Sentences with phrase «term policy make»

When choosing a «term» for your term policy make sure you consider all of the goals you are trying to accomplish with your life insurance plan.

Buying a 30 - year term policy makes the most sense.

If someone does have a permanent need, which is a small percentage of the time, a guaranteed universal life policy which functions as a life long guaranteed premium term policy makes sense as it will have a lower premium than a whole life policies.

In order to determine if a return of premium term policy makes sense, you need to learn more about how ROP term insurance works.

Buying a 30 - year term policy makes the most sense.

Give careful consideration to the fact that the insurance amount decreases and evaluate whether the cost of a level term policy makes more sense.

Some term policies make that option available... within a given period of time.

There are many instances when replacing your existing term policy makes more sense than converting it to a permanent policy.

For someone buying life insurance who isn't completely satisfied with the benefit amount of their whole or guaranteed life insurance policy, the price of a term policy makes it an attractive supplement.

Not exact matches

The current government has already flagged they don't understand the needs of the tech industry through the NBN policy decisions they have made and I genuinely hope this doesn't further extend to a «do nothing» approach in the upcoming budget and throughout the rest of their term.

The BOJ currently makes the distinction because buying long - term government bonds for monetary easing could bind its hands on policy for longer than it wants and make a future exit from ultra-loose easing difficult.

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

That program, coupled with provincial - level financial inducements, has made Canada one of the world's most generous countries in terms of R&D tax policy, according to the OECD.

The reasons are four-fold: structural changes in the American economy have triggered a long term downward trend in entrepreneurial activity; changes in the banking system have made small business credit more difficult to get; a post-recession shift in attitudes has made Americans less interested in striking out on their own; and a shift in government policies has made entrepreneurship more challenging to undertake.

As part of the settlement, Qualcomm will retain two independent consultants to make policy recommendations that will ensure an equitable workplace, and the company will appoint an internal compliance officer to oversee the implementation of the agreement's terms.

«A telecommuting policy is a much - needed way to make sure that everyone is on the same page in terms of expectations.»

-- Take a look at your employee handbook policies and benefits offerings and make sure they use gender - neutral language, rather than gender - specific terms.

The policy rationale is that if a company believes the tax relief would be temporary, it would make short - term investments to maximize benefits within the window while eschewing long - term investment that could reap benefits in the longer - term.

Such policies might include providing more incentives for companies (both large and small) to invest in R&D and capital infrastructure, encouraging post-secondary institutions to better tailor their programming to meet market demand in terms of subjects and skills, and making Canada a more attractive country for foreign or start - up companies to invest in by deregulating industries that have no business being as regulated or as protected as they are, such as telecommunications, airlines, and broadcasting.

Even for companies that haven't seen an impact on their business to date, the fear of unknown, and potentially drastic, policy changes makes it difficult to make even short - term plans.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

Now that «we've finally recovered from the recession,» Williams said, it's time for the private and public sectors to «step up and take the lead in making the investments and enacting policies needed to improve the longer - term prospects of our economy and society.»

No one is going to make any long term investments based on a policy that will certainly get reversed, just like the current relaxation of environmental regulations.

All of these rates rose going into the December FOMC meeting, which makes quite a bit of sense, given that most market participants expected the FOMC to tighten policy at that meeting.35 We also gather information about rates on term unsecured borrowing in our FR 2420 collection, and about term secured transactions from the clearing banks, and these data tell a similar story.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

The problem is that U.S. financial and fiscal policy has institutionalized the financial sector's short - term outlook, «distorting decision - making away from long - term profitability and stability and toward short - term gains with insufficient regard for risk.»

While there are some signs of recognition such as the Fed's reduction in its estimated neutral rate from 4.5 percent to 3.0 percent during the last 2 years, the IMF's explicit use of the term secular stagnation in its World Economic Outlook, ECB president Mario Draghi's call for global coordination and greater use of fiscal policy, and Japan's indicated interest in fiscal - monetary cooperation, policymakers still have not made sufficiently radical adjustments in their world view to reflect this new reality of a world where generating adequate nominal GDP growth is likely to be the primary macroeconomic policy challenge for the next decade.

Make it a habit to peruse the terms and pay particular attention to the privacy policy.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

A glance at Obama's second - term foreign policy team makes clear how unusual this is.

If growth can not be boosted by monetary policy, and fiscal policy is «in the hands of a plutocracy more concerned about immediate profits as opposed to long - term vitality, then no Genie or Flavor Flav with a magic clock can make a difference.»

TORONTO — Sarah Petrevan, senior policy advisor for Clean Energy Canada, made the following statement in response to the release of Ontario's 2017 Long - Term Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy sysTerm Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy systerm energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy system.

We also use the information collected to send announcements and updates regarding changes to our Terms of Service, Privacy Policy or when making pricing changes.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Because banks held few excess reserves, it took only modest adjustments to the size of the Fed's balance sheet, achieved by means of open - market purchases or sales of short - term Treasury securities, to make credit more or less scarce, and thereby achieve the Fed's immediate policy objectives.

In its deliberations on monetary policy, the Board will continue to monitor all these developments and make adjustments as required, with a view to achieving sustainable growth in the medium term with low inflation.

This policy has contributed to creating a more stable economic environment relative to that of previous decades and has allowed households and businesses to make better long - term financial plans.

It restates the Bank's approach to making monetary policy decisions within the framework of a medium - term inflation target, in way that supports sustainable economic growth and serves the public interest.

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy.

The first decision to make is whether you want to purchase a term or permanent policy.

If you are worthy enough to make it on to the aristocrats list then you must be doing something right in terms of a dividend distribution policy.

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

«But definitely, policy makers have to be seen as not making things worse in terms of stimulating the stock market while the economy remains very weak.»

Powell has in the past expressed a view that Fed communication «should do more to emphasize the uncertainty that surrounds all economic forecasts, should downplay short - term tactical questions such as the timing of the next rate increase, and should focus the public's attention instead on the considerations that go into making policy across the range of plausible paths for the economy.»

«She didn't get a chance to make a difference in terms of putting policies and procedures in place.»

The company has already made steps to do that, including updated terms of service and new data policies that started rolling out in Europe last week.

It seems to make more sense for Republicans to focus policy proposals on parental rights and restrictions on late - term abortion while noting that - whatever their ultimate beliefs - some abortion restrictions are very unlikely to happen in any foreseeable future while third trimester abortion on - demand is a reality.

He was willing to make short - term compromises and mislead the public (if you like your health insurance you can keep it) in order to move policy in the direction of his long - term goals.

The virtue of socialism, it is argued, is that it does away with such irresponsible authority, and forces those who make economic policy to appeal to the electorate and to justify their decisions in terms of the public good.

I didn't post any profanity and have looked through the terms of service and privacy policy and couldn't find any reason to why any of these comments couldn't make it through... (3) of my comments did not make it through.