Sentences with phrase «terms on bank loans»

For drunk driving, for example, one's score plummets straight to a C. On the other hand, triple As are rewarded with perks such as being able to rent public bikes without paying a deposit (and riding them for free for an hour and a half), receiving a $ 50 heating discount every winter, and obtaining more advantageous terms on bank loans.

Not exact matches

In fact, banks» terms allow them to be slower to raise rates on savings products than they are on loans.

In Japan, the Central Bank said Thursday morning it was keeping its rates unchanged and the People's Bank of China raised its short - term interest rate by 10 basis points on both medium - term lending facility loans and its open market operation reverse repurchase agreements.

It's a far cry from the days — say 15 years ago — when less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor, or a small committee.

«Since our company isn't one with much capital — our «assets» are our employees and contracts — we have been able to finance new programs under an accounts receivable margining system, in which the bank will loan us short - term funds based on our current contracts and receivables.

If his policy were accommodating, it might look like he feared retaliation by the bank in the form of tighter terms on those same loans.

Liquidity: The mere prospect of default is having an impact on the $ 5 trillion repo market, where big banks and investors get short - term loans using their holdings of Treasury securities, mostly T - bills, as collateral.

China's central bank on Thursday raised interest rates for its reverse repos and medium - term lending facility (MLF) loans by 5 basis points.

Banks» terms allow them to be slower to raise rates on savings products than they are on loans and credit cards, according to Nick Clements, co-founder of MagnifyMoney.com.

The index that most lenders base their rates on is the United States Prime Rate which is the rate banks charge each other for short - term loans.

In recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plan.

Fundation fills a void in the small balance commercial loan market by offering loans to businesses that banks are unwilling or unable to lend to, and those that desire a simplified process, with capital on terms that will enable them to grow.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

While a traditional bank loan often requires specific collateral before they will lend to a small business and may rely heavily on the personal credit of the business owner, OnDeck offers fast small business loans from $ 5,000 to $ 500,000 with a general lien on business assets during the loan term and a personal guarantee.

It allowed the implementation of monetary policy to move away from the use of reserve and liquidity ratios on banks to the use of market operations to influence short - term market interest rates and, through that channel, the interest rates that all lenders charged on loans.

In her analysis, Ms. Chu estimates that at the end of 2016, as much as 22 percent of the Chinese financial system's loans and assets will be «nonperforming,» a banking industry term used to describe when a borrower has fallen behind on payments or is stressed in ways that make full repayment unlikely.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

For example, an interest rate swap is a derivative whereby two parties exchange, or «swap,» interest payments on a bond; one side might get a constant 3 percent each payment period, while the other gets the LIBOR rate (a benchmark rate that some banks charge each other for short - term loans).

The annual interest rate on the senior term loan is equal to the greater of 0.50 % above the bank's prime rate or 4.5 %.

When central banks make adjustments that raise or lower the cost of short - term borrowing, other rates will follow, including the interest rate on your variable - rate loan.

The rise in short - term market interest rates ahead of the move in monetary policy had very limited effect on the interest rates that intermediaries charge for variable - rate loans, notwithstanding the fact that the marginal cost of banks» funding of such loans is related to bill yields.

SunTrust Bank — Current fixed interest rates depend on (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

These short - term loans are great for small business owners who need funds in a pinch and who have the ability to pay back on an automated, daily basis as a percentage of their card sales, or, a fixed amount drawn from their business bank account.

The PBOC said it will inject further liquidity into the system via reverse purchase agreements, a form of short - term loans to banks, when it conducts its twice - a-week open market operation on Tuesday.

A few years ago, when the seventh largest corporation in America, Penn Central, was on the verge of forfeiting on hundreds of millions of dollars in short - term loans, the Federal Reserve saved hundreds of banks from bankruptcy — and the economy from catastrophe — by offering to cover all the loans required at that point to maintain stability.

