Sentences with phrase «term policy offers»

An affordable long life term policy offers a good safety to your family.

If your term policy offers a «conversion» option, you'll have the ability to exchange your existing term policy for a permanent or lifetime policy before your current term expires.

A 25 - year term policy offers level premiums and coverage guaranteed for 25 years.

The term policy offers death benefit protection of between $ 25,000 to $ 500,000.

If you're on a limited budget and committed to buying life insurance, a term policy offers the low premiums you need.

A 20 - year term policy offers a relatively low premium that gives them a benefit for the agree - upon 20 - year term.

The low cost term policy offers security to your family in unfortunate and unpredictable case of your absence.

Although a term policy offers similar protection, you still run the risk of the policy expiring before you do.

A term policy offers coverage for a specific period of time, or «term.»

The term policy offers face amounts ranging from $ 5,000, $ 10,000, $ 20,000, $ 30,000, $ 50,000, $ 75,000 or $ 100,000.

Term and mortgage life insurance policies have several similarities, but term policies offer much greater flexibility in their benefits.

Our 10, 20, and 30 year term policies offer a guaranteed level premium for the specified term period.

The key features of this policy are standard across all the term policies we offer:

Almost all term policies offer this privilege

Some term policies offer coverage for up to a 30 year period, with the ability to renew or convert the coverage to a permanent policy at the end of the initial 30 year term.

Almost all term policies offer this privilege

One problem is there are companies that don't make it clear if the term policy they offer is really «level» as we have defined it or if the premium stays the same but the death benefit DECREASES.

Additionally, most companies that underwrite ROP term policies offer policy riders such as accidental death and dismemberment (AD & D), children's term insurance, and waiver of disability and accelerated death benefits.

Their longer terms are a great way to secure a low rate for a long time, while their shorter term policies offer affordable peace of mind for a temporary situation.

Additionally, most annual renewable term policies offer a conversion feature that allows you to exchange a term policy for a whole life or universal life policy without proof of health.

In many cases, annual renewable term policies offer the cheapest rates over the first few policy years.

The key features of this policy are standard across all the term policies we offer:

Some people mistakenly believe that term policies offered until a certain age are an adequate substitute for permanent coverage.

Most level term policies offer a valuable feature called a conversion option.

As with the term policies offered through Globe Life and Accident Insurance Company, the whole life insurance plans also offer a 30 - day money back guarantee.

Although this is not the same concept that some Term policies offer, the final accounting is basically the same.

In most cases, annual renewable term policies offer the absolute lowest premiums over the first few policy years.

Most term policies offer a conversion option, that allows the owner to convert all or a portion of the face amount into permanent coverage with no proof of insurability.

Finally, some term policies offer a «return of premium» option that entitles you to have some or all of your premiums refunded at the end of the term, assuming you have made no claims on the policy, says the III.

The Express Series term policies offer five different Standard classes of underwriting, along with four Preferred.

As its name implies, 15 year level term policies offer guaranteed level premiums for a period of 15 years.

Term policies offer level premiums, which means you will lock in your premiums for 20 years once you qualify and are approved for the policy.

I am evaluating term policies offered by various companies and seek your opinion on Permanent disability rider.

However, should you survive the term, term policies offer no cash / surrender value.

While 20 year term policies offer shorter lengths of coverage, these policies are usually recommended for young families with tighter budgets who still need significant amounts of life insurance to cover large debts and expenses, such as mortgage payments, auto and school loans, living costs, etc..

Some term policies offer return of premium (ROP) riders, which return all of the premium you've paid if you are alive at the end of the term period.

Term and mortgage life insurance policies have several similarities, but term policies offer much greater flexibility in their benefits.

Policy up - gradation - Most term policies offer a «conversion privilege».

First of all you want to be certain that you don't commit yourself to something that you can not afford and secondly you want to be assured that you get a lot more for your dollar.You need an affordable policy, fortunately there are many term policies offered for such a situation.

However, while term policies offer fixed rates for a specific number of years, GUL policies are to specific ages: 90, 95, 100, 105, 110, even 121.

The term policies offered online are many.

While term policies offer fixed rates for a specific number of years (10, 15, 20, 25, 30), GUL policies are set to specific ages (90, 95, 100, 105, 110, and even 121).

Not all level term policies offer this conversion option; some insurance companies have two level term products, one with and one without this feature.

In addition, some term policies offer this feature; it isn't unique to permanent life insurance.

There are some Term policies offering PA rider..

Not exact matches

He hopes that businesses will be more explicit in describing how third - party companies can use data collected by technology companies, offering bullet - point summaries in terms the average person can understand when policies are updated, and even explore the idea of creating an ombudsman to field concerns and mediate conflicts between platforms and users.

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

-- Take a look at your employee handbook policies and benefits offerings and make sure they use gender - neutral language, rather than gender - specific terms.

For instance, public unit trusts, investment - linked insurance policies and public offer accumulated contribution superannuation funds are all, with minor variations, long - term savings vehicles.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.