Sentences with phrase «term policy on»

This rider typically will cost more than a straight term policy on that person.
HDFC denied accepting his proposal for a term policy on the grounds that he is not salaried.
I just took a look at a company's term policy on a 30 year old (Company is triple A and known for not having the cheapest term... so if you minus a few bucks I think you get the point):
we hv a family floater health insurance (sum assured 4 lakhs) now we want to hv a term policy on my husband who is 31 years old..
My brother had purchased a term policy on August 2015.
Is there a life insurance company that will write a term policy on me?
With a term policy on the other hand, it's going to be much easier to get life insurance.
The loan borrower buys a term policy on him or herself for the loan amount and names the cosigner a beneficiary.
Option 3: You could layer a second term policy on top of your current one.
b. Option to Convert - this is similar to the renewability with the sense that it will give you the ability to convert your term policy on guaranteed basis to one of the companies permanent life insurance options should your situation change and your health is no longer similar to what it was when your first applied.
I have one client at age 80 who purchased a 10 year term policy on her life for $ 125,000 to cover the cost of her mortgage upon her death.
Jim James is 40 - years - old and wants to buy a 20 - year $ 500,000 term policy on himself from Prudential.
Jane Doe is 45 - years - old and wants to buy a 20 - year $ 500,000 term policy on herself from Principal.
John Smith is 35 - years - old and wants to purchase a 30 - year $ 500,000 term policy on himself from AXA.
The premium can be contributed to the term policy on an annual basis or regular basis.
I do not think he would allow me to own even a term policy on him.
A $ 250,000, 10 - year term policy on a 25 - year - old runs roughly $ 100 per year, said John Ryan, a certified financial planner and the principal of Ryan Insurance Strategy Consultants in Greenwood Village, Colo..
«Term cost» is simply the cost of a one - year term policy on the insured employee with the same death benefit, i.e., what it would cost the employee to buy the same amount of insurance protection for one year under a term policy.2 In some arrangements, the employee actually pays the term costs.
This being the case, we should not base long - term policy on a seriously flawed theory that has more to do with feel - good Hollywood celebrity hypocrisy (think of Alphonse Gore) than real science.
I'm a SAHM, but I have a term policy on myself anyway.
Option 3: You could layer a second term policy on top of your current one.
Why can you input a term policy on a different input page than the whole life?
John Smith is 35 - years - old and wants to purchase a 30 - year $ 500,000 term policy on himself from AXA.
we hv a family floater health insurance (sum assured 4 lakhs) now we want to hv a term policy on my husband who is 31 years old..
For example, a $ 250,000, 10 - year term policy on a 25 - year old may be as inexpensive as $ 100 per year.
They do not offer the cheapest term policies on the market like some of their competitors such as Banner Life, William Penn and AIG.
As one of the most competitive term policies on the market, AIG American Select - A-Term provides quality term coverage at an affordable rate.
As one of the most competitive term policies on the market, ANICO's Signature Term provides quality term coverage at an affordable rate.
How can Primerica deny that benefit to your clients when 95 % + of term policies on the market have conversion options?
There are several different types of term policies on the market — some are even specific to certain protection needs and those different options can lead to very different premiums when the term life quotes are pulled.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«Recent global economic and financial developments may restrain economic activity somewhat and are likely to put further downward pressure on inflation in the near term,» the policy committee said in its post-meeting statement.
«But in fact, the new «activist» investors pushed for seats on boards and pressured management into policies that were viewed as more «shareholder - friendly» — meaning friendlier to short - term investors — including increasing dividends and buyouts.»
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Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».
The BOJ currently makes the distinction because buying long - term government bonds for monetary easing could bind its hands on policy for longer than it wants and make a future exit from ultra-loose easing difficult.
One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer term by generating faster economic growth.
And while investors can profit in emerging markets, they should beware loose - money policies imported from the West and focus on trades in those markets, not long - term investments.
The reasons are four-fold: structural changes in the American economy have triggered a long term downward trend in entrepreneurial activity; changes in the banking system have made small business credit more difficult to get; a post-recession shift in attitudes has made Americans less interested in striking out on their own; and a shift in government policies has made entrepreneurship more challenging to undertake.
But the short - term pain might have a historic effect on the UK, the Monetary Policy Committee member argued.
«If it's described as an attack on the economy, it suggests that there's not a discussion about what might need to change in terms of monetary and fiscal policy,» he said.
American Institute Fellow, James Pethokoukis and Center on Budget and Policy Priorities Senior Fellow Jared Bernstein discuss the short and long term consequences of the GOP tax bill.
Here's the key line from the U.S. Federal Reserve's latest policy statement on July 27: «Near - term risks to the economic outlook have diminished.»
Turner: On the equity side, you said earlier in the year that the stock market had maybe gotten ahead of itself in terms of betting on the success of various administration policies that might give the economy a boosOn the equity side, you said earlier in the year that the stock market had maybe gotten ahead of itself in terms of betting on the success of various administration policies that might give the economy a booson the success of various administration policies that might give the economy a boost.
In a statement following the end of a two - day policy meeting, the Fed also said that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The Bank of Japan (BOJ) kept its monetary policy on hold, leaving the short - term interest rate target at minus 0.1 percent.
«Child migration will affect certain states and localities differently, based on where costs such as education are incurred but also based on gains in terms of spending for things like shelter and transportation,» said Michelle Mittelstadt of the Migration Policy Institute.
The Bank of Japan kept its monetary policy on hold, leaving short - term interest rate target at minus 0.1 percent.
The reason many companies have a policy against giving references is to avoid any slander lawsuits — especially in situations where the employee didn't leave on good terms.
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