Yes we owe the banks around 230 million it's a long term loan we pay back around 25 million a year, this season 2014/15 we ar going to turn ower around 330 + million And our outgoing is going to be around 220 million or less, this season and the next 5 seasons we will be malikng around 110 million profit a year, we had 170million in the bank in April which was confirmed by the club we have spent some money on players 70 + million leaves you with 100 million in the bank then in June we recived 3 new sponsership deal worth around 130 million (wether or not it was paid lump sump or spread across the season to lower profit margin that I haven't looked at) all in all we can spend ready cash ower 200 milion if we realy want we can spend double and more of that sum and we still be within the FFP rules becouse they look at accounts 3 years acumalation

Loans made on commercial terms, at between 1 % and 3 % above the banking base rate as was the case here, are not subject to reporting requirements to the Electoral Commission.

He said it would require strict oversight by the state banking superintendent, who would set the top loan rate, and would give lower - income people access to credit on better terms than many credit cards or rent - to - own stores offer.

Klein's IDC provided the votes in the Senate Banking Committee to change consumer protection laws so that check cashers could charge up to 400 % on short term loans.

«What I think should be done is the Bank of England should put more money in as they are rumoured to be doing so, in liquidity, but should put conditions on it that it is directed towards the housing situation and the building societies behave themselves in terms of extending loans.»

The on - lending term loan being made available to Zenith Bank is to support new investments in the CAPEX (capital expenditure) of Distribution Companies (DISCOs) in the power sector in Nigeria.

Term loans from banks have been raised by higher education institutions on a large scale since the mid 1990s.

Many people can get (buried) Or upside down on their car - oweing much more than what's it worth - for example: your car is worth - $ 8000 and you owe $ 12000 to the bank - stuck in a high payment loan for long term!

Banks may check a business report when making a loan, and suppliers often want to see a history of business payments before shipping product on terms.

Banks are usually more lenient to applications that have an added layer of protection in form of cosigner, and are more willing to offer more relaxed terms on such loans.

However, if a traditional bank or other lending alternative is willing to loan you money on better terms than the P2P lending company (or the P2P lending company is unwilling to lend you money perhaps due to a poor credit score), then it probably makes sense to look elsewhere for a loan.

So before you get into any agreement with a new lender, make sure that you have clearly communicated with Bank ABC and explored all opportunities to better the terms and conditions and rate of interest on your existing loan.

You will end up paying more in interest on a monthly basis and for your entire loan term, but you also have the benefit of keeping your cash in the bank.

Credit score improvement, arising from bad credit personal loan repayment, often eliminates the need for restrictive terms and rates on subsequent loans, allowing you to enjoy the benefits of low rates on traditional bank loans in the future.

SunTrust Bank — Current fixed interest rates depend on (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

When central banks make adjustments that raise or lower the cost of short - term borrowing, other rates will follow, including the interest rate on your variable - rate loan.

In this table you will find short term historical return data, including total YTD return and 1 - year returns on all Bank Loan Bond Funds.

What this basically means is the bank or lender will look at your total monthly debt and your gross monthly income, and determine if, on paper, you can afford the terms of the loan you are seeking.

If you're in the market for an SBA or term loan, it may be worth checking out one of the banks on this list (we have the top 10 lenders listed below).

In recent months, student loan forgiveness for all current programs has been debated in Congress, leaving some borrowers weary of banking on forgiveness as part of their long - term financial plan.

Regardless of whether you filed for bankruptcy after an expensive medical emergency or the loss of a job, many banks will steer clear of you and refuse to make unsecured or long - term loans as long as the bankruptcy is on your credit report.

When finance companies or banks make any type of loan they base the interest rates and terms on the perceived risk factors of the applicant.

«A bank is unlikely to negotiate with you on your loan terms.»

In CMBS, if the special servicer has no bias, or if a healthy insurer / bank holds the loan on balance sheet, you extend when you are optimistic that this is just a short - term difficulty with the property, and you think that the property owner just needs a little more time in order to refinance the loan.

The bank even permits non-U.S. citizens to apply at physical branch locations, which is rare amongst most institutions in the U.S. Finally, we liked the flexibility Regions Bank offered on both its range of loan amounts and maturity terms, especially for small - dollar lobank even permits non-U.S. citizens to apply at physical branch locations, which is rare amongst most institutions in the U.S. Finally, we liked the flexibility Regions Bank offered on both its range of loan amounts and maturity terms, especially for small - dollar loBank offered on both its range of loan amounts and maturity terms, especially for small - dollar loans.