Sentences with phrase «than a financial issue»

Jay Schalin, the director of policy analysis for the James G. Martin Center, said the people who benefit from this program often use it for a graduate degree rather than financial issues.

Not exact matches

Heading into January 2016 this issue became a major concern for investors, particularly as it became apparent these loans, taken together, are three times larger than the sub-prime loans that caused the 2008 financial crisis.

Leading RegTech specialist Harry Toukalas will be revealing how his firm's AI tool can predict misconduct in financial services.This ground - breaking technology developed in conjunction with MIT analyses email communication patterns and psycholinguistic analysis of email content to flag up issues such as mis - selling, cyber security and fraud.The Blackhall & Pearl tool already being used around the world by more than 40 organisations is eight times faster than other methods.

More CLO funds hold Valeant loans than any other company that has issued debt since the financial crisis, according to S&P LCD.

Still, even though more people in poor health reported high levels of stress than any other group, when all respondents in the «highly stressed in the last month» group listed what contributed to their stress, a few contributing factors beat out health issues: too many responsibilities overall, financial problems, and work problems.

The TV segment, which first aired in June on Oliver's HBO show «Last Week Tonight,» hit more than 4 million views on YouTube, putting a mass - media spotlight on a very important issue with which the financial services industry has been grappling for years.

Although it does not appear that this particular issue is top of mind for regulators just now, shadow financial firms that operate outside the standard formats, in both credit and investment markets, should be receiving even more wide - ranging attention than they have been.

Investors are set to snap up the bonds with an interest rate of less than 3.4 %, the Financial Times reported on Thursday, or about half the rate Sprint would have had to pay if it issued the bonds without any backing.

The Financial Times reports that $ 20 billion in dollar - denominated bonds issued by HNA and its subsidiaries are due to mature in 2018 or 2019; yields on three of those bonds have spiked, doubling this month to more than 18 %.

It implies that such rules would need to be designed to treat broad issues, such as increases in financial system leverage or aggregate credit growth, rather than more limited sectoral issues.

As Paul Krugman points out Reifschneider, working with John Williams and using the same FRBUS model, concluded that the ZLB was only a very small issue less than a decade before the financial crisis led to an 8 year stretch of zero rates.

The financial data firm classifies positive guidance as an EPS estimate that's higher than the mean estimate before the guidance was issued.

Indeed, the paragraph he refers to is obviously one of those that set out a number of separation issues other than citizens» rights, the financial settlement and the Northern Ireland border, which were discussed in phase 1.

on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

George Guzzardo, and his wife Jill, have exposed the Financial Matrix Scam, understanding the issues at a deeper level than most people.

The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

On Thursday, the judge issued a one - sentence notice to parties to the to the suit, which include the U.S. Chamber of Commerce, the Securities Industry and Financial Markets Association, the Financial Services Institute and others, that she intends to rule no later than Feb. 10.

Rather than being caught in a he - said, she - said game on minute technical issues, there were massive funding rounds, tales of user growth and grand plans to reinvent the financial system.

Meanwhile, the Bank of England's Financial Policy Committee (FPC) also released its Financial Stability Report today with thoughts along the same lines, warning that cyber risk is a strategic priority rather than a narrow technology issue.

It said virtual currencies issued for wholesale use only — that is, by banks and financial institutions to settle payments rather than by consumers for purchases — could help make trading securities and foreign currencies more efficient.

It therefore appears that external financial market conditions are less important for cryptocurrency pricing than are internal issues of design, operation and clearing.

On the yes - to - retirement - planning side of the issue, 59 percent of more than 1,000 investors told researchers that retirement planning is their top personal financial objective for year 2016.

With retirement savings taking a back seat to more immediate financial concerns, and the percentage of workers confident that they'll have enough money for a comfortable retirement at low levels, it's more important than ever for plan sponsors to consider retirement readiness as a key — if not the key issue — their employees are facing.

First, it is critical for regulators to complete their efforts at implementing a macroprudential approach to enhance resilience within the financial system, which will minimize the likelihood that monetary policy will need to focus on financial stability issues rather than on price stability and full employment.

More than 350 leading college entrepreneurs and 150 world leaders gathered at the Kairos Global Summit in New York City earlier this year to collaborate and create innovations and business models that address key global issues, including clean water, the global financial crisis, energy consumption, natural disasters, healthcare and more.

He noted that the People's Bank of China operates as a mechanism of the central government, allowing it to tackle recent issues even more creatively than the U.S. Fed did under Ben Bernanke during the financial crisis.

