensive line of life insurance policies, including both term life and permanent life insurance protection.

For individuals wanting Short Term Travel Insurance under 12 months, please go to the Travel Insurance page for online policy information and even the ability to purchase protection on - line using a secure server!

Use of this Site signifies your consent, as well as the consent of the company for whom you use the Site and whose information you submit (if any), to this on - line Privacy Policy, including the collection and use of information by The Hotel Erwin, as described in this statement, and also signifies agreement to the terms of use for the Site.

Second, I would use these two parallel lines of development to ask the question: is it possible that, regardless of the best intentions on all parts, the intersection of science, funding, politicians, media and public policy is doomed to create bad science (in terms of oversimplification and suppression of uncertainty), questionable public policy and, in the internet age, bitter acrimony amongst those who should be colleagues?

The New Policy Scenario trends are in line with stabilising the concentration of greenhouse gases at over 650 parts per million (ppm) of CO2 - equivalent (eq), resulting in a likely temperature rise of more than 3.5 °C in the long term.

Plotting a path for biofuel, the International Energy Agency's new «Technology Roadmap: Delivering Sustainable Bioenergy» provides the technology milestones and policy actions needed to unlock the potential of bioenergy in line with a long - term low - carbon and sustainable global energy mix.

To build strong relationships and limit liability, you'll want to put employment agreements and terms of employment in writing, document company policies, and develop open lines of communication.

Theme week leader Michael Lines asked Susan to comment on how Science and Technology GL is collected at CISTI, so that we in the legal world can learn by analogy from those fields, both in terms of the actual sources of GL that have been established, and where possible the policies and background that has made Science and Technology a leader in access to GL.

This Massachusetts bright - line rule will likely reduce litigation over whether the duty to defend includes the duty to prosecute a counterclaim, and an insured in Massachusetts now knows that, if it wants its insurer to prosecute and fund the prosecution of a counterclaim, it should probably negotiate for that specific term in its policy.

The court accepted that the unions wanted to ensure that all employers active in the Swedish labour market had to pay wages (and apply other terms and conditions) in line with those usual in Sweden, to establish fair competition on an equal basis between Swedish and foreign employers, but then said directly that none of those considerations constituted sufficient grounds of public policy, security or health, and so justification had not been established.

Long - term care options have a lot of small variables that may be different from policy to policy and prove to be quite important down the line.

The difference between term life insurance with the return of premium rider and your ordinary 30 year level term policy is that 30 years down the line, if he's still alive John gets back $ 49,536!

Either way, choosing a direct term insurance policy will help keep your family covered, speed up your approval process and give you a direct line to any answers you may need.

Bottom line is that it's cheaper to buy term for as long as you can and delay buying a permanent policy for as long as you can (when your health deteriorates - CONVERT).

Along the lines of life insurance, Globe offers term, whole and mortgage protection policies which each have specific requirements and limitations.

Of course, your final premium will depend on your personal details, but this example does go to show that the price of a term life insurance policy is in line with many other low monthly expenses you might incur.

When asking yourself «how much life insurance can I afford,» you may have to sacrifice on either term length or coverage amount in order to keep your rates manageable, knowing that you can review and renew your policy down the line.

Personal Accident — this insurance is a little less common than other forms of personal lines insurance but is designed to cover the purchaser of the insurance policy against forms of personal injury (of an accidental nature) that are not covered by other forms of personal lines insurance — for example both auto insurance and homeowners insurance may include some form of personal accident coverage but the terms under which they may be claimed are limited.

Check your policy's terms and conditions before you sign on the dotted line.

Term life policies do not carry a cash value accumulation which some people admire because they can use this cash value accumulation for any future financial needs or simply to pay their premiums down the line.

The bottom line is, you get to decide how long your term life insurance policy will last.

Cincinnati Life Insurance Company's LifeHorizon product line offers term life, guaranteed whole life and universal life insurance policies.