Sentences with phrase «term rates without»

By constantly talking about raising short - term rates without setting a clear timeline, the Fed has created a great deal of uncertainty that is undermining growth.

Not exact matches

I suspect, however, that if somebody offered to lend me money without disclosing the interest rate or any of the terms, I would decline the invitation.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

That helps give the Fed leeway to keep its benchmark short - term rate near zero without worrying so much about higher inflation.

Overall, the solution for the rising mortgage interest rates forecasts to consider refinancing your variable - rate loan to a fixed - rate solution without extending the loan term.

Federal Funds Sold are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Federal Funds Purchased are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice.

In fact, at times, when short - term rates have been pinned at the zero lower bound, the Federal Reserve has taken actions that eased financial conditions without changing short - term interest rates.

Rates provided by J.G. Wentworth Home Lending, LLC NLMS # 2925 (www.nmlsconsumeraccess.org); Equal Housing Lender; Programs, rates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without noRates provided by J.G. Wentworth Home Lending, LLC NLMS # 2925 (www.nmlsconsumeraccess.org); Equal Housing Lender; Programs, rates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without norates, terms, and conditions are accurate as of the stated date in the mortgage table, and are subject to change without notice.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

5) Taxes You Didn't Consider — Thousands of retail (and professional) investors are unknowingly buying into GLD without the knowledge that they will be taxed at a much higher rate than the long - term capital gains rate.

With or without a central bank, fractional reserve banking will tend to bring about a boom / bust cycle and thus reduce the long - term rate of economic progress.

It is worth noting that the core Consumer Price Index (excluding food and energy) stood at a year - on - year rate of 1.8 % in July, and that the Fed may be content to see inflation at least trending upward — without necessarily hitting 2 % in the near term — before deciding to act.

It is the central premise behind inflation targeting, and central bankers — essentially without exception — assert that they have the capacity to affect or even determine inflation in the long term, but that they do not have the capacity to affect the average level of output, much less its growth rate over time, even though they may have the capacity to affect the amplitude of cyclical fluctuations.

Without going into the extensive limitations of such models or the longer - term implications for raising interest rates, we would just highlight that the impact of a 100 basis point move in policy rates in both central bank models are surprisingly similar in the short - term.

Some economists have argued, for example, that if a central bank keeps real interest rates low (but positive) over the long term and allows for moderate inflation, a country with its own currency can increase spending very substantially over the long term without increasing taxes. PEF Blogger, Arun Dubois, has blogged extensively about some of these other perspectives.

Some would argue that by acting cautiously on balance sheet normalization (without actively countering impacts of ECB policy measures), Fed policymakers have partially ceded control of financial conditions to foreign monetary authorities, but the same can be said about other central banks as well, for long - term rates are correlated among advanced economies:

Perhaps the common - sense way to approach this is to accept the possibility that Chilean - style controls (taxes on short - term inflows) may be useful for some countries during the transition, but not too much should be expected of them (see the conclusions on Chile itself, which suggest that the controls managed to lengthen the maturity of the debt, without being able to prevent the exchange rate from appreciating during the phase of capital inflow)(see Edwards (1998)-RRB-.

Bank credit — that is, debt for mortgage borrowers — was created almost without cost as the Federal Reserve held short - term interest rates quite low.

These valuations might be reasonable on the assumption that short - term interest rates will be kept at zero for more than 30 years, but our impression is that what's actually going on is that investors feel they have «nowhere else to go» and — as in 2000 and 2007 — are speculating without a clear recognition of the dismal long - term returns that are now priced into equities.

Advertised rates and terms are subject to change without notice.

However the company argued that at a comparable operating level (ie without the effect of the volatile exchange rate) operating profit was up 15 % to # 851,000, but it was non-operating exchange losses on long term loans and new hedging contracts taken out shortly before the end year that had hit this figures, after resulting in charges of over # 450k.

In simple terms, the anaerobic system (without oxygen) produces energy at high rates for very short periods (sprinting).

Looking behind the Curtain A recent study of elective induction at term purports to show that it would reduce perinatal mortality without affecting spontaneous birth rates, although it would increase admission to a special neonatal care unit if done before 41 weeks, which contradicts the current belief that elective delivery at 39 weeks poses no excess risk.

While any healthcare provider can definitely be a good fit without having an IBCLC in their office, it has been shown that employing a lactation professional leads to higher breastfeeding rates both immediately postpartum and long - term.

I am not a medical professional, so please correct me if I am wrong, but we do understand how much of an important role that stress hormones play in labour — the way medical professionals do talk about birth in terms of risk without paying attention to emotions (I am getting this from a somewhat flippant comment earlier on this thread where the author says the would like to see 100 % c - section rate) does exacerbate the problem.

Although the potential long - term benefits of DHA are still being explored, biochemical data indicate that breast - fed infants accumulate DHA in the brain until ≥ 12 mo of age and at a greater rate than do infants fed formula without DHA (8,9).

So, as the experts have long advised, going without food may cause you to lose weight in the short term, but as soon as you begin to eat normally again, having a slower metabolic rate will begin to take its toll.

SIBO's high recurrence rate makes it difficult to stop without long - term changes.

Divorce rates are at an all time high because people date and quickly get married without a long term commitment.

For example, if teachers are hired without having been fully prepared, the much higher turnover rates that result are costly in terms of both dollars spent on the replacement process and decreases in student achievement in high - turnover schools.

ICOT rates the need for technology integration in terms of alternatives: Would there have been a way to conduct the lesson without the technology tools?

Bounce rate is a term used to describe website visitors leaving your site without navigating to more than one page.

For example, many companies quote term insurance rates without asking

Promotional rates and terms are subject to end or change at any time without notice.

Only a handful of lenders offer this option, which gives you variable - rate type features without committing to a long term.

Specific rate and term dependent upon your credit rating and other factors and subject to change without notice.

Rates, terms, and conditions are subject to change without notice.

Promotional rates and terms are subject to end at any time without notice.

This term allows you to convert into a fixed rate mortgage at a later date without penalty; however it also comes with a higher interest rate than is available on most of RMG's fixed and variable rate terms.

Programs rates, fees, terms, and programs are subject to change without notice.

Thus, they are able to offer military loans with lower interest rates, more comfortable repayment terms, and without requiring collateral, or valuable property to secure the loan.

Rates and terms stated are subject to change at any time without notice.

Originally created to regulate interest rates and mortgage terms, the agency allows approved banks to continuously issue loans without putting out substantial capital of its own.

You can also compare rates and terms of various lenders for an auto loan without hurting your credit score.

All rates and terms herein are subject to change without notice and may be subject to credit approval.

I forget his exact reasoning, but he clearly thought that the financial markets couldnot accommodate short - term rates above 3.5 percent without substantial disruptions.

How to Keep Your Existing Term When Refinancing You can still save money and qualify for today's best mortgage rates without extending the length of your home loan.

SuperMoney can help you compare rates and terms without having to pay mortgage broker fees.