Sentences with phrase «than whole life because»

Term insurance costs much less than whole life because it provides coverage for a shorter period of time.

People began to favor term insurance more than whole life because it is cheaper.

Here, the policy is more flexible than whole life because the premium may be adjusted — based on certain guidelines.

However, universal life is thought of as being more flexible than whole life because the policy holder has more control over when the premium due date is, as well as how much of the premium goes towards the death benefit, and how much goes towards the policy's cash value (within certain guidelines).

These policies are much more flexible than Whole life because they allow you to adjust your premiums, death benefits or coverage.

Not exact matches

A primary reason whole life insurance is more expensive than term is because of its cash value.

Yes, because the Pope is far less trustworthy than pharmaceutical companies that have convinced otherwise healthy women that they need to be dependent upon their products for the whole of their reproductive life.

Hebrew thought developed this idea rather than immortality, first, because the Hebrews had a vivid sense of the goodness of material bodily existence; and second, because they understood the necessary unity of the person not as a soul - in - body but as a whole living, feeling, thinking personality.

I use the general word «myth» from time to time, rather than «religion», to describe the basic assumptions which permeated the whole of society, because «religion» can sometimes suggest something apart from the rest of life.

Because the wild yeast that gives sourdough starter its life is more likely to be found in the flora - and fauna - rich environment of a whole - grain flour than in all - purpose flour.

I got sick several times while in the hospital because of my weak immune system and even though I have made an effort to strengthen my immune system my whole life, it is still compromised and I catch colds more often than other people I know.

But this doesn't make sense for everything we do in health care, and we know the information we get from randomized controlled trials doesn't always translate well to real life because 1) the restrictions we put on eligibility for studies rarely allows the results to be generalized to the population as a whole and 2) Adherence to the intervention tends to be higher in a randomized controlled trial than in real life which makes the effect seem «better» than it is.

One reviewer calls this rocker a «life saver,» particularly if you have a baby with colic: «We are foster parents to a little one that has an extreme case of reflux and colic - he hasn't gone more than a half an hour sleeping at a time, but last night slept for a whole 3 hours straight because of the Rockin» Play Auto and then and additional 2 1/2!!

Skip forward two years and I'd joined forces with Susanne from Ghostwriter Mummy, someone I'd only ever communicated with online, but who understood me better than some people I'd known my whole life because she'd been through a traumatic birth of her own.

Yin yoga as taught me to truly be still, to really come face to face with myself, even more than my past practice has; and because of this I am now able to bring what Yin has taught me into my more Yang like practices and ultimately my life as a whole.

I am chipping away at losing weight with a moderate whole - foods - plant - based diet (including some less than perfect foods in smaller and smaller portions) because I am looking for something I can stick with for life.

While there is a large emphasis on nourishing the body with whole foods, it focuses on the other elements that play a crucial role in achieving optimal health and finding balance in life because we are so much more than just the food we eat!

They think this might be because, as past studies have suggested, it's easier to follow one dietary rule than it is to adhere to a whole new life plan.

Popular when New York wasn't such a homogenized, safe place (thank Rudy) and the majority of people who lived below 14th Street were unemployed artists or musicians, the whole secondhand phenomenon took off mainly because no one could afford anything that cost more than a dollar or two.

Jersey City parties are much better than any websites for lonely people because there you can much easier find a partner for one night or for whole life.

Dating a biker girl changes your perspective of life Dating a biker girl, far more than just to step out of your comfort zone and start a breathtaking adventure, it is also an enlightenment which leads you to the realization that two halves don't make whole, it takes two wholes, because dating a biker girl means you will have to learn to respect her hobby and will never ask her to give up something which make her shine and offers her such a profound sense of identity.

          Moving Suddenly you turn around and everything you know is different All of your friends are far away         and you are forced to start over — a new school, a new place, and new people         The whole world feels like it's         spinning around you But you don't give up         you stand up and start again         Some may say that you live in the past         But your memories are exactly what kept you going         So let them think whatever they want         because sometimes living in the past         is better than remembering today.

Whole life policies also tend to be more expensive than term life policies because they generate cash value.

A primary reason whole life insurance is more expensive than term is because of its cash value.

Because of this, premiums on whole life are significantly costlier than what you'll find with term life insurance (discussed below).

