Sentences with phrase «terms for lending»

While different publishers have had to create their own terms for lending their digital titles, Macmillan's pilot program allows libraries to purchase the title for 52 checkouts or two years, whichever comes first.

If the term for lending were not all the way to the IPO, next capital round or dissolution / sale, at the end of the term, the borrower would have to look for someone to sell shares to him.

Not exact matches

For some of the first - time homebuyers who have had to source expensive short - term mortgages in this part of the private - lending sector, he says, it will now become «very difficult» to refinance when rates change.

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

The value of commercial and industrial loans of less than $ 1 million — a common proxy for small business lending — was 17 percent lower in June of this year than it was at the beginning of the recovery — when measured in inflation adjusted terms.

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Public sector banks are likely to be more hesitant to lend money to these borrowers because chances of a turnaround for companies with high levels of debt seem unlikely, at least in the near term, according to Awtani.

In addition, mortgage lending, which is tied to long - term Treasury rates, is less important for the big banks than it used to be.

China's central bank on Thursday raised interest rates for its reverse repos and medium - term lending facility (MLF) loans by 5 basis points.

One of our respondents expressed this frustration: «Although we are squeaky clean in terms of financials (no liabilities, etc.), and have been in business for five years, we can not find banks to lend to us without giving up our firstborn, so I am using my savings to finance the business.»

Berkshire Hathaway's mortgage business has the hallmarks of one that could be prosecuted for «failure to serve» under the Fair Housing Act, according to Eric Halperin, a former federal prosecutor who oversaw fair lending cases during President Barack Obama's first term.

If you're just beginning your hunt for business financing, you're likely knee - deep in unfamiliar terms and lending jargon.

«Through this increased investment and connections with community lending organizations, we are making meaningful strides toward increasing access to capital for small businesses, as well as helping more business owners get the coaching and educational resources they need to succeed financially long - term.»

Net interest margins have contracted slightly (which means less profit for the bank in terms of its lending interest versus its borrow interest).

Under the TSLF, the Desk will lend up to $ 200 billion of Treasury securities held by the System Open Market Account to primary dealers secured for a term of 28 days by a pledge of other collateral.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

«Platforms in other markets have proven that lending to small businesses with affordable, long - term capital not only benefits the small businesses but is also a highly attractive investment for investors.»

For more information on the standard SOMA securities lending program terms, please see: August 26, 1999 - Announcement of Change in Lending Limits for SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and ConditioFor more information on the standard SOMA securities lending program terms, please see: August 26, 1999 - Announcement of Change in Lending Limits for SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and Conditterms, please see: August 26, 1999 - Announcement of Change in Lending Limits for SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and Conditiofor SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and ConditTerms and Conditions.

Most of the activity centers around the creation of collateralized loans and repurchase agreements used for short - term lending between non-bank institutions and broker - dealers.

This implies the market is expecting the Bank of Canada to cut rates for some period of time in the next 2 years, otherwise an investor would be better off lending shorter term and earning the higher rate.

I received some incredible traction on the blog as a result of two posts, one here on my site (JNJ and EMR Purchase), and the other over at 1500 Days, a guest post regarding the use of P2P lending for short - term cash flow.

Although the Ohio General Assembly, Governor Strickland, and Ohio voters affirmed their support for a 28 percent APR rate cap and 31 ‐ day minimum loan term, payday lending in Ohio remains virtually unchanged.

A streamlined lending process, coupled with easy online access, allows customers to instantly qualify for no money down loans with fixed interest rates and multiple loan term options for both home solar equipment and various home improvement modifications like energy efficient doors, windows, roofing and HVAC systems.

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

The page for each state where payday lending is legal gives the key cost of loan terms under state law.

Your FICO ® Scores (you have FICO ® Scores for each of the 3 major bureaus) can affect how much money a lender will lend you and at what terms (interest rate).

