Sentences with phrase «terms of the insurance company»

In terms of insurance companies I am bullish on Aflac and Chubb, and really would love to own both.
Obviously, terms of every insurance company differ.
You need to contact an experienced bike accident lawyer to assist you and your fellow cyclist in understanding the situation and what your rights are in terms of insurance companies.
Service is absolutely fantastic which is facilitated by the whole term of the insurance company.
Once the accident is over and you are allowed to drive again, you can expect to pay the price in terms of your insurance company.
The term insurance for NRI has a tenure between 6 months to 25 years and the minimum age for the same is 18 years, which goes up to 55 or 60 years depending on the terms of your Insurance company.
In return, the company agrees to pay for damages caused to the car or property due to the insured car or person but within the limits of the policy and terms of the insurance company.
It entirely depends on the underwriting terms of the insurance company that which family history will cause a rise in the premium rate and up to which extent.

Not exact matches

When Bertolini began to frame health in those terms, he tells me, he began to see Aetna's «journey» more clearly — understanding that it needed to transform from a company that «sells insurance in a warranty card» to one that says to its customers, «Let's figure out what's standing in the way of living the life you want to lead.
In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.
It's building insurance companies; it's building pension funds; it's building whole structures that we need for long - term investments,» said Mark Tinker, who is Head of Framlington Equities Asia at AXA Investment Managers.
Guaranty fund assessment expense of approximately $ 54 million pretax, or $ 0.24 per diluted common share, to support the policyholder obligations of Penn Treaty (an unaffiliated long - term care insurance company).
Guaranty fund assessment expense of approximately $ 54 million pretax, or $ 0.23 per diluted common share, to support the policyholder obligations of Penn Treaty (an unaffiliated long - term care insurance company); GAAP measures affected in this release include consolidated pretax income, EPS, and consolidated operating cost ratio.
The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company (NYSE: HCHC).
The company said it «failed to correctly implement changes to one of its methodologies as part of its long - term care insurance claim reserves review.»
That's because, city by city and state by state, transportation companies of all sorts — cab, sedan, limo — are heavily regulated in terms of the insurance they carry, the structure of their fares, the background screening of their drivers, and the condition of their vehicles.
Economic activity has gained momentum and longer - term interest rates have risen, helping to boost the earnings of banks and insurance companies.
This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.
Further, our clients are able to leverage our global network of greater than 500 lenders, private equity firms, family offices, hedge funds and insurance companies to ensure a competitive dynamic and optimized terms.
While this might sound attractive initially, «if terms are not in place, the insurance company stops payments after your death, which could be a large portion of your initial investment,» said Office.
The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.
Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.
Paolo Bazan of IDB Invest tells Agri Investor that foreign insurance companies and pension funds are increasingly willing to provide long - term financing to export - focused agribusinesses in Latin America.
Companies involved in the provision of health care are responsible — not just morally but legally and financially — to abide by the terms of the Health Insurance Portability and Accountability Act of 1996.
*** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long - term care insurance.
There are multiple types of annuities and the exact payment structure will vary based on the terms that you agree to with the insurance company.
Fixed annuities are contracts in which the insurance company makes fixed dollar payments to the annuitant for the term specified in the contract, usually through the lifetime of the annuitant.
Trade credit insurance is a multifaceted business tool for any company that sells goods or services on credit terms and is exposed to the risk of non-payment due to a buyer's insolvency or failure to pay within the agreed terms and conditions.
Bob MacDonald, founder of LifeUSA, writing in Forbes, defines an annuity as a long - term contract between a buyer and an insurance company that allows the accumulation of funds on a tax - deferred basis for later payout in the form of a guaranteed income, the core strength being the safety the guarantees.
On the other hand, the health insurance companies and society - at - large profit from the financial savings of exclusive and long - term breastfeeding.
However, the costs of breastfeeding are mostly borne by the mothers and those for breastfeeding training mostly by the individual health care workers or hospital, while the health insurance companies and society - at - large are profiting from the financial savings from exclusive and long - term breastfeeding.
In terms of risk, insurance companies are really good at crunching the numbers.
Ride - hailing proponents later turned their attention to a bill that would only regulate the business outside of New York City, but lawmakers could not come to agreements on insurance terms that made ride - hailing companies happy, nor did the Assembly bill win many friends within the transit insurance world, either.
An agreement on the legislation with the Assembly is yet to be reached, however, with lawmakers disagreeing over the terms of insurance for transit companies.
Seven health - insurance companies in New York will change their criteria for covering costly drugs that cure chronic hepatitis C under the terms of agreements with Schneiderman's office.
«And the next step that we're hoping to really tackle is helping pass legislation that will finally hold insurance companies accountable for covering the costs of all medical bills associated with long - term, tick - borne illness disease,» says Gipson.
The President of the council, Alexander Yaw Danso, who revealed this in an interview with Citi News, stated that an agreement with an insurance company to charge each student GHc 7.00 a term has been reached.
Better understanding of how climate affects tornado activity can help to predict tornado activity in the short - term, a month, or even a year in advance, and would be a major aid to insurance and reinsurance companies in assessing the risks posed by outbreaks.
Under terms of the Patient Protection and Affordable Care Act (ACA), health insurance companies can no longer refuse to provide health coverage to living kidney donors or charge them a higher rate.
Instead of using humans — who, admittedly, expect salaries, paid leave, and health insurance — to evaluate applications and decide which candidates possess or can quickly learn needed skills, companies entrust these tasks to computer algorithms, which are cheaper in the short term but lack any ability to judge what resumes and applications indicate about applicants» abilities.
We asked Kathryn Votava, PhD, assistant professor of clinical nursing at the University of Rochester in New York and president of Goodcare.com, a company that analyzes health - care costs, for advice on how to shop for the best long - term insurance policy.
I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.
Seek an early actuarial valuation and agree a repayment term Step 3 — Setting up an Academy Trust and Funding Agreement • This is the stage at which all legal documents need to be agreed with the DfE • The Academy Trust has to be registered with Companies House • Transfer or leasing arrangements for school land needs to be finalised • Completion of TUPE process • Governors complete and close consultation process • Funding Agreement signed by Academy Trust and Secretary of State • Academy opening date set Step 4 — Pre-opening • All CRB checks completed prior to transfer to academy status • Financial systems and contracts with staff and suppliers confirmed • Academy registrations with exam bodies confirmed • Insurances put in place
Here is a listing of what our company offers: 401 (k) Medical, Dental, Vision, Life Insurance, Employee Assistance Program, Medical and Prescription Drug, Short and Long - Term Disability Insurance.
In insurance companies, there is a problem called new business strain when an insurance policy is sold because they have to write down the costs of selling that policy and make an allocation of reserves in case of a claim — in real terms, it is the total cost of developing new business.
Fixed Annuity — An insurance contract in which the insurance company makes fixed dollar payments to the annuitant for the term of the contract, usually until the annuitant dies.
Once you choose your, you will pay a premium to the life insurance company to keep the policy in force until the end of the defined term, or the end of your life, whichever comes first.
The cost of term life insurance will vary widely — based on your age, health and other personal factors, as well as from one life insurance company to another.
Your term life insurance cost will depend on a number of factors including the underwriting requirements of the insurance company you choose.
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