Sentences with phrase «terms of savings»

Since all the major carriers switched to unlimited plans, T - Mobile has taken the lead in terms of savings with a family plan.

Out of the nine listed deals on Samsung tablets, the best one in terms of savings is the discounted price of $ 789.99 for the black 12.2 - inch Samsung Galaxy Note Pro, which packs a 1.9 GHz quad - core processor powered by 3 GB worth of RAM.

In terms of savings alone, it's possible to save over # 300 million in the UK alone through turning off your PC while in the US it's nearer $ 2.8 billion and $ 918 million in Germany.

So calculating thermal bridges now means that you have 2 - 3kWh / myr to play with in terms of savings in specification items elsewhere.

When shocks do occur, and crops are ruined or livestock dies, the endemic poverty of most rural farmers means they have little to cushion them in terms of savings and stockpiles.

To prepare for moments like these, always have a buffer zone in terms of savings.

With American Airlines purchases, the Aviator Red MasterCard outperforms the Citi ® Double Cash Credit Card in terms of savings.

The recent home value increases, combined with today's lower interest rates, can give borrowers a double whammy in terms of savings, says Joe Tishkoff of Skyline Home Loans.

Regardless, the impact is significant in terms of savings potential or increased standard of living for those earning minimum wage.

In terms of a savings account, it is when the interest that you've accrued begins to accrue its own interest, on top of the principal.

In terms of savings on subscriptions, see below for summaries of other online dating site promotions for valentines day.

«The numbers we ran in terms of savings were pre - the large jump in oil prices,» she notes.

In terms of the savings which need to be made to restore the public finances, the Government is discharging its promise for which it is to be congratulated.

«The dividends paid the Oneida County taxpayer in terms of savings by averting the long - term costs of medical and Social Services associated with meeting the needs of children affected by lead poisoning throughout their lifetimes is well worth the investment,» Picente said.

So perhaps not really disruption compared to disintermediation for the DTCC, but certainly in terms of the savings and the improvements in terms of risk and cost effectiveness that will come as a result of that.»

We have been financially smart in terms of savings, i.e. college funds, pay off our home in a short amount of time.

Not exact matches

The book, written by Obama's University of Chicago brethren Richard Thaler and Cass Sunstein, discusses the importance of manipulating defaults toward long - term savings for employees.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The board of directors of both companies unanimously approved the transaction, which is expected to create near - term savings of about $ 80 million, the statement said.

So he backed out of the deal and funded the company with personal savings and a couple of short - term bank loans.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Affordable long - term care coverage could fairly be characterized as a solidly middle - class concern: Poorer seniors can generally qualify for Medicaid, and the more affluent can generally afford to pay for nursing - care expenses out of their savings.

And you should be taking risks, investing the vast majority of your long - term savings — 70 % to 80 %, at this age — in stocks and stock mutual funds.

The Hobbses took some of Guarino's advice, like using a home - equity loan rather than savings to cover home repairs, and looking into long - term - care insurance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In terms of helping Canadians grow their savings, CEOs supported the Conservative promise to double the Tax Free Savings Accountsavings, CEOs supported the Conservative promise to double the Tax Free Savings AccountSavings Account limit.

They've stressed that the long - term costs of cellphone plans outweigh the short - term savings.

While «opting in» requires making a choice that will put more of the responsibility for long - term savings on the members» shoulders, «it starts to cause them to learn how to contribute to their future, their own retirement,» said John Bird, senior vice president of military affairs at USAA, a financial services firm that works with about 12 million current and former members of the U.S. military and their families.

Britain's National Audit Office warned of risks in the sector in 2013, highlighting a government focus on what it called «short - term savings».

Livingston made a lot of money, but she also used a variety of strategies to save big over the years, such as tracking her spending and automating her savings, but it was one mental trick that made the biggest difference: Think about purchases in terms of cost per hour.

In terms of more concrete steps you can take to up your savings, identify your biggest expenses and cut back on them, says Livingston: «Look at your top one or two line items — the top line item will probably be rent — and make a compromise there.»

«To achieve a high savings rate, start viewing your purchases in terms of units of your time rather than dollars,» she tells CNBC Make It.

CONS: The liquidity, or ease of access, to money market accounts makes them suitable for short - term savings — think one to three years — over long - term ones.

The amount of savings you need is highly personal, so it isn't usually measured in terms of dollars.

Banks» terms allow them to be slower to raise rates on savings products than they are on loans and credit cards, according to Nick Clements, co-founder of MagnifyMoney.com.

While U.S. savings bonds have lost popularity as a means of long - term savings due to the low interest rates they currently earn, some retirees have been holding on to bonds that were issued when rates were higher.

Term life may also make sense if you continue to work during retirement, even part - time, to supplement your savings and wish to protect your spouse from the loss of your income when you die, he said.

The moves are expected to cost the company hundreds of millions of dollars in the short term but lead to annualized savings of $ 25 million beginning next year.

Would executives be so quick to lay people off if, instead of being awarded for the short - term cost savings, they were held accountable for the long - term consequences of that decision?

And cutting back on a few fast casual meals may be worth it, since 61 percent of millennial parents say saving for retirement is a priority and one of their top long - term savings goals.

After all, even if O'Hara gets her money back and manages to keep her new home (which she had to finance on terms she can't afford), she will have «a lingering fear over the security of any investment or savings products.»

One of our respondents expressed this frustration: «Although we are squeaky clean in terms of financials (no liabilities, etc.), and have been in business for five years, we can not find banks to lend to us without giving up our firstborn, so I am using my savings to finance the business.»

This tool uses the present value of bond portfolios, adjusted for interest rate and inflation expectations, to show current retirees how much in retirement savings they need today to account for every $ 1 they need in the future, assuming they hold a portfolio made up entirely of investment - grade bonds and longer - term Treasurys.

Nokia, which closed its 15.6 billion euro acquisition of Alcatel Lucent in January, is looking to stronger growth in fixed line equipment from the recently acquired business, as well as 900 million euros in cost savings through 2018 to help it shore up profits in the near - to medium - term.

Precautionary measures include transferring pensions, investments and other long - term savings to new companies to ensure they remain part of Britain's currency and tax regime.

Obvious possibilities include bank certificates of deposit, zero - coupon bonds (especially good for college - tuition savings), short - to medium - term government bonds, and top - rated corporate bonds.

«To secure economic success and the viability of our journalism in the long term, the company has to look for judicious savings everywhere, and that includes the newsroom,» he said.

To stay on top of even bigger goals, such as becoming a homeowner or having kids, Greene recommends using a tool like Mint, where you can visualize and track your long - term savings goals.

Many people fear that the cost of long - term health care will suck away a lifetime of savings.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).