In
terms of financial assets, I'm fairly leveled between my home equity, retirement accounts and brokerage.
I agree investing in new skills is a great thing, but unless you want to work until the day you die, you need to put aside some money in
terms of financial assets too.
It is very important for you to understand what both your rights are in
terms of the financial assets, and also, what your obligations may be as the higher income spouse.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan
assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable
terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Basically, it's moving in and out
of the stock market with the intention
of minimizing losses and buying investments when they're on the rise to eventually sell at a premium, says Ben Barzideh, wealth advisor at Piershale
Financial Group in Crystal Lake, Ill. «Instead
of holding onto an
asset long -
term, [you're] buying and selling based on predicting future market movements.»
This set
of monetary policies affects
financial asset prices in a different way compared to changes in short -
term interest rates, and we should be humble about what we claim about understanding the importance
of this distinction.
In her analysis, Ms. Chu estimates that at the end
of 2016, as much as 22 percent
of the Chinese
financial system's loans and
assets will be «nonperforming,» a banking industry
term used to describe when a borrower has fallen behind on payments or is stressed in ways that make full repayment unlikely.
If it were to be decided that monetary policy should be more responsive to
asset price events, such an approach would have to be motivated by a broader and rather more long -
term notion
of financial and monetary stability than is in common use today.
On the monetary policy side, the Federal Reserve cut short -
term interest rates close to zero, communicated that short -
term rates were likely to stay exceptionally low far into the future, and undertook a series
of large - scale
asset purchases in order to ease
financial conditions further.
To sum up, once interest rates reach very low levels, the central bank still has meaningful tools that it can deploy in its pursuit
of its inflation target: offering forward guidance to
financial markets to enhance policy effectiveness, large - scale
asset purchases, funding for credit, and pushing short -
term interest rates below zero.
This is a play on the common
term for a more logical investment practice called mark - to - market, which is used to create a realistic appraisal
of a company's
financial assets.
The worth
of a company's
assets divided by current
financial liabilities, including short -
term debts.
Tip: If your investment strategy makes you sick when the market drops, revisit your plan to make sure that your
asset mix reflects a level
of long -
term risk that is consistent with your investment horizon,
financial situation, and risk tolerance.
2) The debt
of financial companies is very important because they often borrow short -
term to finance longer -
term assets.
Today the practice
of seeking long -
term competitive
financial returns together with positive societal impact represents more than 1 - in - 6 dollars
of US
assets under management, up from 1 - in - 9 dollars in 2012.
Ray focuses on
financial services and commercial real estate, with a specialization in negotiated private placements
of term asset - backed securities, warehouse credit facilities, whole loan transactions, subordinated debt financings, and other transactions for specialty finance companies and commercial real estate.
Therefore, curve flattener reflects the consensus bearish volatility view where
asset prices continue to boom under policy accommodation, while curve steepener expresses a bullish volatility thesis where higher
term premium (as a result
of «quantitative tightening») would reverse policy - induced private capital displacement and «
financial adventurism.»
By using a combination
of assets, debt, equity, and interest payments, leverage ratios are used to understand a company's ability to meet it long -
term financial obligations.
Richard: Great insight as always, and last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how
financial repression through repressed interest rates and quantitative easing has resulted in
asset bubbles that ultimately have affected the millennial generation in
terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in
terms of the housing market and the job situation.
Last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how
financial repression through repressed interest rates and quantitative easing has resulted in
asset bubbles that ultimately have affected the millennial generation in
terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in
terms of the housing market and the job situation.
Nannette Hechler - Fayd «herbe, Global Head
of Investment Strategy and Research at Credit Suisse, talks to Elliot Smither about the outlook for
financial markets in 2018 and identifies some
of the long -
term investment themes which can be used to help make
asset allocation decisions
Although
financial activism may return immediate wealth to some shareholders through the sale
of assets, payment
of special dividends or share buybacks, evidence is mounting that this may be at the expense
of the longer
term corporate and societal interests.
In our
asset management business, net sales
of our long -
term mutual funds continued to increase through 2009, demonstrating the power
of our distribution network, rising
financial markets, and the confidence that clients have in our fund management expertise, as well as the benefits
of our acquisition
of PH&N, which was named fund company
of the year by Lipper.
In
financial terms, a trend is identified as the general direction
of the price movement
of an
asset or market.
There are a number
of theories on how to pick the ideal
asset allocation for your age or the time horizon for when you will need the money you are investing — many
financial experts recommend you should subtract your age from 120 and invest that percentage
of your long
term money in stocks.
If true, that puts Arsenal in a very difficult position as they will be desperate to keep one
of the more prized
assets, although they're certainly in a strong
financial position moving forward with Bellerin tied to a long -
term contract and so it will cost Barca a significant price to re-sign him.
