Sentences with phrase «term rates become»

We have seen the spread between the short and long term rates become slim which creates the opportunity for discussion.

When you start to see the yield curve flatten or even invert, meaning short - term rates become equal to or higher than long - term rates, and the line either becomes flat or sloped lower from left to right, then that usually signals trouble ahead in terms of a recession and lower market prices.

Not exact matches

And, as this chart shows, the renminbi and the bitcoin rate to the dollar have become increasingly closely correlated (though bitcoin's rise, in percentage terms, has of course been far more dramatic).

Suddenly, the freshness rating of a film became more important than audience interest in terms of success — even though data scientists have found that the score doesn't affect the box office.

For some of the first - time homebuyers who have had to source expensive short - term mortgages in this part of the private - lending sector, he says, it will now become «very difficult» to refinance when rates change.

When a borrower does not have sufficient cash flow and accepts loan terms they don't understand with interest rates that far exceed the usury limit, business failure becomes a likely outcome.

Falling interest rates and lower equity markets ruined long - term return assumptions, while guaranteed products became increasingly harder to fund.

«While rising long - term rates will ultimately become a negative for profits and multiples, we do not see current levels as a reason to de-risk and sell equities,» J. P. Morgan's Dubravko Lakos - Bujas says.

Another main line of Genworth's business, long - term care insurance, is a risky but growing market, and Genworth pleased investors in 2013 by raising rates and cutting back on some benefits as customers live longer and become more costly to insure.

«While rising long - term rates will ultimately become a negative for profits and multiples, we do not see current levels as a reason to de-risk and sell equities,» Dubravko Lakos - Bujas, head of U.S. equity strategy at J.P. Morgan, said in a note Wednesday.

The only reason to fear the Fed might hike up short - term interest rates any time soon is that Yellen might not become the next Fed chairman next year, assuming Bernanke goes.

The assigned rate will become effective after the expiration of the nine - month introductory period unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

With the U.S. economy having grown at only a 2.1 percent annual rate over the past seven years, it has become harder to sustain the view that the neutral real short - term interest rate is close to, or will soon be close to, its historical level of around 2 percent.

Conversely, if a trader has a win rate of just 50 %, but allows the average winning trades to ride to being just double (200 %) the size of an average losing trade, the trader will become net profitable over the long - term.

Going forward, Kotowski expects FICC trading to «become a better business once long - term rates start trending upward.»

For example, from: 1) the replenishment of foreign exchange buffers large enough to protect the economy against a protracted shock; 2) a significant reduction in government debt metrics; 3) a successful diversification of the economy and government revenues that will become less dependent on oil receipts; 4) continued improvements in governance and institutional strength which act as long — term constraints on Angola's rating.

In the first place, as the Fed scales back on ON - RRP and IOER, by allowing the rates paid through these arrangements to decline relative to short - term Treasury rates, its administered rates will become increasingly irrelevant.

Nonetheless, forecasting a significant rise in long - term interest rates has become a controversial call — mainly because it hasn't happened, despite years of economic recovery.

Borrowing rates will rise for governments, home buyers and other long - term borrowers, while savers will see more returns on conservative holdings such as savings accounts and it should become easier to fund pension savings.

Bond funds become particularly problematic when rates get really low, as hot money comes flooding into the asset class — and when rates eventually rise and the hot money leaves — long term investors will be left with losses they can't simply wait out to become whole again.

After the first five years of the loan term, rates become fully indexed interest rates that adjust annually.

After the four increases in official interest rates between November 1999 and May 2000, short - term market interest rates fell for a time as markets became more comfortable with the outlook for inflation.

Bernanke has become known for his quote that he would be willing to throw money out of helicopters to keep an economy from falling into deflation; he is also known as an advocate of managing the entire yield curve actively, not just short - term rates as is the traditional domain of central banks.

Scotiabank and the Royal Bank of Canada on Thursday became the latest to announce a round of increases covering various terms of what they call special discounted rates.

After a while each year a bond will become due and you can use the proceeds to buy into another long - term bond; preferably at a higher interest rate.

The 18 - year - old is a highly rated prospect at Craven Cottage, having become a first - team regular for the club this season in what has been a difficult campaign for the London club, who were relegated from the Premier League last term.

Naturally, that will now likely lead to a scramble to agree on new terms, assuming that Barcelona do rate him highly and envisage him becoming an important part of their long - term plans.

That is where Mendy comes in, who brings similar work rate and attacking output as Alonso and can also become a long - term option for Conte.

«Spread», «bailout», «rating agency» have become terms that Europeans have become acquainted with, while austerity policies have hit them as it has not happen for decades.

LIPA on Monday released its 2013 Operating Budget and 2013 - 14 Capital Budget, noting that in the wake of Superstorm Sandy — which slammed Long Island with long - term power outages and became a public relations nightmare for the power company — «it is helpful to deliver a budget that holds the line on rates for customers.»

Within this framework, birthweight becomes a useful metric to track because of its link to short - term outcomes, such as one - year mortality rates, as well as long - term outcomes such as educational attainment and earnings, McCoy said.

Over the longer term, the team observed that many of these mutations did not persist very long, and that the rate of change in the viral genome has become more in line what is expected over the longer term.

In the short term, your body will undergo the following changes: ventilation (respiratory rate) increases in response to a lower amount of oxygen in the blood, blood then becomes more alkaline (meaning less acidic) as you hyperventilate, and this alkaline state in turn signals your body to breathe less than you should in order to get substantial oxygen to your tissues.

In the short term, caffeine can boost the metabolic rate and increase fat burning, but after a while people become tolerant to the effects and it stops working.

Any president with approval ratings under 50 percent is at risk of becoming a one - term president.

However, recent practical initiatives have seen Numbulwar become the highest performing school in terms of attendance rates for the Arnhem region.

In terms of deciding the criteria for whether a school has or could become high - quality, the group said it would base decisions on «multiple measures such as state assessments, graduation rates, and other metrics.»

Since this experiment, the term fast mapping — the notion that words can be learned based on a single exposure — has become common parlance to explain the extraordinary rate at which children seem to pick up words early on.

For the first time in the history of the survey (and the car industry to be blunt) the Korean automakers, Kia and Hyundai, have become the top - rated mainstream (non-luxury) brands in terms of initial quality.

Since we do not expect RBI to cut interest rates, in this scenario, returns from liquid funds might improve over the last year and it could become a better surrogate to fixed deposits for short term savers.

As your credit score and track record becomes stronger, lenders will be more motivated to win your business, and to do so they may offer you lower, more alluring rates and terms.

Adjustable - rate loans come with a different initial fixed - rate terms, from one to seven or more years before the mortgage rate becomes adjustable.

Ugh, I went through this back in 2001 - 2002, when the rating agencies changed their methodology to become more short - term in nature.

Here's why, and this speaks to the power of the Federal Reserve: when the Fed lowers rates, more assets become financable at the lower short - term interest rates.

Because the size of the monetary base has become so extreme relative to historical norms, the likely price pressures in response to even modestly higher short - term interest rates are equally extreme.

That final annual number becomes the annual return from which the long - term compound rate of return is determined.

Because of the season and that there is a lot of competition among lenders, interest rates drop and fees are cut so that they become a little less expensive than the usual short - term loans.

If an auction fails, the issuer becomes obligated to pay interest at penalty rates, and all of the auction rate securities MEMS holds continue to pay interest in accordance with their stated terms.

Note: Typically Bank of America adjustable - rate mortgage (ARM) loans feature an initial fixed interest rate period (typically 5, 7 or 10 years) after which the interest rate becomes adjustable annually for the remainder of the loan term.