Sentences with phrase «than a lump sum of»

He floated the idea of going back to line - item grants in the budget that are directed by individual legislators, rather than a lump sum of cash allocated to the rank - and - file by the legislative leaders.

With a family income policy, rather than a lump sum of money, the death benefit is paid out in monthly increments as a portion of the total death benefit.

With a family income policy, rather than a lump sum of money, the death benefit is paid out in monthly increments as a portion of the total death benefit.

Not exact matches

Giving 25 % of the market rate for a position each year, rather than a lump sum grant that covers the next four years, will smooth out the vesting process so the employee never reaches a cliff.

Then last February, the governing Liberals created a new regulation to ensure producers pay a lump sum for the actual cost of waste disposal, rather than a projected per - unit cost estimated by Stewardship Ontario.

The bill divides federal healthcare funding to the states using block grants — a lump sum of sorts paid up front to states — rather than the current percent match of actual spending.

For example, customers can use consumer credit to pay off large ticket items or a holiday shopping spree over the course of a couple months rather than in one lump sum.

Guidant CEO David Nilssen recommends giving clients incentives to pay in lump sums rather than installments during the first few years of business.

A balloon payment is a lump sum paid at the end of a loan's term that is significantly larger than all of the payments made before it.

If you withdrew that amount in a lump sum at the end of 30 years and paid taxes at that time, you'd receive $ 331,149 — still significantly more than the $ 266,740 in the taxable account.

In addition, borrowers who have lump - sum payments made on their behalf under a student loan repayment program administered by the U.S. Department of Defense may also receive credit for more than one qualifying PSLF payment.

«Automate your savings out of every paycheck, rather than putting lump sums in when you get around to it,» Pavini said.

Contributing to your RRSP throughout the year rather than with a lump - sum purchase the last week of February has many benefits: automatic savings helps with cash flow management and it's less painful than having to find money for your contribution in February.

With mortgage providers offering mortgages with an LTV (loan to value) ratio of not more than 80 to 85 percent, the hurdle of needing to accumulate a saved lump sum before becoming a property owner would be drastically reduced.

If you bought a home at the median price of $ 255,990 and wanted to avoid paying private mortgage insurance, you'd need to put down a 20 percent down payment (more than $ 50,000) in one lump sum.

The lump sum payment can not be less than six times or more than 36 times the monthly amount that would be payable under the plan of payment selected.

The thick, velvety, lump - free gravy of your dreams becomes reality when the three core components — pan drippings, roux, and stock — come together as something way better than the sum of its parts.

Legally, candidates for the state Senate or Assembly are not required to itemize purchases less than $ 50, but investigators wondered whether lump sums categorized as «unitemized» — or large unspecified credit card charges — concealed purchases of goods or services unrelated to a campaign.

MPs» could receive a lump sum of # 23,000 a year for their second homes rather than the system of expenses which currently operates.

A $ 7.5 M. cash lump sum $ 240,000 a year until she dies or remarries A new car «no more than every five years» The Fifth Avenue apartment, «or any replacement primary residences of similar size, location, and quality.»

He also questioned the lump sum of Cuomo's proposal rather than putting various projects in the budget — the traditional process.

But financial planning is about more than just retirement and that lump sum at the end of a long and hard life.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

And a controversial special education funding model used in the 2016 - 17 and 2017 - 18 school years, when schools received a lump sum for staff positions instead of a set number of positions that were paid for through CPS headquarters, «more likely than not» delayed providing or eliminated teachers and classroom aides for some students.

And authorities concluded that a controversial special education funding model used in the 2016 - 17 and 2017 - 18 school years, when schools received a lump sum for staff positions instead of a set number of positions that were paid for through CPS headquarters, «more likely than not» delayed providing or eliminated teachers and classroom aides for some students.

Currently, teachers with more than 10 years of experience receive lump - sum bonuses, which will be eliminated under the new salary plan.

Use of innovative financing and a fixed - price, lump - sum design - build contract for SH 130 delivered the CTTS components 25 years sooner than conventional pay - as - you - go financing would have delivered.

That means paying more than your monthly payment — either in a lump sum at a time of your choosing or by paying extra each month.

If your interest rate is higher than, say, 4 % -5 % or so, you could start paying the debt down on a monthly basis instead of a lump sum.

A balloon payment is a lump sum paid at the end of a loan's term that is significantly larger than all of the payments made before it.

If by other Asset classes you mean other than equity, i.e. debt funds, liquid funds, arbitrage funds, FD's etc then yes majority of our lump - sum corpus has been invested in these asset classes only.

This means that the mortgage is paid off in a lump sum all at once, rather than in a series of fixed payments like for other installment loans.

Her marginal tax rate or 17 %, whichever is lower (The untaxed part of the lump sum is less than the untaxed plan cap for 2015 — 16 of $ 1.395 million)

Don't pay for more prepayments than you need (only 18 per cent of Canadians use lump - sum prepayments in any given year).

Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account.

A personal line of credit is the best fit when you may need access to funds on a recurring, as - needed basis rather than as a lump sum.

For example, if someone is seeking a loan sum of $ 50,000, it may be easier to get five loans of $ 10,000 running in succession, than to get it all in one lump sum.

A tax refund line of credit means that you will have cash there when you need it, rather than depositing a lump sum into your account.

For instance, putting lump sums of cash toward credit card debt can wipe out high interest payments, which would give you a better return on your money than paying off low interest mortgage debt.

The following features are prohibited from high - fee, high - rates loans: 1) All balloon payments - where the normal payments do not pay off the principal balance in full and a lump sum payment of more than twice the amount of the normal payments is required - for loans with less than 5 yr.

You'll probably end up with less guaranteed income (or a smaller stash of assets) using this tactic than had your company offered a partial lump sum - and - annuity option.

The number of payments for which you receive credit is determined by dividing the amount of your lump - sum payment by your scheduled full monthly payment amount, but you may not receive credit for more than 12 qualifying monthly payments.

A HELOC is different than a traditional lump sum loan, in that it gives homeowners access to funds (a line of credit, not unlike a credit card) up to a certain credit limit, with one important difference — a HELOC uses the borrower's home as collateral.

If you do not request a deferment or forbearance and instead make payments under an income - driven plan during your Peace Corps or AmeriCorps service, you could possibly receive credit for a larger number of qualifying PSLF payments than you would if you received a deferment or forbearance and then used your Peace Corps transition payment or Segal Education Award to make a lump - sum payment on your Direct Loans.

If your parents are helping you pay for school, payment plans also make it easier for them to contribute because they can allocate a certain portion of their monthly budget toward the bill rather than paying tuition fees in a lump sum.

Through a full and final settlement, you would offer your creditor a lump sum of money that's less than the full amount you owe.

While the lump sum is better than no contribution, contributing to your RSP throughout the year makes more sense and takes the stress out of finding money.

However, if you are going to make a single lump - sum contribution, such as an inheritance you receive, the transaction cost of an ETF might well be lower than for an index fund.

You pay taxes regularly through the year rather than in a lump sum at the end of the year.

On one site, I read that you should pay off a balance in full over a period of a few months rather than in one lump sum?