Many public reviews praise iHelp and its parent company, SLFC, for its long - term standing in the lending industry and general transparency although iHelp does not offer the option of interest rate reduction with automatic payments, borrowers praise iHelp's repayment options.

Outside of playing a role in approvals for a loan or credit, these scores can also impact an individual's lending terms.

The new product was so successful that the bank went on to launch a series of new products and to offer preferred lending terms for its female clients.

But the Fed's emergency lending was not nearly so stringent — for example, the Federal Reserve's Term Auction Facility maxed out at an interest rate of 4.67 percent.

When asked about Singh's long term vision, he notes, «We want to become the largest online marketplace for loans in near future and one of the few players handling the landscape of Indian lending space.»

The Fed sets a target range for the short - term lending rate, which is also known as the federal funds rate.

The short - term rate option and the possibility long - term rates will follow has people worried the market may be recovering too fast for the taste of Ottawa, leaving Finance Minister Jim Flaherty with no choice but to tighten lending rules again.

It also recognized the desirability of moving away from the Anglo - Dutch - American system of «merchant banking» based on short - term lending against collateral in place, or for shipping of goods already produced.

As the amount of short - term borrowing and lending among financial institutions expanded, markets for repurchase agreements and commercial paper became primary funding sources, forging a chain that linked the fortunes of many institutions and various financial sectors to the performance of a few of the largest and exacerbated systemic vulnerability.»

For more than 10 years, our experts have delivered unitranche lending structures that simplify the process and improve economics between multiple lenders of term and revolving debt in the capital structure.

It's been a busy couple of weeks for the short term lending industry.

A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.

The improving U.S. outlook is already pushing up some lending rates, and should eventually reduce the need for central banks in the United States and Canada to hold down short - term interest rates to spur the economy.

This means that investors were paying, in real terms, for the opportunity to lend to the federal government.

And despite the increased competition from online lending, banks and credit unions still generally offer the most competitive terms for business loans.

While there have been some reports of financial institutions tightening lending requirements, particularly for loans to purchase inner - city apartments, finance generally remains readily available on attractive terms.

NEWS RELEASE FOR IMMEDIATE RELEASE April 9, 2018 Byline Sponsor Finance Group supports Kian Capital in its acquisition of The Retrofit Source Byline Bank's Sponsor Finance Group («BSFG»), the cash flow lending division of Chicago - based Byline Bank, announced that it has provided revolver and term credit facilities to finance Kian Capital's («Kian») investment in The Retrofit -LSB-...]

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

The ECB also introduced plans for a series of Targeted Longer - Term Refinancing Operations (TLTROs) at very low fixed rates as a new measure to help boost bank lending to the non-financial private sector over the next two years, and said it would intensify preparations for the outright purchase of certain asset - backed securities (ABS).

-- Payday lending on the Internet, charging undisclosed triple - digit interest rates for short - term loans, with renewals built - in.

That Act would further restrict the Fed's 13 (3) lending operations by requiring that they be approved by at least two - thirds of the FOMC (as opposed to the present 5 - member requirement); by disallowing the use of equity as collateral for 13 (3) loans; by requiring that loans be approved not only by the Federal Reserve Board but by all Federal banking regulators having jurisdiction over the prospective borrowers; and by allowing emergency lending to be extended beyond a term of 30 days only by means of a joint resolution approved by Congress.

Hartshorne called this view psychicalism.18 In earlier writings he used the word panpsychism to express this idea, but he came to believe that this term too easily lends itself to confusing his theory with simple animism that attributes to every real thing — chairs or rocks, for instance — feeling or consciousness.

In broad terms it may be affirmed that the Human, having become aware of its uncompleted state, can not lend itself without reluctance, still less give itself with passion, to any course that may attract it unless there be some kind of discernible and definitive consummation to be looked for at the end, if only as a limit.

Temporary bans on live cattle and sheep export have undermined confidence in the industry, driving property prices down and diminishing banks» willingness to lend for long - term improvement.