Sentences with phrase «terms at a credit union»

The average credit union rate for a 15 - year fixed mortgage is 3.38 percent and a bank's is 3.43 percent, according to S&P Global Market Intelligence, a company that tracks interest rates and terms at credit unions and banks across the country

Stockbridge says she's using the two years of renting as time to improve her credit score by 150 points to at least 750 so she can qualify for better loan terms at her credit union.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Pay has failed to accelerate in part because many Americans are still uncertain about the economy's long - term health, said Mike Schenk, a senior economist at the Credit Union National Association.

Term loans are available at traditional lenders like banks and credit unions, finance companies, as well as online small business lenders.

While you will need to be a member of the credit union, you can typically borrow anywhere from $ 500 to $ 35,000 or more with long terms and better rates than what you may find at an online lender or bank.

Robert Frick, corporate economist at the Navy Federal Credit Union, said the numbers reflect a healthy long - term trend — companies have hired an average of 200,000 workers each month this year — but flat wages concern him as the country hits 90 straight months of employment gains.

Many major banks and credit unions offer car equity loans or similarly secured car loans at affordable terms.

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

If you need a small - dollar or short - term loan badly, a credit union should be at the top of your list to check into, because the repayment terms are often more affordable than other options.

While it's often easier to keep all your accounts at one bank or credit union, making the extra effort to explore other options can net you long - term advantages.

This is no worse than getting a long - term CD cashed at a typical bank or credit union (and somewhat better, if the respective interest rates hold).

Factor in the interest you'll earn over the term of the CD when determining the insured amount; i.e., you want the value at maturity, after earning interest over the term, to be $ 250,000 or less at each bank or credit union.

At NASA Federal Credit Union you will get high dividends and flexible terms.

We suggest applying at multiple lenders, including credit unions, to make sure that you find the lowest rates and best terms available.

The terms, provisions and conditions of this Agreement do not replace, but supplement, any and all other agreements (whether now or in the future) that govern any account maintained by Member at Credit Union (whether now or in the future) or any other Credit Union services utilized by Member (whether now or in the future).

Many credit unions and banks offers similar short - term loans at the same funding levels as payday loans, but for far more affordable rates.

Metro Credit Union's credit builder loan allows you to borrow $ 500 to $ 3,000 for terms up to 24 months at rates currently as low as 4Credit Union's credit builder loan allows you to borrow $ 500 to $ 3,000 for terms up to 24 months at rates currently as low as 4credit builder loan allows you to borrow $ 500 to $ 3,000 for terms up to 24 months at rates currently as low as 4.10 %.

Member acknowledges and agrees that Credit Union may discontinue, and / or change the terms of, Remote Deposit / Mobile Deposit or any related content, features, products or services associated therewith, at any time without notice or liability to Member or any third party.

Compared to CD rates at commercial banks, the APY for share certificates are higher at any term length for which they are available: among the top 20 credit unions by total deposits, the average APY for a 1 - year share certificate under $ 10,000 was 0.69 %, compared to an average of 0.26 % for the 1 - year CDs listed above.

Talk to your existing lender, compare rates at online banks and check out the terms at your local credit union to zero in on the right borrowing option.

Remember, each individual creditor, whether a bank, credit union, or private loan company, determines its own criteria for extending credit, and at what terms.

All the banter about an interest rate increase boils down to the Federal Reserve Bank's control over the federal funds rate — the cost at which banks and credit unions lend their reserve balances to other banks and credit unions on a short - term basis.

At Wasatch Peaks Credit Union, we offer low competitive rates and a variety of terms to suit every need or financial situation.

Many major banks and credit unions offer car equity loans or similarly secured car loans at affordable terms.

Deborah Ames Naylor, executive vice president of Pentagon Federal Credit Union in Alexandria, Virginia, recommends starting online with a refinance calculator that estimates your monthly payments at various loan terms.

In these Terms and Conditions, the word «Terms» refers to the Terms and Conditions set forth in this agreement; «Credit Union» means Evansville Teachers Federal Credit Union; «you» and «your» mean each and all of those who agree to be bound by these Terms and Conditions; «Loan» means your ETFCU loan account (excludes Credit Cards); and «Funding Account» means your account at an outside institution that you are authorizing us to initiate payments from that will be applied to your Loan.

Before you open an account at a bank or credit union, make sure you understand the terms of the account, and read the fine print.

Some banks and credit unions often offer short - term loans at much lower interest rates than payday lenders.

What you need to decide is whether you would get more favorable loan terms by going this route or by getting an unsecured loan somewhere else such as at credit union or local lender.

Term loans are available at traditional lenders like banks and credit unions, finance companies, as well as online small business lenders.

Top up for Star Union D I Premier Protection and IndiaFirst Group Credit Life Plan premiums, is an extra amount of money that you can pay at any time during the policy term.

Top up for Star Union D I Jeevan Ashray and IndiaFirst Group Credit Life Plan premiums, is an extra amount of money that you can pay at any time during the policy term.

NAR believes Congress and the federal government should consider legislation and regulation aimed at improving commercial real estate markets including: (1) the creation of a U.S. covered bond market, (2) increasing the cap on credit union member business lending (MBL), (3) additional banking agency guidance related to term extensions and (4) improving credit availability

NAR believes Congress and the federal government should consider legislation and regulation aimed at improving commercial real estate markets including: (1) the creation of a U.S. covered bond market, (2) increasing the cap on credit union member business lending (MBL), (3) additional banking agency guidance related to term extensions and (4) improving credit availability for small businesses.