-- some missionaries may have a lifestyle that is more common to their home culture than appropriate, but I know many others that have made financial and personal commitments that impress me and should not be ignored; I think we should continue to honor that — the reality of the $ 10K that we all would want to invest in local evangelists often is only available after a «loo - see - visit» (or more) from a Western missionary who returns «home» for fundraising; that maybe sad, but is the reality — one serious issue to address in the African churches is the «colonialism» that is imposed -LRB-!)

The issue with plural marriage, whether it is the somewhat traditional understanding of one man, multiple women, or the more modernized take that can be any mix of men and women together, is in the complexity of financial and legal entangling of more than two lives.

Your position as the saver or spender will change issue to issue, but the point here is that each side is coming from a different foundation of financial values, and those core values feed the arguments over money rather than the money situation itself.

Citing figures by the Financial Conduct Authority which show 40 per cent of UK adults have less than # 100 in savings, Just Finance says problems with managing finance are becoming «a mainstream issue».

If generous amounts of financial support were allocated to help fledgling pastoral ministries, and — bearing in mind that financial resources, while necessary, are neither the only nor the most important means at the Church's disposal — if these issues really and truly became the focus of our petitionary prayers, I believe that many congregations would be overflowing rather than dwindling.

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Rarely do I hear of couples who are about to marry — other than the small percentage who actually enter into a prenuptial agreement — contemplate financial, wealth acquisition or parenting issues.

The currency issue has become more complicated rather than less, and middle class financial insecurity and low oil prices are unlikely to be answered by greater political instability.

A Downing St spokesman has clarified that the new Financial Secretary, Nicky Morgan, will report directly to David Cameron on women's issues, rather than to the new Culture Secretary, Sajid Javid.

The report, issued Monday and made public Thursday, came a week after Thomas was charged by the state Attorney General's Office with stealing nearly $ 13,000 in campaign funds and failing to report on his city financial disclosure forms more than $ 75,000 he received from individuals, companies and his inaugural committee.

Financial help has come for disaster - impacted central New Yorkers: Thursday morning, Governor Andrew Cuomo appeared at Herkimer County Community College, where he announced that the state had issued more than 12 - hundred checks totaling around $ 13.6 million in flood relief to victims in Oneida, Herkimer, Madison, Montgomery and Niagara counties.

«The issue is that people on high incomes have a huge amount more latitude to arrange their financial affairs than people on small incomes,» the Lib Dems» Roger Williams told Channel 4 News.

This study, published in a recent issue of the Journal of Environmental Economics and Management, is the first to use financial investors» actions, rather than self - reported opinions, to investigate the trans - Atlantic difference in public opinion on climate change and the environment.

The cost of living is about four times lower than in Europe, although some financial issues, like the prohibitive cost of international schools and provisions for a suitable pension, can be difficult for foreign researchers working long - term in China.

His friends include recently separated Baptiste (Franck Dubosc) and Olivia (Florence Foresti) and an assemblage of other undeveloped characters dealing with other issues that comes across as an attempt at adult issues bingo rather than an incisive vivisection of middle age — divorce, professional / financial strain, intimacy, children — that can be the strongest and weakest parts of the film.

A host of obstacles — mental health issues, financial troubles, the need to leave school to support family members — can mean that the path to a degree for low - income students is slower than it is for kids with more resources.

I want to focus on the qualities that define a Maker Education / Experience, rather than the tools, to address any issues around access and equity that might arise for groups, regardless of financial and material resources.

The opinion, issued Thursday, found current law «indicates the General Assembly intended to treat the Chicago Public Schools differently than other Illinois school districts with respect to financial oversight by the State Board of Education.»

Crossroads Charter High, also in Mecklenburg, closed this summer too due to academic performance issues and financial management, but took in more than $ 15 million from the state since it opened in 2001.

It's of course no surprise that UTLA's report made no mention of that issue; they'd rather blame everyone else than offer real solutions for the district's complex financial problems.»

Higher education institutions in the state are facing different issues than elementary and secondary schools, and UUP president Frederick Kowal said a primary focus has been the financial troubles of Downstate Medical Center in Brooklyn, which might close.

The district's own experts and its independent financial advisory panel have already identified numerous issues that are much bigger than charters, some of which you've discussed today.

CCSA will continue to urge district leadership, and all those who care about strengthening L.A. public schools, to seriously examine the large and complex financial issues facing the district rather than irresponsibly scapegoat charters.