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

Robert @ The College Investor writes Things Not to Spend Money on in College — At a young age your money is worth a lot more than when you're old because of how long it can work for you; invest it wisely and it will grow rapidly, squander it on frivolous things and you'll end up barely scraping by your whole life.

Whole life insurance is much more expensive than term life insurance — often 4 times as expensive for the same death benefit — because the premiums are going toward: the accumulating cash value, fees and charges (more on this later), and the death benefit (i.e., the life insurance).

Over the long term, whole life is cheaper than term because it covers you for your lifetime.

However, whole life insurance premiums are more expensive than term life insurance because of the additional cash component and would need to be considered when deciding on purchasing a whole life insurance policy.

Most of our clients end up choosing term life insurance simply because it costs less than whole life.

You'll never convince me that whole life is better than term insurance because you can save tons of money using term, which you can then apply to a proper investing program.

Some people choose term life insurance because it is less expensive and less complicated than whole life insurance.

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

Later in life whole life premiums, because they typically remain level, will actually be lower than the insurance costs of the company on an annual basis.

At a young age your money is worth a lot more than when you're old because of how long it can work for you; invest it wisely and it will grow rapidly, squander it on frivolous things and you'll end up barely scraping by your whole life.

Because of this cash value and the lifetime coverage, whole life insurance has higher premiums (up to five to ten times higher) than level term life insurance.

Frankly, because the rate of return on a whole life insurance cash value is lower than simply investing the money in your retirement account.

Because it's stripped - down life insurance, without additional fees or maintenance, it's much more affordable than whole life.

Because term is so much cheaper than whole life insurance, you can buy a lot more coverage (meaning a larger death benefit) for the same amount of money.

I think Mexico is a good place to invest because, the cost of living is a whole lot less than the United States.»

VSR Art historians sometimes make the conscious decision not to write about living artists because it requires a whole different set of negotiations than looking at a completed body of work and trying to contextualize and interpret it in the light of whatever documentation is left.

Because that would save a whole lot more than one life.

In fact, the world's interconnected ocean as a whole is sliding into the Holocene Mass Extinction, the geological event that some scientists use to divide the boundary of the Holocene and the Anthropocene epoch, the one that's named after us — and that may still be visible in the Earth's geological record hundreds of millions of years from now, because species of fish, shellfish, crustaceans and other marine life, that were abundant on this planet for millions of years — suddenly, in less than the blink of a geologist's eye, vanished — for good.

And that's because designing for real life is a whole lot harder than just coming up with some handy - dandy plastic or metal thingamajig that will magically produce gallons of drinking water from thin air overnight.

; (4) taxpayers would not have to pay for a justice system that provides lawyers a good place to earn a living but doesn't provide affordable legal services for those taxpayers; (5) the problem wouldn't be causing more damage in one day than all of the incompetent and unethical lawyers have caused in the whole of Canada's history (6) the legal profession would be expanding instead of contracting; because, (7) if legal services were affordable, lawyers would have more work than they could handle because people have never needed lawyers more; (8) law schools would be expanding their enrolments instead of being urged to contract them; (9) the problem would not be causing serious & increasing damage to the population, the courts, the legal profession, and to legal aid organizations because their funding varies inversely with the cost of legal services for taxpayers who finance legal aid's free legal services; (10) there would be a published LSUC text that declares the problem to be its problem and duty to solve it, and accurately defines the problem; (11) Canada would not have a seriously «legally crippled» population and constitution - the Canadian Charter of Rights an Freedoms is a «paper tiger» without the help of a lawyer; (12) Canada's justice system might again be «the envy of the world»; (13) the public statements of benchers would not show that they don't understand the cause of the problem and haven't tried to understand it; (14) LSUC's webpage, «Your Legal Bill - To High?»

Because whole life insurance has an investment component and a guaranteed death benefit no matter what age you die, it will always be more expensive than term life insurance.

It's also why we will typically recommend folks avoid applying for a simplified issue life insurance policy simply because these «types» of life insurance policies are often times more difficult to qualify for than a fully underwritten term or whole life insurance policy.

The premiums are much lower and the credit requirements of the purchaser also less stringent because the customer is assuming a greater risk than with a whole life policy — that if they die it will be within the pre-specified term.

The cash value has the opportunity to grow higher than the whole life policy because the policyholder has the option to invest in securities.