Sentences with phrase «term policy the price»

That means if you buy a 20 year level term policy the price should stay the same for the entire 20 year term.

Below is a screenshot of term policy pricing options for a non-smoking, 30 - year - old male in good health.

So if you want a 20 year term policy the price has to be higher than that of a 10 year term policy...

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Gold has regained its shine in recent months, but that doesn't change the dull outlook for the precious metal over the longer - term, warns Goldman Sachs, which sees prices falling to $ 1,000 in 12 months as the Federal Reserve normalizes monetary policy.

In other words, if you tighten monetary policy, certainly by more than is discounted in the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economy.

It has often been couched in terms of using monetary policy to prevent or deflate asset - price bubbles — perhaps to dampen irrational exuberance in stock markets.

This set of monetary policies affects financial asset prices in a different way compared to changes in short - term interest rates, and we should be humble about what we claim about understanding the importance of this distinction.

This Statement on the Conduct of Monetary Policy reiterated the Reserve Bank's broad goals stipulated in the Reserve Bank Act, and endorsed the inflation target as the practical interpretation of the medium - term goal of price stability.

Over the months and years ahead, I will continue to advocate a monetary policy that promotes price stability, without which long - term economic growth will not be possible.

Compared with previous episodes of booming commodity prices, a floating currency, a sound but flexible medium - term framework for monetary policy and a flexible labour market mean we are doing much better this time than in the mid 1970s or early 1950s.

If it were to be decided that monetary policy should be more responsive to asset price events, such an approach would have to be motivated by a broader and rather more long - term notion of financial and monetary stability than is in common use today.

Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.

These phrases mean that the term life insurance quotes you receive reflect the price you'll pay for the entire length of the policy.

We also use the information collected to send announcements and updates regarding changes to our Terms of Service, Privacy Policy or when making pricing changes.

stocks on Wednesday close lower, after initially edging slightly higher, as the Federal Reserve acknowledged rising prices and said it now expects inflation to «run near» its 2 % target «over the medium term,» in its most recent policy statement.

These objectives allow the Reserve Bank Board to focus on price (currency) stability while taking account of the implications of monetary policy for activity and, therefore, employment in the short term.

«This program is intended to support the other measures by additionally lowering long - term interest rates... and at the same time it gives a signal that monetary policy is committed to its goal of stable prices.»

By the time of the Bank's early August policy announcement, markets had priced into short - term yields about a 50 per cent probability of a change in policy that month, and close to 100 per cent by the following month.

Specific policies include encouraging job creation and innovation in the new energy economy; improving the fairness of employment standards (including re-establishing the National Minimum Wage; reversing «tax giveaways» to corporations; introducing and maintaining balanced budgets; protecting Canadians from «price gouging» by businesses; implementing income stabilization programs for farmers; promoting long - term economic and environmental sustainability of marine and forestry resources; and re-investing in education, skills training and apprenticeships to help Canadians succeed in the economy.

In a policy statement last month, Fed officials said they expect inflation «will remain subdued» and that the Fed «sees some risk that inflation could persist for a time below rates that best foster economic growth and price stability in the longer term.»

For example, if a «normal» level of short - term interest rates is 4 % and investors expect 3 - 4 more years of zero interest rate policy, it's reasonable for stock prices to be valued today at levels that are about 12 - 16 % above historically normal valuations (3 - 4 years x 4 %).

Therefore, curve flattener reflects the consensus bearish volatility view where asset prices continue to boom under policy accommodation, while curve steepener expresses a bullish volatility thesis where higher term premium (as a result of «quantitative tightening») would reverse policy - induced private capital displacement and «financial adventurism.»

This profile is broadly in line with that presented in the February Statement on Monetary Policy, though recent movements in world oil prices are likely to introduce a divergence between headline and underlying measures of inflation in the short term.

In terms of monetary policy, creditors always have advocated downward commodity prices and wages.

The purpose of the Bernanke - Yellen monetary policy has been to lower longer - term rates and pump up asset prices creating a wealth effect to spur spending and real economic growth.

Banking and Monetary Statistics 1914 - 1941 (1,400 +) Data on the nominal term structure model from Kim and Wright (6 +) Historical Federal Reserve Data NBER Macrohistory Database (2,000 +) Penn World Table 7.1 (4,400 +) Penn World Table 9.0 (3,800 +) Recession Probabilities Weekly U.S. and State Bond Prices, 1855 - 1865 Economic Policy Uncertainty Sticky Wages and Comovement (3 +) A Millennium of Macroeconomic Data for the UK (9 +)

Improving financial and business performance is particularly important given the continued climate of declining terms of trade, increasing land prices, tightening credit and rapid national and global economic and policy influences affecting beef enterprises.

