Sentences with phrase «term rates less»

They may be able to raise short - term rates less than they otherwise would because now they have this second dial to tighten monetary policy.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Alternatively, it's best to shorten the average term to maturity of your bond portfolio as interest rates enter into a rising cycle, because the shorter the term, the less their price will be affected.

For SBA loans between $ 25,000 and $ 50,000, maximum rates are not permitted to exceed 3.25 percent (for loans that mature in less than seven years) and 3.75 percent (for loans with longer terms of maturity).

The terms of the deal will allow Pfizer to domicile in Ireland, where corporation tax is just 12.5 percent, significantly less than the 40 percent rate charged in the U.S.

In addition, mortgage lending, which is tied to long - term Treasury rates, is less important for the big banks than it used to be.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

As of August, short - term loans for less than three years had a monthly rate of 0.48 percent; midterm loans between three and nine years were at 1.80 percent; and long - term loans extending beyond nine years were at 2.78 percent.

The United States may soon move to less accommodative monetary policies and higher long - term interest rates as its recovery gains ground.

Less clear is the impact on long term rates, but they are likely to continue to move higher.

The spread on the nominal less inflation - indexed rates for both the five - and 10 - year maturities remains above 2.0 % — a sign that the crowd expects that hard data on inflation will hold at or above the Fed's target in the near term.

If you wish to receive the specific entry and exit prices for our best stock and ETF trades, such as those discussed in the above video, sign up for your risk - free trial subscription of our short - term trading newsletter, The Wagner Daily (less than $ 2 per day based on annual rate).

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

Treasury bill yields rose a bit less than other rates on instruments of comparable term and now trade at yields somewhat below the ON RRP rate.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

A similar, although slightly less extreme, pattern can be observed in long - term interest rates.

Because most wealthy Chinese seem to think about RMB in terms of USD or Hong Kong dollars, it is the fear that any depreciation of the RMB against those two currencies (the Hong Kong dollar is pegged to the USD through a modified currency board) greater than the couple of percentage points interest rate differential would yield less than equivalent USD or Hong Kong dollar bonds.

Ryan Avent pointed out that even if we enacted Trump's massive tax cuts and spending increaes, adding $ 34 trillion in new debt over the next two decades, our ratio of debt to GDP two decades from now would still be 30 percentage points less than Japan's government debt ratio is right now... and the market is still buying their negative interest rate long term debt...

Obviously, REITs tend to be less favorable since they are required to pay out 90 % of their profits to shareholders vs. purchasing equities and paying long term capital gains rate when selling shares.

Longer term, a less open economy could lower the UK's rate of potential growth.

Every defense of current P / E ratios must assume either a higher long - term growth rate than is evident from historical data, or it must assume that investors are willing to hold stocks for a long - term return of substantially less than 10 %.

Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.

By lowering their interest rate, they spend less on their loans in the long term.

For short - term deposits less than a year, banks are limited to offering as much as 150 percent of the benchmark rate.

Borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.

Because of the United Kingdom's decision to leave the EU, we believe it is less likely the Fed and other central banks globally will look to hike interest rates in the near term.

I have an upcoming post titled «Getting Screwed Out of Your Hard - Earned Capital: How CDs and GICs Are Rip - Offs for Long - term Investing», but this is more applicable to current rates which appear to be 2 % or less.

When withdrawing from a taxable account would require selling investments held less than a year, resulting in short - term capital gains, which are taxed at ordinary income tax rates.

A shorter loan term means saving money, since you'll pay less in interest and may even get to refinance to a lower - interest rate loan.

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

As of January 2013, intermediate - term real interest rates are about 4 % less than their historical average.

For example, from: 1) the replenishment of foreign exchange buffers large enough to protect the economy against a protracted shock; 2) a significant reduction in government debt metrics; 3) a successful diversification of the economy and government revenues that will become less dependent on oil receipts; 4) continued improvements in governance and institutional strength which act as long — term constraints on Angola's rating.

In November 2013, Desert Newco refinanced the term loan, lowering the interest rates to either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the federal funds rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, with step - downs of up to 0.25 % depending on Desert Newco's credit ratings.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.

Borrowers who chose a loan with a shorter repayment term in order to get the lowest interest rate and maximize overall savings reduced their interest rate by 1.71 percentage points and will pay $ 18,668 less over the life of their new loan, on average.

The interest rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.

Factor rates can make short - term loans appear less expensive than a traditional interest rate would.

For short - term capital gains — for assets held for less than a year — people pay taxes at the same rate as they do on their ordinary income.

Individuals who earn more than that but less than $ 418,400 a year pay a 15 percent rate long - term capital gains rate and people who earn more than that pay a 20 percent rate.

We continue to have a very positive fundamental intermediate - term view, but believe (1) the improved economic data, (2) fear of higher interest rates, (3) a less dovish Fed, (4) historically low volatility, and extreme overbought condition creates an environment ripe for a correction.

Some type of lesser measure by the Fed, such as lengthening the duration of its balance sheet holdings to drive down long - term interest rates, seems to have better odds of being implemented.

Since changes in interest rates will have the most impact on CDs with longer maturities, shorter - term CDs are generally less impacted by interest rate movements.

It has been taking on long - term debt with an interest rate at less than 4 % and using much of these funds to repurchase shares.

Greenlight argues that GM actively undermined its plan in discussions with rating agencies, including modifying the term sheet provided by Greenlight to make the dividend shares appear more like preferred equity with a fixed payment obligation and less like common equity with no fixed payment obligation, as Greenlight suggests it intended.

Since financing is less risky, internal rates of return seem more promising and longer - term projects appear more profitable.

In contrast, loans to investors for both new construction and existing houses (a sector likely to have been less affected by the introduction of the GST) have continued to grow at double - digit rates in year - ended terms.

Clinton will also hike tax rates rates on medium - term capital gains (i.e., investments held for less than six years) to between 24 percent and 39.6 percent.