Sentences with phrase «terms of the debt management»

In terms of debt management, the committee was satisfied that the increased spending is being reasonably matched with economic growth, such that the important debt - to - GDP ratio remains stable through the projected years.

A creditor that accepts a payment on behalf of a consumer by a debt management organization, pursuant to the terms of a debt management plan, shall make payment to the debt management organization in an amount equal to fifteen percentum of the payment received by the creditor.

Not exact matches

To start, he needed both people and funds — futuristic home doodads don't invent themselves — so he secured $ 12.5 million in subordinated debt financing from the Business Development Bank of Canada and Quebec's Fonds de solidarité FTQ, with flexible five - year payment terms (the latter a reward for years of solid financial management).

They can also help you create a plan to get out of debt by paying off your debts, often at reduced interest rates, through a long - term debt management plan (DMP).

Neiman Marcus does not face any significant debt maturities until 2020, when a term loan of nearly $ 3 billion comes due, giving its private equity owners Ares Management LP (ARES.N) and Canada Pension Plan Investment Board (CPPIB) time to try to turn the business around.

Debt is a critical part of cash flow management and can help business achieve long - term growth while balancing temporary shortfalls.

From GE between 2005 and 2007 to Glencore in 2014 and American Airlines since its 2011 bankruptcy, corporate C - suites have time and again prioritized the short - term benefits of buybacks over medium - to long - term debt - management.

«The Federal Ministry of Finance, the Debt Management Office and the Federal Government's appointed transaction parties for the proposed external borrowings will work assiduously within the context of the market to secure the best terms and conditions for the Federal Republic of Nigeria,» Buhari added.

The term debt consolidation is used frequently in the arena of debt management and is somewhat of an umbrella term that fits into many different management programs.

Structure an agreement for the consumer that, at the conclusion of the projected term for the consumer's participation in the debt management service agreement, would result in negative amortization of any of the consumer's obligations to creditors.

We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and sociaManagement, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and sociamanagement, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social security

What is not fun is dealing with numerous financial requirements in terms of mortgage pre-qualification and debt management.

Jeff admitted some initial trepidation about the long - term nature of a debt management plan (DMP) when it was recommended to him, but his concern was quickly abated when he saw the huge interest rate reductions begin to show up on his accounts.

The type of services covered under the new rules are companies that promise to 1) work with a creditor to settle the debt for a lesser amount than is owed, (debt settlement companies) 2) work with all of a consumer's unsecured creditors to promulgate a debt management plan to vary the terms of all such debts, under a debt management plan (debt management companies) and 3) negotiate with a creditor to lower the interest rate of the outstanding debt and / or waiver of certain debt fees, such as late fees or over the limit fees (debt negotiation companies).

We have prioritized these key components to facilitate our long - term view of providing credit and debt management services to consumers.

We look at how a debt consolidation loan, debt management plan and consumer proposal stack up against each other in terms of these objectives.

As another example, the previously successful hedge fund, Long Term Capital Management (LTCM), was driven into the ground in 1998 as a result of the ripple effect caused by the Russian government's debt default, something the company's computer models could not have predicted.

Do not sign up for any of the following debt management services until you understand what they mean for you in the long term:

(b) Each registrant shall maintain and preserve complete and adequate recordsof each debt management services agreementduring the term of the agreement and for a period of five years from the dateof cancellation or completion of the agreement witheach consumer.

They can also help you create a plan to get out of debt by paying off your debts, often at reduced interest rates, through a long - term debt management plan (DMP).

«It could help you in the short term but if you've got money management issues [helping with debt] could perpetuate the problem,» says Jeffrey Schwartz, executive director of Consolidated Credit Counselling Services of Canada Inc. «Maybe it could be a gift, not a loan.

Their page dedicated to «debt consolidation» mentions that term only once — in the title — and the rest of the page talks about their debt management programs.

With a debt - management plan, NFCC affiliates use their industry position and relationship with creditors to get them to modify the terms and conditions of their repayment policies on your behalf.

While both involve negotiation with your creditors with the assistance of a third party (a trustee in the case of a consumer proposal and an accredited credit counselling agency for a debt management plan), a consumer proposal can provide more relief in terms of lower monthly payments in most situations.

