Sentences with phrase «terms of additional coverage»
When evaluating the quality of policies, travelers should consider the types of coverage offered, the compensation amounts, the duration and geographical area of coverage, and the flexibility of the policies in terms of additional coverage options and upgrades.
http://www.travelinsurancereview.net/ Not exact matches
The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).
When taking into account the four - year / 60,000 mile new car warranty, that works out to 40,000 miles of CPO coverage within the additional two - year term.
The additional coverage in excess of the Contract Value is only available to use for a qualified long - term care benefit and will not become part of the contract value or the death benefit.
If you make a change in the middle of your policy term, you'll only be billed for the additional coverage for the remainder of the term.
The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).
You should look into the specific benefit terms of your card when deciding whether you need additional coverage or not.
In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.
Whole life insurance policies are regularly ten times the cost of term life insurance as you're paying for permanent coverage, additional administrative costs plus funding the investment account.
However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.
The dividend can be used to purchase additional insurance, a combination of additional insurance and yearly term insurance (known as enhanced coverage), or reduce the premium.
Life insurance riders supplement your term life policy with more coverage by offering additional protection from the potential loss of income due to terminal illness, disability, or other adverse life events.
If you are under 70 years of age, simply apply for the additional CoverMe Term Life coverage amount you desire.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.
Doing so can give you peace of mind and additional coverage on items you buy (for all items, Terms and Conditions Apply).
CompLife is a permanent life insurance policy to which you can add term coverage if you just need the additional financial protection for a short period of time.
This can help you if you either want to increase the amount of your whole life policy, or if you want to add term riders for additional coverage.
You should look into the specific benefit terms of your card when deciding whether you need additional coverage or not.
Although some title insurers offer additional coverage for aspects of the lawyer's services in the transaction (which can be purchased on an individual application basis at an additional charge), lawyers should review the terms of these coverages very carefully.
Convertibility provisions permit the policy owner to exchange a term contract for permanent coverage within a specific time frame without providing additional evidence of insurability.
Unlike basic term life policies without additional benefits, this product includes three types of living benefits through accelerated death benefit riders, and a premium waiver during unemployment.2 These riders offer additional flexibility and coverage for a number of unexpected events.
And by adding an additional individual long term disability insurance policy to your coverage, you will be protected from the financial dangers of disability, including losing your home and bankruptcy.
After your Comprehensive coverage or your Collision coverage has paid you the actual cash value for your vehicle, less your deductible, your Loan / Lease Payoff coverage will pay the difference between the actual cash value and any additional amount you owe under the terms of your vehicle lease or loan (excepting fees and charges).
The Term Rider is an additional insurance rider that provides temporary life insurance coverage for a specified number of years after which coverage provided by this rider will cease.
Both Phoenix Safe Harbor Term products also include four living benefit riders1, offering additional flexibility and coverage for a number of unexpected events.
Living Benefit included - at no additional cost Should you be diagnosed with a terminal illness with less than 12 months to live, you may be eligible for a compassionate one - time cash advance of up to 50 % of your term life insurance coverage (to a maximum of $ 100,000).
A family income rider is a type of death benefit, and it specifies the term for the additional coverage.
If you are under 70 years of age, simply apply for the additional CoverMe Term Life coverage amount you desire.
When comparing costs between term and whole life policies, keep in mind that premium rates differ depending on the type of term policy, the length of the term, as well as any additional riders, or amendments that alter a policy's coverage or terms.
Broad Form is a term used to specify comprehensive extended insurance coverage policies for the dwelling and personal property that include multiple types of perils, or additional types of coverage beyond the standard one.
While a 10 to 20 year term may save you premium over the long run (and offer additional death benefit beyond your mortgage), this type of policy works if your only real purpose for the benefit payout is to coverage the remaining principal on your home when you pass.
Under this HDFC life term plan, additional coverage can be decreased by the policyholder after attaining 45 years of age, which subsequently lowers future premiums
In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.
They are designed for budget - minded travelers who don't want trip cancellation coverage, but want a little extra protection in the form of additional term life and AD&D.
Since you can not change the amount of coverage within a term policy, if you discover that the amount isn't sufficient, you would need to buy an additional term life policy to provide extra coverage.
In additional to term life insurance coverage, Aflac offers a long list of other products and services to its customers.
Often, insureds are allowed to convert their term life insurance coverage over into a permanent life insurance policy without having to take a medical exam or even provide any additional evidence of insurability.
In that case, you would be required to have additional coverage such as comprehensive and collision coverage until the term of the... (more) May 26, 2011
For this savings plus an additional $ 40.00, a healthy non-smoking 30 year old male could purchase a 20 Year Term policy with $ 500,000 in coverage for a total of $ 249.12 per year.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term life insurance rider might be an excellent solution for you.
This plan can also be further «customized» by adding various riders such as the children's term rider the disability waiver of premium rider, the accidental death benefit rider, and / or a travel accident rider that provides an additional amount of coverage if the insured dies as the result of a travel related accident.
To find out whether the additional cost is worthwhile, you need to do the same type of analysis as used for deciding whether to purchase permanent insurance coverage or buy term insurance and invest the difference.
You can add additional coverage in the form of riders that can pay benefits for long - term care, the death of a child, accidental death, and disability premium waiver.
When applying for coverage on these types of policies, an individual will need to go through the typical steps of life insurance underwriting, along with some additional standards that are used for underwriting traditional long - term care insurance plans.
Some providers may require you to purchase an additional endorsement for a nominal fee, so be sure to check the terms of your coverage.
Therefore, if there are many gifts to be given, or if there happens to be a big ticket item or two, then it may be worth the while of the policyholder to advise the insurer so that a short term additional coverage can be added against certain potential perils such as fire, theft, and other kinds of disaster.
Although accelerated benefit riders will always come at an additional cost, they can still provide an effective measure of protection against critical and chronic illness, disability and long - term care expenses in addition to traditional life coverage.
So, you not only have to make auto insurance premium comparison online but also have to compare car insurance online in terms of coverage and additional benefits.
An optional add - on to a life insurance policy that gives the insured the ability to convert all or part of their term life insurance coverage into a permanent policy without additional medical exam.