Sentences with phrase «term policy need»

Every term policy need not necessarily cover death under any circumstance.

While some policies are strictly for burial, larger term policies need to add in proper amounts of funds in order to pay what are considered final needs.

If you die, the amount paid by your term policy needs to be enough to support only 3 people.

Not exact matches

The current government has already flagged they don't understand the needs of the tech industry through the NBN policy decisions they have made and I genuinely hope this doesn't further extend to a «do nothing» approach in the upcoming budget and throughout the rest of their term.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«If it's described as an attack on the economy, it suggests that there's not a discussion about what might need to change in terms of monetary and fiscal policy,» he said.

«Additional vigilance in terms of macroeconomic management is needed in order to weather any negative impact of those policies, and the best way to do it is to accelerate some of the reforms that need to be introduced,» he added.

That ability will allow us to manage short - term interest rates effectively and thus to tighten policy when needed, even if bank reserves remain high.»

The report said that to ensure a lasting job recovery, strategies were needed that combined short - term measures (job - friendly macroeconomic and labor market policies) with «further action» to tackle long - standing imbalances.

«A telecommuting policy is a much - needed way to make sure that everyone is on the same page in terms of expectations.»

But short - term fixes won't cure what's ailing the U.S. CEOs need a sense of where fiscal policy is going, and not just this quarter.

Ryan said that while the issue won't be addressed in the short - term, he stressed the need to address them in the future because they are «going bankrupt,» a characterization disputed by some policy experts.

You may need to revise your financial goals, adjust savings habits or weigh extra precautions like a long - term care policy.

Thus, this needs to be taken into consideration in terms of the appropriate stance for U.S. monetary policy.

Now that «we've finally recovered from the recession,» Williams said, it's time for the private and public sectors to «step up and take the lead in making the investments and enacting policies needed to improve the longer - term prospects of our economy and society.»

A smart climate policy for our country needs a long - term perspective: energy projects last for decades, so would - be developers need a feel for what to expect in Canada into 2040 and 2050.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

When the world suffers from too low a level of savings to fund needed productive investment, policies that force up savings are positive for long - term growth.

Monetary policy may, or may not, need to be tightened to control medium - term inflation.

Coal's «natural» rate of decline may not be fast enough to meet long - term US carbon goals — for that, it will need a policy boost — but it is fast enough to render Trump's effort utterly futile.

Nigeria's economy is exiting a painful recession, but policy implementation needs to move quickly and comprehensively to facilitate economic recovery and help the country reap its longer - term potential, says the IMF in its latest economic health check of sub-Saharan Africa's largest economy.

At its December meeting, as in earlier months, the Board judged that a further tightening of monetary policy would probably be required in due course, but that there was no need for action in the short term.

Maybe your parents co-signed your mortgage for you or your grandma is the co-signer on your private student loans, purchasing a term policy to protect those co-signers is not only smart, but a way to say thank you to those who supported you in your time of need.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.

In this «average» industrial country case, monetary policy may need to be tightened to control medium - term inflation, or it may not.

If you do not indicate that you have a long term care policy, plan to purchase an annuity or long term care policy to cover long term care, plan to use home equity or a family member to help care for you, or predict that you will not ever need long term care, then the system will apply costs to the last 3 years of your life.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

The recent federal election featured something of a debate on fiscal policy, with the Liberals promising to run modest deficits for three years in order to stimulate a sagging economy and finance needed long - term investments in infrastructure and social programs.

In terms, I think of inflation and bond markets, it took six, seven, eight, maybe 10 years of high inflation in the 1970s before you had Paul Volcker brought in to say «enough is enough,» and then again whether it's led by American monetary policy but similar moves in Europe, obviously in the UK, a significant tightening of monetary policy because people got fed up with inflation and I don't think that we are kind of yet at the point where real wages have been suppressed so much by that irritation that inflation is always running ahead, life is becoming more expensive, so we need the central bank radically to change their policy.

You can obtain a loan with terms that fit your needs, and the company's 10 - day payment grace period and late - fee forgiveness policy are both solid benefits.

If economic conditions evolve roughly as we expect, further adjustments to monetary policy will probably be needed over time to ensure that inflation remains consistent with the target over the medium term.

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

The monetary policy strategy needs to take this longer - term trajectory into account, since a continually rising exchange rate can not be relied upon to hold inflation permanently below a rate consistent with its domestic determinants.

This will also present a major communication challenge for the government Lastly, in preparing the 2017 budget proposed new policy actions should be carefully reviewed in terms of their absolute need, their priority and their impact on fiscal sustainability.

Most privacy policies, as well as terms of service, will need to be updated to comply with GDPR.

The downgrade was based partly on the view that the agreement between Congress and the President fell far short of the $ 4.0 trillion needed to stabilize the debt - to - GDP ratio within ten years, and partly on the view that the President and Congress were, and will be, unable to come to any sensible policy plan to support job creation in the short term and control debt accumulation in the longer term.

Just keep in mind that the conversion period doesn't last the entire length of the term policy, so you'll need to check when it closes.

Any term life insurance policy from Foresters can also be converted to a permanent life insurance policy if you still need coverage later.

As economic conditions continued to strengthen, both in Australia and internationally, it became increasingly apparent that such an expansionary policy setting was no longer needed, and that it would add to medium - term inflation risks if maintained for too long a period.

Going forward, in order to understand the appropriate long - term levels of rates and inflation, policy makers and investors will need to focus on the big - picture trends transforming the inflation landscape.

Finally, we believe that adding fiscal stimulus this late in the business cycle warrants concern, because any sign of weakening growth likely will need to be addressed through more aggressive monetary policy in the future, at least in the short term.

His long - term policy preferences haven't changed, but he needs to pretend they have shifted (and he might even need to carry out policies he disagrees with) in order to move policy in his direction at all.

Rather than the common policy of discharging such patients to nursing homes when family members insist on continued treatment or the insurance money runs out, Catholic institutions could develop sorely needed long «term rehabilitation facilities that could build on the encouraging work being done with such patients in England and Israel.

They need to have certainty in terms of tax and other significant policy settings.

Competition policy (SME focus; need for equity; treat SMEs as «consumers» when dealing with larger businesses - extend unfair terms contracts to small business; need «legal precedents or statutory definitions» as part of unconscionable conduct framework); competition laws (focus on unfair terms and unconscionable behaviour; mention of MMP but not in context of s 46; access - call for broader access; price signalling (not clear)-RRB-; administration

To provide information for public health or public policy purposes, a larger long - term trial targeting individuals with marginal vitamin A status is needed.

When devising social policy, especially in a time of great social change, there is always the danger that social policy becomes a conservative force — that designing it to reflect «what we do now», while meeting short - term needs and providing short - term satisfaction, hinders positive development towards «what we may become».

Instead, the authors of the study argue for policies that account for the realistic needs of individual families and setting more immediate short term nursing goals instead of pushing rule - based policies that new mothers might fail to reach.