In basic terms, there are two main types of Debt Management, fee paying and non-fee paying.

Activist funds should still be considered: But in terms of sheer size, the larger funds are obviously forced to stick with the standard playbook (M&A, debt & share buybacks)-- those tools, and management's desire to co-operate & implement, are really just another bull market phenomenon.

You may remember that as an uneventful little month containing the Russian debt crisis, a huge stock market drop and the beginning of the rapid end of hedge fund firm Long - Term Capital Management.

Billy will review your personal situation to see if a consumer proposal compares in terms of cost of other factors to options like a debt consolidation loan or a debt management plan through a credit counselling agency.

When you agree to the terms of credit counseling and a debt management plan, you sign an agreement specifying:

This type of debt refinancing is good for those borrowers who fail on their regular payments due to the great amount of loans and difficulties with the management of different loan agreements terms and conditions.

I remain just as bullish on the stock, long - term — the discount to NAV is still ridiculously large in terms of TFG's liquidity, lack of debt, value - enhancing tender offers & medium - term NAV performance... not to mention its increasingly attractive alternative asset management biz / platform that continues to grow by leaps & bounds.

High levels of debt often lead managements to think short - term, and they make more errors.

This term will apply to whatever applicable law each state has regulating a wide range of services from simply charging a fee to talk to consumers over the phone about their debts right through credit counseling, debt management plans and debt settlement plans.

Doug Hoyes: And so one of the things that you do is a debt management plan which is often referred to under the umbrella term, credit counselling.

An IVA is a form of debt management that allows you to come to an agreement with your lenders that allows you to extend the term of your loan and also lower the repayments.

With debt management you establish a plan and agree to stick with all of the terms.

We can also see that the proceeds of the sale of the ACH limited partnership interest ($ 296 million) were used to pay down $ 269 million in long - term debt, so management is keeping its promise here.

Since its launch in 2013, the Sharpen Your Financial Focus (Sharpen) initiative of the National Foundation for Credit Counseling (NFCC) has impacted the lives of more than 60,000 American consumers, helping them identify and resolve immediate financial concerns, gain a deeper understanding of financial literacy and debt management, and move toward long - term financial stability.

Management's conservative use of debt, disciplined dividend growth, and focus on healthy tenants with reasonable rent coverage ratios suggest EPR Properties has the potential to be a solid long - term income investment.

The case to incorporate carbon risk into both equity and debt valuations now is one of short - and long - term prudent risk management.

As a smaller firm, Elliott Greenleaf offers quality work at lower rates because conservative management results in lower overhead, fewer junior attorneys, greater partner involvement, less debt and a long - term view toward clients, regardless of their size.

Investment banks rely on short - term debt to run their businesses, and their businesses consist of activities — trading, deal - making, money management — that depend on people's faith in their ability to honor their obligations.

We advise on debt and equity investments, including the use of bonds, loan notes and conversions, short term and working capital funding, as well as leveraged finance, asset finance, lease financing transactions, private equity transactions, management buy - ins and buy - outs, preparing companies for sale and routes to market.

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In September, Greenwich, Conn. - based Long Term Capital Management, a large hedge fund with a major position in the CMBS market, defaulted on the heels of the Russian debt default.

Such factors include, but are not limited to: the Company's ability to meet debt service requirements, the availability and terms of financing, changes in the Company's credit rating, changes in market rates of interest and foreign exchange rates for foreign currencies, changes in value of investments in foreign entities, the ability to hedge interest rate risk, risks associated with the acquisition, development, expansion, leasing and management of properties, general risks related to retail real estate, the liquidity of real estate investments, environmental liabilities, international, national, regional and local economic climates, changes in market rental rates, trends in the retail industry, relationships with anchor tenants, the inability to collect rent due to the bankruptcy or insolvency of tenants or otherwise, risks relating to joint venture properties, costs of common area maintenance, competitive market forces, risks related to international activities, insurance costs and coverage, terrorist activities, changes in economic and market conditions and maintenance of our status as a real estate investment trust.