I once read an article that talked about the radical changes in parenting and child - rearing expectations over the past century, and the author used the
financial terms of asset and investment to make her point.
In these circumstances the current value on receipt
of the
asset should be credited to the restricted fixed
asset fund account in the statement
of financial activities with details
of the
terms of the lease included as an additional note to the fixed
asset note.
Absent typical capital market investor concerns regarding return horizons and
financial liquidity, the Federal Government can become the «patient investor» whose long -
term view
of asset returns enables the project's non-Federal
financial partners to meet their investment goals, allowing the borrower to receive a more favorable financing package.
The Audi Pure Protection Program includes a portfolio
of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan
Term Care Select Service Guaranteed
Asset Protection (GAP) Plan Lease Excess Wear Protection Audi
Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance
Unfortunately, in a world in which cash pays next to nothing and even riskier
assets, like stocks and bonds, have a lower long -
term expected return than they once did (according to a BlackRock analysis using Bloomberg data), holding a sizeable portion
of one's retirement savings in cash could prevent many from reaching their
financial goals.
Managed futures as an
asset class are historically non-correlated to the stock and bond markets over long
term periods and encompass a wide range
of trading strategies (generally taking long / short positions in futures contracts on equity indices, commodities,
financials and currencies).
Company
financial strength is scored by looking at levels
of the current ratio (current
assets divided by current liabilities) and debt - to - equity ratio (long -
term debt divided by equity and expressed as a percentage).
The Company is in the process
of evaluating the
terms of the transaction, but believe that if the transaction had been completed at the beginning
of the 2008 fiscal year, the cash received would have been recorded as revenue and would have increased the amount
of financial assets and decreased each
of the net loss and the accumulated deficit reported at September 30, 2008 by $ 7.0 million.
It's important to work with your lawyer to understand the legal issues, then talk to a
financial planner who can help you appreciate the short -, medium - and long -
term implications
of the division
of this and your other
assets.
Before visiting a professional, you should make a list
of questions that you may have regarding
financial terms and services, as well as list
of your own
assets.
To protect the
assets you've earned, it's essential that you enlist the help
of an experienced, objective professional who can evaluate your pension and
financial situation and recommend a strategy that helps you reach your short and long -
term financial goals.
The definition for the
term Asset Class refers to a broad investment category consisting
of financial assets with similar attributes.
Long
term care insurance provides
financial asset protection and wealth preservation by providing income benefits if you are unable to perform 2
of 6 activities
of daily living or have a cognitive disease, such as Parkinson's or Alzheimer's.
Overall, the insurance and
asset management firm ranked Canadians the 8th richest in the world in
terms of net per capital
financial assets, behind Switzerland, the U.S., Belgium, Netherlands, Japan, Sweden and Taiwan.
Once
assets rise north
of $ 1 million, the DIY portfolio coupled with a fee - for - service
financial planning model starts to pull away, at least in
terms of absolute cost.
We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans •
Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social
Financial Management, including
financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social
financial planning,
asset and debt management, and estate planning • Insurance Solutions, made up
of life, long -
term care, and disability protection • Investments, including diversified solutions to help manage and grow
assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social security
Unlike traditional
financial advisors and other robo - advisors, the internal algorithms build and manage global, customized portfolios
of highly diversified, low - cost ETFs across
asset - classes, while putting an emphasis on risk management by incorporating deep analysis
of economic cycles in order to navigate its ups and downs and maximize long -
term returns.
We create a Global Blend Rank by ranking our global universe
of over 15,000 companies in
terms of both their Value (across range
of metrics based on dividends, earnings, cash flow,
assets and sales) and Quality (based on measures
of profitability, stability and
financial strength).
Though the Fed is likely to raise rates gradually, higher short -
term rates will ripple through the markets and affect a wide range
of financial assets, including stocks.
The long
term trend
of a
financial asset can also be measured using the ASI.
I was surprised to see that
financial planners, the people that are supposed to steer their clients in proper
asset allocations and talk them out
of reacting to the short -
term news, are in fact changing their
asset allocations according to short -
term news.
But no matter which
assets you employ, you'll have a better chance
of building wealth if you start early, avoid lifestyle inflation, work on spending less and make a commitment to your long -
term financial goals.
One director, R.V. Bailey, believes that the prospective value
of Aspen as a public corporation with a continuous filing record and clean
financial statements exceeds the value
of the remaining net
assets, and believes that stockholders may benefit by the possibility
of making a business acquisition (including a reverse takeover) that could offer Aspen's stockholders potential long
term value.
I measure [Delta] LEVER as the historical change in the ratio
of total long -
term debt to average total
assets, and view an increase (decrease) in
financial leverage as a negative (positive) signal.