The meat processing industry is entering uncharted waters as governments worldwide introduce tougher carbon pricing policies and expand community awareness about which industries are posing environmental challenges in terms of air and water purity.

Competition policy (SME focus; need for equity; treat SMEs as «consumers» when dealing with larger businesses - extend unfair terms contracts to small business; need «legal precedents or statutory definitions» as part of unconscionable conduct framework); competition laws (focus on unfair terms and unconscionable behaviour; mention of MMP but not in context of s 46; access - call for broader access; price signalling (not clear)-RRB-; administration

This provision should not restrict the establishment of pricing policies and practices intended to provide products at lower prices on a long - term basis.

But the rise in oil and commodity prices pushed up inflation in the UK more than in other countries, demonstrating the downsides of a policy of deliberate devaluation to which much of the British economic policy establishment remains committed as an article of faith, despite little evidence that it has done much long term good.

However, the Civil Aviation Authority warned the Government that without a credible, long - term Aviation Policy Framework which focuses on consumers, rather than airlines or airports, and allows capacity to develop sustainably, «it is likely that prices will rise, route choice will drop and the UK economy will suffer».

After Russia economy rise up, USA government has spend great effort to enact policies to bring down the oil price in the long term.

Short - term uncertainty around UK energy policy, as we have seen in the last couple of days, is very unhelpful and has the potential to result in increased prices for consumers and delay much - needed investment in all forms of energy infrastructure.

ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.

But on Tuesday he said that «long - term congestion pricing would be a smart policy and provide a viable long - term financing scheme,» Cuomo said.

Then prime minister David Cameron derided the policy as «Marxist», while Chancellor George Osborne said it would mean companies would not invest and prices would go up for consumers in the long term.

Over the long term, net exporters may want to alter trade policies to avoid creating their own water shortages or raise prices to reflect the cost of increasingly scarce water resources.

Features that feed resistance to change within the legacy sectors, according to the two, include pricing structures that favor existing technology, powerful vested interests, financing structures that do not easily accommodate the long - term investment requirements of competitor technologies and longstanding regulatory and policy impediments to change.

The ACCC also conducted a sweep of dating sites, looking for «misleading offers, unclear pricing policies or consumer contracts with unfair terms», along with what measures dating sites had in place to protect consumers against scammers — the results of which are due in a month or two.

ACCC.GOV - Feb 25 - The Australian Competition and Consumer Commission has joined an international initiative to protect consumers by sweeping dating sites for misleading offers, unclear pricing policies or consumer contracts with unfair terms.

The administration is also paying a price for its penchant for using executive orders to achieve short - term policy goals instead of negotiating with congressional leaders to achieve its aims.

• Discounted legal products including model board policies, Student Code of Conduct, and a Personnel Handbook • Access to the Learning Zone, TCSA's robust online training portal, and discounted registration rates for the Texas Charter Schools Conference • Legal information and advice, as well as updates and alerts on specific matters pertaining to charter schools • Tools to engage parents on advocacy efforts with the Texas Legislature • Access to a growing market of solution providers and strategically - aligned partnerships with negotiated pricing and contract terms • Resources and advice for navigating TEA requirements for your school's growth and expansion • Representation in the rulemaking process with TEA to protect the interest of public charter schools

From our accommodating test drives to our innovative pre-owned exchange policy and value pricing on every vehicle and full day Saturday service to long - term automotive pampering you've always dreamed of, at McFarland Ford you'll be glad you chose THE REAL DEAL.Reviews: * Comfortable ride, simple controls, quiet cabin.

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We may provide other requirements for List Prices in the Service Policies which your eBooks must meet in order to be accepted and remain on NOOK Press, in addition to the requirements provided in the Pricing and Payment Terms.

While there may be some argument for limited differential pricing, the current situation, which essentially puts the library's long - term ability to carry out its mission at the mercy of publishers, should be sounding alarms in the public policy arena.

He will develop company - wide strategies, policies, and best practices for all our domestic and international publishing units in areas ranging from terms and pricing to digital rights management, technology platforms and new business models.